2027 Ram Ram 3500: real cost in California

Cheapest trim, TRADESMAN · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$49,340the advertised price
Drive away$56,915with fees and tax
Loan payment$885/mo72-month loan at 7%, $5,000 down
True cost$1,609/moeverything, after resale
Car, fees and tax $56,915Insurance $18,155Fuel $31,067Interest and lost return $23,671Maintenance and plates $12,039

$56,915 to drive away + $84,931 to run it for 6 years − $25,983 back at resale = $115,862, or $1,609 a month.

Where the money goes

Drive away$56,915
Running it, 6 yrs+$84,931
Back at resale−$25,983
Sticker pricethe advertised MSRP
+$49,340
Feesfreight $2,795 · doc fee $85 (typical)
+$2,880
Sales and use tax, 8.99%California
+$4,695
Fuel13,500 mi a year at 15 MPG
+$31,067
Insuranceestimate, age 35–59, California
+$18,155
Lost return on your money5% a year on the down payment and each payment
+$11,859
Loan interest7% over 72 months
+$11,812
Maintenanceestimate
+$8,628
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,411
Resale after 6 years53% of MSRP, you get this back
−$25,983
True cost $115,862 ÷ 72 months$1,609 a month

The car

Size and space
BodyRegular Cab, Crew Cab, Mega Cab232.0–260.8 in long
Seats3, 5, 6from the Canadian version or the type
Cargo96" bed
Ground clearance7.9–9.0 inhigh; good for snow and trails
Engine and fuel
Engine405 hp gas, 4x2, 4x4
0–60 mph6.4–7.6 sour estimate from power and weight
TowingUp to 15,600 lb
Tires18" or 20"by trim
Safety and cover
Crash testNot rated yet
Warranty3 yrspowertrain 10 yrs
Resale at 6 years53% of MSRPaverage for its type

