2027 Chevrolet Equinox EV: real cost in California

Cheapest trim, LT 1 · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$34,995the advertised price
Drive away$40,196with fees and tax
Loan payment$600/mo72-month loan at 7%, $5,000 down
True cost$1,145/moeverything, after resale
Car, fees and tax $40,196Insurance $17,346Charging $8,235Interest and lost return $16,595Maintenance and plates $11,352

$40,196 to drive away + $53,528 to run it for 6 years − $11,289 back at resale = $82,434, or $1,145 a month.

Where the money goes

Drive away$40,196
Running it, 6 yrs+$53,528
Back at resale−$11,289
Sticker pricethe advertised MSRP
+$34,995
Feesfreight $1,800 · doc fee $85 (typical)
+$1,885
Sales and use tax, 8.99%California
+$3,316
Insuranceestimate, age 35–59, California
+$17,346
Lost return on your money5% a year on the down payment and each payment
+$8,587
Charging13,500 mi a year at 108 MPGe, home charging at $0.33/kWh
+$8,235
Loan interest7% over 72 months
+$8,008
Maintenanceestimate
+$7,839
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,787
California EV fee$121 a year
+$726
Resale after 6 years32% of MSRP, you get this back
−$11,289
True cost $82,434 ÷ 72 months$1,145 a month

The car

Size and space
BodySUV190.6 in long
Seats5
Cargo26.4 cu ftbehind row 2
Ground clearance6.4 in
Engine and fuel
Engine220–300 hp electric, FWD, AWD
0–60 mph4.5–6.2 sour estimate from power and weight
Energy use103–108 MPGeEPA combined
Range319 miabout 223 mi in winter
TowingUp to 1,500 lb
Tires19" or 21"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistHands-free on highwayson mapped highways · Super Cruise, $30/mo
Resale at 6 years32% of MSRPaverage for its type

