2027 Toyota C-HR: real cost in California

Cheapest trim, SE · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$37,080the advertised price
Drive away$42,245with fees and tax
Loan payment$635/mo72-month loan at 7%, $5,000 down
True cost$1,125/moeverything, after resale
Car, fees and tax $42,245Insurance $17,714Charging $7,602Interest and lost return $17,462Maintenance and plates $9,851

$42,245 to drive away + $52,629 to run it for 6 years − $13,852 back at resale = $81,022, or $1,125 a month.

Where the money goes

Drive away$42,245
Running it, 6 yrs+$52,629
Back at resale−$13,852
Sticker pricethe advertised MSRP
+$37,080
Feesfreight $1,595 · doc fee $85 (typical)
+$1,680
Sales and use tax, 8.99%California
+$3,485
Insuranceestimate, age 35–59, California
+$17,714
Lost return on your money5% a year on the down payment and each payment
+$8,988
Loan interest7% over 72 months
+$8,474
Charging13,500 mi a year at 117 MPGe, home charging at $0.33/kWh
+$7,602
Maintenanceestimate
+$6,232
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,893
California EV fee$121 a year
+$726
Resale after 6 years37% of MSRP, you get this back
−$13,852
True cost $81,022 ÷ 72 months$1,125 a month

The car

Size and space
BodySUV177.9 in long
Seats5
Cargo25.3 cu ftbehind row 2
Ground clearance8.0 inhigh; good for snow and trails
Engine and fuel
Engine338 hp electric, AWD
0–60 mph4.9 sToyota's figure
Energy use112–117 MPGeEPA combined
Range287 miabout 201 mi in winter · fast charge 10-80% in 30 min
TowingNot published
Tires18"235/60R18
Safety and cover
Crash testNot rated yet
European crash test5 of 5 stars ↗Euro NCAP 2025, European version
Highway assistHands-free in traffic jamsunder about 25 mph · some trims or an option
Warranty3 yrspowertrain 5 yrs · battery 8 yrs
Resale at 6 years37% of MSRPaverage for its type

Every trim

All trims: AWD, 338 hp, 5 seats.
SE$37,080$42,245$81,022✓ $1,125/mo117 MPGe— No
XSE$39,080$44,424$84,107$1,168/mo112 MPGe✓ Yes
SE
✓ $1,125/mo
True cost
Sticker $37,080Drive-away $42,2456 yrs $81,022Fuel use 117 MPGeSunroof — No
XSE
$1,168/mo
True cost
Sticker $39,080Drive-away $44,4246 yrs $84,107Fuel use 112 MPGeSunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
SE$37,080
XSE$39,080
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ Every trim
Heated rear seats
+ $450
Convenience
Remote start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Premium sound system
+ $600
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
+ $1,000
Panoramic roof
+ $1,000
LED headlights
✓ Every trim
Not listed on any trimHands-free driving360° cameraParking sensorsCooled seatsDual-zone climateMassaging seatsPush-button startPower driver's seatMemory seatWireless CarPlayBuilt-in navigationHead-up displayLarge touchscreen (12 in+)Tow hitch included
Full standard equipment on the SE (49 items)
  • 18-in. black alloy wheels with covers
  • North American Charging Standard (NACS) charging port
  • Height-adjustable power liftgate with jam protection
  • Unique hammerhead hood design
  • Rain-sensing variable intermittent windshield wipers with de-icer function
  • Blackout badging
  • Black roof rails with black endcaps
  • Unique color-keyed center bumper; thin lower grille
  • Lower rear diffuser
  • Split roof rear spoiler
  • Ducktail rear spoiler
  • LED projector low- and high-beam headlights, Automatic High Beams (AHB), and auto on/off
  • LED taillights and stop lights
  • LED Daytime Running Lights (DRL) accent lighting with on/off feature
  • Color-keyed outside door handles with touch-sensor lock/unlock feature on all doors
  • Privacy glass on all rear, side, quarter and liftgate windows
  • Overhead console with maplights, Safety Connect button and power sunshade controls
  • Digital Key capability
  • Heated front seats
  • Front and rear ambient lighting with 64 available colors
  • Dual front Qi wireless chargers
  • One USB-C media port, and 3 USB-C charge ports
  • One 12V/120W auxiliary power outlet in bottom storage tray
  • Brushed dashboard design with matte finish
  • Power door locks with shift-linked automatic lock/unlock feature
  • Power windows with auto up/down and jam protection in all positions
  • Rear liftgate door window defogger
  • Auto-dimming rearview mirror
  • 60/40 split, reclining fold-flat rear seats with center armrest and cup holders
  • Cargo cover
  • Black interior door handles
  • LED front-seat reading lights, dome light and cargo area light
  • Front-door storage pockets with bottle holders
  • Two front and two rear cup holders; two front and two rear bottle holders
  • Seatback pockets on driver and passenger sides
  • Sun visors with illuminated vanity mirrors
  • Black carpet flooring with driver-side footrest
  • Toyota Safety Sense 3.0 (TSS)
  • Star Safety System
  • Blind Spot Monitor (BSM) with Rear Cross-Traffic Alert (RCTA)
  • Safe Exit Alert (SEA)
  • Backup camera with dynamic gridlines
  • Eight airbags
  • Adjustable front shoulder anchors
  • LATCH (Lower Anchors and Tethers for CHildren)
  • Child-protector rear door locks and power window lockout control
  • Downhill Assist Control (DAC)
  • Vehicle Proximity Notification System (VPNS)
  • Anti-theft system with alarm and engine immobilizer

Recalls

1 NHTSA recall for 2025 to 2027 C-HR models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 C-HR in California?
$42,245 to drive away for the SE, from a $37,080 sticker.
What does it cost a month?
A $635 loan payment, about $1,123 a month with insurance, fuel and upkeep ($5,000 down); about $1,125 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Similar SUVs

US prices in US dollars from Toyota's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.