Every trim

All trims: 405 hp, 15 MPG.
TRADESMAN REGULAR CAB 4X2 8' BOX$49,340$56,915$115,862✓ $1,609/mo315,500— No— No— No
TRADESMAN REGULAR CAB 4X4 8' BOX$52,270$60,108$118,951$1,652/mo315,500— No— No✓ Yes
TRADESMAN CREW CAB 4X2 6'4" BOX$52,960$60,860$119,678$1,662/mo315,500— No— No— No
LONE STAR REGULAR CAB 4X2 8' BOX$53,090$61,002$120,022$1,667/mo315,600✓ Yes— No— No
BIG HORN REGULAR CAB 4X2 8' BOX$53,090$61,002$120,022$1,667/mo315,600✓ Yes— No— No
TRADESMAN CREW CAB 4X2 8' BOX$53,160$61,078$119,889$1,665/mo315,500— No— No— No
TRADESMAN CREW CAB 4X4 6'4" BOX$55,890$64,053$122,767$1,705/mo315,500— No— No✓ Yes
LONE STAR REGULAR CAB 4X4 8' BOX$56,020$64,195$123,111$1,710/mo315,600✓ Yes— No✓ Yes
BIG HORN REGULAR CAB 4X4 8' BOX$56,020$64,195$123,111$1,710/mo315,600✓ Yes— No✓ Yes
TRADESMAN CREW CAB 4X4 8' BOX$56,090$64,271$122,978$1,708/mo315,500— No— No✓ Yes
LONE STAR CREW CAB 4X2 6'4" BOX$56,710$64,947$123,838$1,720/mo315,600✓ Yes— No— No
BIG HORN CREW CAB 4X2 6'4" BOX$56,710$64,947$123,838$1,720/mo315,600✓ Yes— No— No
LONE STAR CREW CAB 4X2 8' BOX$56,910$65,165$124,049$1,723/mo315,600✓ Yes— No— No
BIG HORN CREW CAB 4X2 8' BOX$56,910$65,165$124,049$1,723/mo315,600✓ Yes— No— No
BIG HORN CREW CAB 4X4 6'4" BOX$59,640$68,141$126,927$1,763/mo315,600✓ Yes— No✓ Yes
LONE STAR CREW CAB 4X4 6'4" BOX$59,640$68,141$126,927$1,763/mo315,600✓ Yes— No✓ Yes
LONE STAR CREW CAB 4X4 8' BOX$59,840$68,359$127,138$1,766/mo315,600✓ Yes— No✓ Yes
BIG HORN CREW CAB 4X4 8' BOX$59,840$68,359$127,138$1,766/mo315,600✓ Yes— No✓ Yes
LARAMIE CREW CAB 4X2 8' BOX$64,795$73,759$133,597$1,856/mo614,800✓ Yes✓ Yes— No
LARAMIE CREW CAB 4X2 6'4" BOX$64,995$73,977$133,808$1,858/mo614,800✓ Yes✓ Yes— No
LARAMIE CREW CAB 4X4 6'4" BOX$67,725$76,952$136,686$1,898/mo614,800✓ Yes✓ Yes✓ Yes
LARAMIE CREW CAB 4X4 8' BOX$67,925$77,170$136,897$1,901/mo614,800✓ Yes✓ Yes✓ Yes
LONGHORN CREW CAB 4X2 8' BOX$76,805$86,849$146,647$2,037/mo514,350✓ Yes✓ Yes— No
LIMITED CREW CAB 4X2 8' BOX$76,805$86,849$146,647$2,037/mo514,350✓ Yes✓ Yes— No
LONGHORN CREW CAB 4X2 6'4" BOX$77,095$87,165$146,952$2,041/mo514,350✓ Yes✓ Yes— No
LIMITED CREW CAB 4X2 6'4" BOX$77,095$87,165$146,952$2,041/mo514,350✓ Yes✓ Yes— No
LIMITED CREW CAB 4X4 8' BOX$79,735$90,042$149,735$2,080/mo514,350✓ Yes✓ Yes✓ Yes
LONGHORN CREW CAB 4X4 8' BOX$79,735$90,042$149,735$2,080/mo514,350✓ Yes✓ Yes✓ Yes
LONGHORN CREW CAB 4X4 6'4" BOX$80,025$90,358$150,041$2,084/mo514,350✓ Yes✓ Yes✓ Yes
LIMITED CREW CAB 4X4 6'4" BOX$80,025$90,358$150,041$2,084/mo514,350✓ Yes✓ Yes✓ Yes
LARAMIE MEGA CAB 4X4 6'4" BOX$81,735$92,222$151,455$2,104/mo614,800✓ Yes✓ Yes✓ Yes
LONGHORN MEGA CAB 4X4 6'4" BOX$94,035$105,628$164,810$2,289/mo514,350✓ Yes✓ Yes✓ Yes
LIMITED MEGA CAB 4X4 6'4" BOX$94,035$105,628$164,810$2,289/mo514,350✓ Yes✓ Yes✓ Yes
TRADESMANREGULAR CAB 4X2 8' BOX
✓ $1,609/mo
True cost
Sticker $49,340Drive-away $56,9156 yrs $115,862Seats 3Tows 15,500Heated seats — NoSunroof — NoAWD/4WD — No
TRADESMANREGULAR CAB 4X4 8' BOX
$1,652/mo
True cost
Sticker $52,270Drive-away $60,1086 yrs $118,951Seats 3Tows 15,500Heated seats — NoSunroof — NoAWD/4WD ✓ Yes
TRADESMANCREW CAB 4X2 6'4" BOX
$1,662/mo
True cost
Sticker $52,960Drive-away $60,8606 yrs $119,678Seats 3Tows 15,500Heated seats — NoSunroof — NoAWD/4WD — No
LONE STARREGULAR CAB 4X2 8' BOX
$1,667/mo
True cost
Sticker $53,090Drive-away $61,0026 yrs $120,022Seats 3Tows 15,600Heated seats ✓ YesSunroof — NoAWD/4WD — No
BIG HORNREGULAR CAB 4X2 8' BOX