Every trim

All trims: 5 seats.
LT 1 FWD$34,995$40,196$82,434✓ $1,145/mo108 MPGe✓ Yes— No— No
LT 1 AWD$38,295$43,792$87,216$1,211/mo103 MPGe— No— No✓ Yes
LT 2 FWD$42,095$47,934$90,129$1,252/mo108 MPGe✓ Yes✓ Yes— No
RS FWD$44,395$50,441$93,324$1,296/mo108 MPGe— No✓ Yes— No
LT 2 AWD$45,395$51,530$94,661$1,315/mo103 MPGe✓ Yes✓ Yes✓ Yes
RS AWD$47,695$54,037$97,857$1,359/mo103 MPGe— No✓ Yes✓ Yes
LT 1FWD
✓ $1,145/mo
True cost
Sticker $34,995Drive-away $40,1966 yrs $82,434Fuel use 108 MPGeHeated seats ✓ YesSunroof — NoAWD/4WD — No
LT 1AWD
$1,211/mo
True cost
Sticker $38,295Drive-away $43,7926 yrs $87,216Fuel use 103 MPGeHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
LT 2FWD
$1,252/mo
True cost
Sticker $42,095Drive-away $47,9346 yrs $90,129Fuel use 108 MPGeHeated seats ✓ YesSunroof ✓ YesAWD/4WD — No
RSFWD
$1,296/mo
True cost
Sticker $44,395Drive-away $50,4416 yrs $93,324Fuel use 108 MPGeHeated seats — NoSunroof ✓ YesAWD/4WD — No
LT 2AWD
$1,315/mo
True cost
Sticker $45,395Drive-away $51,5306 yrs $94,661Fuel use 103 MPGeHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
RSAWD
$1,359/mo
True cost
Sticker $47,695Drive-away $54,0376 yrs $97,857Fuel use 103 MPGeHeated seats — NoSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
LT 1 FWD$34,995
LT 1 AWD$38,295
LT 2 FWD$42,095
RS FWD$44,395
LT 2 AWD$45,395
RS AWD$47,695
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ from LT 2 FWD
Hands-free driving
+ Option
360° camera
+ $545
✓
✓ from RS AWD
Parking sensors
✓ Every trim
Comfort
Heated seats
+ $1,455
✓
✓
Cooled seats
+ $3,100
+ $2,495
+ $3,100
+ $2,495
Heated steering wheel
+ $1,455
✓
✓ from RS AWD
Heated rear seats
+ $3,100
+ $2,495
+ $3,100
+ $2,495
Dual-zone climate
+ $3,100
+ $2,495
+ $3,100
+ $2,495
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
✓
✓
Wireless phone charging
✓
✓
Power driver's seat
+ $1,455
+ $3,100
+ $2,495
+ $3,100
+ $2,495
Memory seat
+ $3,100
+ $2,495
+ $3,100
+ $2,495
Tech and audio
Built-in navigation
✓ Every trim
Premium sound system
+ $3,945
Head-up display
+ $3,100
+ $2,495
+ $3,100
+ $2,495
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓
✓ from LT 2 AWD
Tow hitch included
+ $995
Sunroof
+ $1,500
Panoramic roof
+ $1,500
LED headlights
✓ Every trim
Not listed on any trimMassaging seatsApple CarPlay and Android AutoWireless CarPlay
Full standard equipment on the LT 1 LT 1 FWD (106 items)
  • EPA-estimated 319 miles of range
  • 17.7" diagonal color touchscreen display with Google built-in compatibility
  • Intersection Automatic Emergency Braking
  • Dual Level Charge Cord
  • Chevy Safety Assist
  • Integral drive unit with electric motor
  • Propulsion battery
  • Transmission, none (electric drive unit) (STD)
  • Electric propulsion system (FWD)
  • Electric drive unit, primary, 1 motor, integrated inverter, park system, 76F
  • Fuel, none
  • Emission system zero emission vehicle (ZEV)
  • Electronic Precision Shift
  • Propulsion, electric, FWD
  • Battery, 12V/60AH, 680 ENCCA
  • Vehicle-to-home (V2H) all V2H-capable GM EV's can provide power to your properly equipped home in a blackout to all equipment groups. (The GM Energy PowerShift Charger and GM Energy V2H Enablement Kit requires an adequately charged and properly equipped GM EV having bidirectional charging capabilities, a properly equipped home, and proper grid interconnection. Weather conditions, life of the battery, vehicle variation and usage, and other external factors may impact the duration of power supply. Power supply may be interrupted. It is not recommended that the following devices be powered with the GM Energy PowerShift Charger and V2H Enablement Kit: Medical Devices.)
  • 11.5 kW capable onboard charging module
  • Charging station communication equipment
  • 4-wheel antilock disc brakes
  • Non-asbestos, organic brake lining
  • Non-FNC brake rotors
  • Ride and Handling suspension
  • 19" Machined-face aluminum wheels
  • 19" all-season blackwall tires
  • Wheel, spare, none
  • Tire, spare, none
  • Tire inflator kit
  • Front side marker, LED
  • LED headlamps
  • LED tail lamps
  • IntelliBeam
  • Solar glazing glass
  • Glass, privacy
  • Deep-tinted rear glass
  • Mirrors, outside power-adjustable, manual folding
  • Painted mirror caps
  • Front intermittent wipers
  • Front license plate bracket
  • Body-color flush door handles
  • Manual liftgate
  • Recovery hook, front
  • Recovery hook, rear
  • 6-speaker audio system
  • SiriusXM with 360L Trial Subscription
  • 5G Wi-Fi hotspot capable
  • Front bucket seats
  • Seat trim, Cloth
  • 6-way manual driver seat
  • 4-way manual front passenger seat
  • Fold-flat rear seat with 60/40 split
  • Headrest, rear center
  • Front center console with armrest
  • Rear center armrest
  • Front carpeted floor mats
  • Rear carpeted floor mats
  • Tilt and telescopic steering column
  • Speedometer, miles/kilometers
  • Display, automatic occupant sensing
  • 11" diagonal color Driver Information Center
  • Remote Express-Down for all windows
  • Remote Start via smartphone app
  • Adaptive Cruise Control
  • Theft-deterrent unauthorized entry system
  • Power outlets
  • USB data ports
  • Charging-only USB ports
  • Google Automotive Services capable
  • Navigation System through Google built-in compatibility (select service plan required, terms and limitations apply)
  • Infotainment, High
  • Single-zone automatic climate control
  • Cabin air filter
  • Glovebox
  • Inside rearview manual day/night mirror
  • Driver and front passenger visors
  • 1 Scheduled Maintenance Visit 1
  • Bumper-to-Bumper Limited Warranty 1
  • Corrosion Limited Warranty 1
  • Roadside Assistance Program and Available Courtesy Transportation 1
  • Enhanced Automatic Emergency Braking
  • Rear Park Assist
  • Rear Cross Traffic Braking
  • Reverse Automatic Braking
  • Front Pedestrian and Bicyclist Braking
  • Airbag system
  • Passenger Sensing System
  • OnStar services capable
  • Forward Collision Alert
  • Following Distance Indicator
  • Lane Keep Assist with Lane Departure Warning
  • Blind Zone Steering Assist
  • HD Rear Vision Camera
  • LED Reflective Windshield Collision Alert
  • Safety Alert Seat
  • Seat belt, front passenger presence detector
  • Seat belt restraint pretensioner, rear
  • Restraint provision-retractor, automatic locking
  • Buckle to Drive
  • Teen Driver
  • Child rear seat restraint and provisions
  • Rear Seat Reminder
  • Rear Seat Belt Indicator
  • Keyless Open
  • Rear child security door locks
  • Side Bicyclist Alert
  • Horn, dual-note
  • OnStar Basics

Recalls

6 NHTSA recalls for 2025 to 2027 Equinox EV models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 Equinox EV in California?
$40,196 to drive away for the LT 1, from a $34,995 sticker.
What does it cost a month?
A $600 loan payment, about $1,113 a month with insurance, fuel and upkeep ($5,000 down); about $1,145 a month all in, after resale.
How much can it tow?
1,500 lb for every trim.

Colors

White SandsSummit WhiteBlackRiptide Blue MetallicSterling Gray MetallicRadiant Red Tintcoat+$495Habanero OrangePolar White Tricoat+$995

Similar SUVs

US prices in US dollars from Chevrolet's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.