2027 Hyundai IONIQ 5: real cost in California
See the IONIQ 5 on Hyundai's US site ↗US prices read 2026-11-09
Cheapest trim, SE Standard Range · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$35,250the advertised price
Drive away$40,310with fees and tax
Loan payment$602/mo72-month loan at 7%, $5,000 down
True cost$1,144/moeverything, after resale
$40,310 to drive away + $53,405 to run it for 6 years − $11,371 back at resale = $82,343, or $1,144 a month.
Where the money goes
Drive away$40,310
Running it, 6 yrs+$53,405
Back at resale−$11,371
Sticker pricethe advertised MSRP
+$35,250Feesfreight $1,650 · doc fee $85 (typical)
+$1,735Sales and use tax, 8.99%California
+$3,325Insuranceestimate, age 35–59, California
+$19,184Lost return on your money5% a year on the down payment and each payment
+$8,610Loan interest7% over 72 months
+$8,034Charging13,500 mi a year at 115 MPGe, home charging at $0.33/kWh
+$7,734Maintenanceestimate
+$6,325Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,793California EV fee$121 a year
+$726Resale after 6 years32% of MSRP, you get this back
−$11,371True cost $82,343 ÷ 72 months$1,144 a month
The car
Size and space
BodySUV183.3 in long
Seats5
Cargo26.3 cu ftbehind row 2
Ground clearance6.1–7.0 in
Engine and fuel
Engine168–320 hp electric, RWD, AWD
0–60 mph5.2–8.6 sour estimate from power and weight
Energy use94–115 MPGeEPA combined
Range245 miabout 171 mi in winter · fast charge 10-80% in 18 min
TowingUp to 2,700 lb
Tires19"235/55R19
Safety and cover
Crash testNot rated yet
European crash test5 of 5 stars ↗Euro NCAP 2021, European version
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrspowertrain 5 yrs · battery 8 yrs
Resale at 6 years32% of MSRPaverage for its type
Every trim
All trims: 5 seats.| SE Standard Range | $35,250 | $40,310 | $82,343 | ✓ $1,144/mo | 115 MPGe | — No | — No |
| SE RWD | $37,750 | $43,035 | $85,543 | $1,188/mo | 114 MPGe | — No | — No |
| SEL RWD | $40,200 | $45,705 | $88,611 | $1,231/mo | 114 MPGe | — No | — No |
| SE AWD | $41,250 | $46,849 | $90,517 | $1,257/mo | 106 MPGe | — No | ✓ Yes |
| SEL AWD | $43,700 | $49,520 | $93,751 | $1,302/mo | 106 MPGe | — No | ✓ Yes |
| Limited RWD | $45,225 | $51,182 | $95,163 | $1,322/mo | 114 MPGe | ✓ Yes | — No |
| XRT | $46,525 | $52,599 | $98,712 | $1,371/mo | 94 MPGe | — No | ✓ Yes |
| Limited AWD | $49,125 | $55,432 | $101,582 | $1,411/mo | 98 MPGe | ✓ Yes | ✓ Yes |
SE Standard Range
✓ $1,144/mo
True cost
SERWD
$1,188/mo
True cost
SELRWD
$1,231/mo
True cost
SEAWD
$1,257/mo
True cost
SELAWD
$1,302/mo
True cost
LimitedRWD
$1,322/mo
True cost
XRT
$1,371/mo
True cost
LimitedAWD
$1,411/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
SE Standard Range$35,250
SE RWD$37,750
SEL RWD$40,200
SE AWD$41,250
SEL AWD$43,700
Limited RWD$45,225
XRT$46,525
Limited AWD$49,125
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from Limited RWD
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓
✓ from Limited AWD
Heated steering wheel
✓
✓ from Limited AWD
Heated rear seats
✓
✓ from Limited AWD
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Power liftgate
✓
✓ from SEL AWD
Wireless phone charging
✓
✓ from SEL AWD
Power driver's seat
✓ Every trim
Memory seat
✓
✓ from Limited AWD
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ from Limited RWD
Head-up display
✓
✓ from Limited AWD
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ SE AWD to SEL AWD
✓ from XRT
Tow hitch included
+ $480 on every trim
Sunroof
✓
✓ from Limited AWD
Panoramic roof
✓
✓ from Limited AWD
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingMassaging seatsRemote start
Full standard equipment on the SE Standard Range (31 items)
- Blind-Spot Collision Warning
- Forward Attention Warning
- Forward Collision-Avoidance Assist
- Front, Front Side, Side-Curtain, & Rear Side Airbags
- Immobilizer
- Lane Keeping Assist; Lane Following Assist
- Parking Distance Warning - Reverse/Forward
- Rear Cross-Traffic Collision-Avoidance Assist
- Rearview Camera
- 12.3" Digital Instrument Cluster
- 12.3" Navigation System w/ AM/FM/HD Radio
- Bluelink+ All-Inclusive Connected Services (enrollment required)
- Cloth-Trimmed Seats
- Dual Automatic Temperature Control
- Front & Rear USB Ports
- Heated Front Seats
- Highway Driving Assist
- Power Driver's Seat w/ Lumbar Support
- Proximity Key w/ Push Button Start
- SiriusXM Radio w/ 90-Day Trial Subscription (not available in AK & HI)
- Smart Cruise Control
- Wi-Fi Hotspot (trial w/ Bluelink)
- Wireless Android Auto(TM) & Apple CarPlay
- 19" Alloy Wheels
- Automatic LED Headlights, Daytime Running Lights & Taillights
- Tire Mobility Kit (in lieu of spare tire)
- DC Ultra-Fast Charging Capability
- Lithium-Ion Battery System
- Permanent Magnet Electric Motor
- Regenerative Brake Level Control Paddles
- Shift-by-Wire Gear Selector
Recalls
10 NHTSA recalls for 2025 to 2027 IONIQ 5 models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Suspension2025 · 172 vehicles
The fasteners for the rear suspension may loosen and detach, which can result in a loss of vehicle control.Recall 26V314000 at NHTSA ↗Electrical system2025, 2026 · 27 vehicles
The high voltage battery system may contain an improperly tightened bus bar, which can cause a short-circuit.Recall 26V068000 at NHTSA ↗Electrical system2026 · 41,651 vehicles
Due to a software error, the instrument panel display may fail. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 101, "Controls and Displays."Recall 26V047000 at NHTSA ↗Seat belts2025 · 1,535 vehicles
The seat belt retractors for the driver and front passenger seats may not be securely fastened.Recall 25V797000 at NHTSA ↗Suspension2025 · 8 vehicles
Certain rear suspension alignment adjustment bolts may have been improperly tightened, which can cause a loss of vehicle stability control.Recall 25V605000 at NHTSA ↗Electrical system2025 · 10 vehicles
The high voltage battery system may contain an improperly tightened bus bar, which can cause a short-circuit.Recall 25V482000 at NHTSA ↗Quick answers
- How much is a 2027 IONIQ 5 in California?
- $40,310 to drive away for the SE Standard Range, from a $35,250 sticker.
- What does it cost a month?
- A $602 loan payment, about $1,113 a month with insurance, fuel and upkeep ($5,000 down); about $1,144 a month all in, after resale.
- How much can it tow?
- 2,700 lb for every trim.
Colors
Abyss BlackUltimate Red+$500Atlas White Matte+$1,000Lucid BlueCyber Gray+$500Digital TealAtlas WhiteEcotronic Gray Matte+$1,000Cosmic Blue
Similar SUVs
US prices in US dollars from Hyundai's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.