$1,667/mo
True cost
Sticker $53,090Drive-away $61,0026 yrs $120,022Seats 3Tows 15,600Heated seats ✓ YesSunroof — NoAWD/4WD — No
TRADESMANCREW CAB 4X2 8' BOX
$1,665/mo
True cost
Sticker $53,160Drive-away $61,0786 yrs $119,889Seats 3Tows 15,500Heated seats — NoSunroof — NoAWD/4WD — No
TRADESMANCREW CAB 4X4 6'4" BOX
$1,705/mo
True cost
Sticker $55,890Drive-away $64,0536 yrs $122,767Seats 3Tows 15,500Heated seats — NoSunroof — NoAWD/4WD ✓ Yes
LONE STARREGULAR CAB 4X4 8' BOX
$1,710/mo
True cost
Sticker $56,020Drive-away $64,1956 yrs $123,111Seats 3Tows 15,600Heated seats ✓ YesSunroof — NoAWD/4WD ✓ Yes
BIG HORNREGULAR CAB 4X4 8' BOX
$1,710/mo
True cost
Sticker $56,020Drive-away $64,1956 yrs $123,111Seats 3Tows 15,600Heated seats ✓ YesSunroof — NoAWD/4WD ✓ Yes
TRADESMANCREW CAB 4X4 8' BOX
$1,708/mo
True cost
Sticker $56,090Drive-away $64,2716 yrs $122,978Seats 3Tows 15,500Heated seats — NoSunroof — NoAWD/4WD ✓ Yes
LONE STARCREW CAB 4X2 6'4" BOX
$1,720/mo
True cost
Sticker $56,710Drive-away $64,9476 yrs $123,838Seats 3Tows 15,600Heated seats ✓ YesSunroof — NoAWD/4WD — No
BIG HORNCREW CAB 4X2 6'4" BOX
$1,720/mo
True cost
Sticker $56,710Drive-away $64,9476 yrs $123,838Seats 3Tows 15,600Heated seats ✓ YesSunroof — NoAWD/4WD — No
LONE STARCREW CAB 4X2 8' BOX
$1,723/mo
True cost
Sticker $56,910Drive-away $65,1656 yrs $124,049Seats 3Tows 15,600Heated seats ✓ YesSunroof — NoAWD/4WD — No
BIG HORNCREW CAB 4X2 8' BOX
$1,723/mo
True cost
Sticker $56,910Drive-away $65,1656 yrs $124,049Seats 3Tows 15,600Heated seats ✓ YesSunroof — NoAWD/4WD — No
BIG HORNCREW CAB 4X4 6'4" BOX
$1,763/mo
True cost
Sticker $59,640Drive-away $68,1416 yrs $126,927Seats 3Tows 15,600Heated seats ✓ YesSunroof — NoAWD/4WD ✓ Yes
LONE STARCREW CAB 4X4 6'4" BOX
$1,763/mo
True cost
Sticker $59,640Drive-away $68,1416 yrs $126,927Seats 3Tows 15,600Heated seats ✓ YesSunroof — NoAWD/4WD ✓ Yes
LONE STARCREW CAB 4X4 8' BOX
$1,766/mo
True cost
Sticker $59,840Drive-away $68,3596 yrs $127,138Seats 3Tows 15,600Heated seats ✓ YesSunroof — NoAWD/4WD ✓ Yes
BIG HORNCREW CAB 4X4 8' BOX
$1,766/mo
True cost
Sticker $59,840Drive-away $68,3596 yrs $127,138Seats 3Tows 15,600Heated seats ✓ YesSunroof — NoAWD/4WD ✓ Yes
LARAMIECREW CAB 4X2 8' BOX
$1,856/mo
True cost
Sticker $64,795Drive-away $73,7596 yrs $133,597Seats 6Tows 14,800Heated seats ✓ YesSunroof ✓ YesAWD/4WD — No
LARAMIECREW CAB 4X2 6'4" BOX
$1,858/mo
True cost
Sticker $64,995Drive-away $73,9776 yrs $133,808Seats 6Tows 14,800Heated seats ✓ YesSunroof ✓ YesAWD/4WD — No
LARAMIECREW CAB 4X4 6'4" BOX
$1,898/mo
True cost
Sticker $67,725Drive-away $76,9526 yrs $136,686Seats 6Tows 14,800Heated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
LARAMIECREW CAB 4X4 8' BOX
$1,901/mo
True cost
Sticker $67,925Drive-away $77,1706 yrs $136,897Seats 6Tows 14,800Heated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
LONGHORNCREW CAB 4X2 8' BOX
$2,037/mo
True cost
Sticker $76,805Drive-away $86,8496 yrs $146,647Seats 5Tows 14,350Heated seats ✓ YesSunroof ✓ YesAWD/4WD — No
LIMITEDCREW CAB 4X2 8' BOX
$2,037/mo
True cost
Sticker $76,805Drive-away $86,8496 yrs $146,647Seats 5Tows 14,350Heated seats ✓ YesSunroof ✓ YesAWD/4WD — No
LONGHORNCREW CAB 4X2 6'4" BOX
$2,041/mo
True cost
Sticker $77,095Drive-away $87,1656 yrs $146,952Seats 5Tows 14,350Heated seats ✓ YesSunroof ✓ YesAWD/4WD — No
LIMITEDCREW CAB 4X2 6'4" BOX
$2,041/mo
True cost
Sticker $77,095Drive-away $87,1656 yrs $146,952Seats 5Tows 14,350Heated seats ✓ YesSunroof ✓ YesAWD/4WD — No
LIMITEDCREW CAB 4X4 8' BOX
$2,080/mo
True cost
Sticker $79,735Drive-away $90,0426 yrs $149,735Seats 5Tows 14,350Heated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
LONGHORNCREW CAB 4X4 8' BOX
$2,080/mo
True cost
Sticker $79,735Drive-away $90,0426 yrs $149,735Seats 5Tows 14,350Heated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
LONGHORNCREW CAB 4X4 6'4" BOX
$2,084/mo
True cost
Sticker $80,025Drive-away $90,3586 yrs $150,041Seats 5Tows 14,350Heated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
LIMITEDCREW CAB 4X4 6'4" BOX
$2,084/mo
True cost
Sticker $80,025Drive-away $90,3586 yrs $150,041Seats 5Tows 14,350Heated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
LARAMIEMEGA CAB 4X4 6'4" BOX
$2,104/mo
True cost
Sticker $81,735Drive-away $92,2226 yrs $151,455Seats 6Tows 14,800Heated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
LONGHORNMEGA CAB 4X4 6'4" BOX
$2,289/mo
True cost
Sticker $94,035Drive-away $105,6286 yrs $164,810Seats 5Tows 14,350Heated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
LIMITEDMEGA CAB 4X4 6'4" BOX
$2,289/mo
True cost
Sticker $94,035Drive-away $105,6286 yrs $164,810Seats 5Tows 14,350Heated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
TRADESMAN REGULAR CAB 4X2 8' BOX$49,340
TRADESMAN REGULAR CAB 4X4 8' BOX$52,270
TRADESMAN CREW CAB 4X2 6'4" BOX$52,960
LONE STAR REGULAR CAB 4X2 8' BOX$53,090
BIG HORN REGULAR CAB 4X2 8' BOX$53,090
TRADESMAN CREW CAB 4X2 8' BOX$53,160
TRADESMAN CREW CAB 4X4 6'4" BOX$55,890
LONE STAR REGULAR CAB 4X4 8' BOX$56,020
BIG HORN REGULAR CAB 4X4 8' BOX$56,020
TRADESMAN CREW CAB 4X4 8' BOX$56,090
LONE STAR CREW CAB 4X2 6'4" BOX$56,710
BIG HORN CREW CAB 4X2 6'4" BOX$56,710
LONE STAR CREW CAB 4X2 8' BOX$56,910
BIG HORN CREW CAB 4X2 8' BOX$56,910
BIG HORN CREW CAB 4X4 6'4" BOX$59,640
LONE STAR CREW CAB 4X4 6'4" BOX$59,640
LONE STAR CREW CAB 4X4 8' BOX$59,840
BIG HORN CREW CAB 4X4 8' BOX$59,840
LARAMIE CREW CAB 4X2 8' BOX$64,795
LARAMIE CREW CAB 4X2 6'4" BOX$64,995
LARAMIE CREW CAB 4X4 6'4" BOX$67,725
LARAMIE CREW CAB 4X4 8' BOX$67,925
LONGHORN CREW CAB 4X2 8' BOX$76,805
LIMITED CREW CAB 4X2 8' BOX$76,805
LONGHORN CREW CAB 4X2 6'4" BOX$77,095
LIMITED CREW CAB 4X2 6'4" BOX$77,095
LIMITED CREW CAB 4X4 8' BOX$79,735
LONGHORN CREW CAB 4X4 8' BOX$79,735
LONGHORN CREW CAB 4X4 6'4" BOX$80,025
LIMITED CREW CAB 4X4 6'4" BOX$80,025
LARAMIE MEGA CAB 4X4 6'4" BOX$81,735
LONGHORN MEGA CAB 4X4 6'4" BOX$94,035
LIMITED MEGA CAB 4X4 6'4" BOX$94,035
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
+ $2,395
+ $2,195
+ $2,395
+ $2,195
+ $2,395
+ $2,195
+ Option
+ $2,195
✓ from LARAMIE CREW CAB 4X2 8' BOX
Rear cross-traffic alert
+ $2,395
+ $2,195
+ $2,395
+ $2,195
+ $2,395
+ $2,195
+ Option
+ $2,195
Adaptive cruise
✓ Every trim
360° camera
+ $2,395
+ $2,195
+ $2,395
+ $2,195
+ $2,395
+ $2,195
+ Option
+ $2,195
+ $1,595
+ $1,895
+ Option
Parking sensors
+ $295
+ $495
+ $495
+ $495
Comfort
Heated seats
+ $445
+ $445
+ $445
+ Option
+ $445
✓ from LARAMIE CREW CAB 4X2 8' BOX
Cooled seats
✓ from LARAMIE CREW CAB 4X2 8' BOX
Heated steering wheel
+ $445
+ $445
+ $445
+ Option
+ $445
✓ LARAMIE CREW CAB 4X2 8' BOX to LARAMIE CREW CAB 4X4 8' BOX
✓
Heated rear seats
+ $545
✓ LONGHORN CREW CAB 4X2 8' BOX to LIMITED CREW CAB 4X4 6'4" BOX
✓ from LONGHORN MEGA CAB 4X4 6'4" BOX
Dual-zone climate
+ $2,395
+ $2,785
+ $2,395
+ $2,785
+ $2,395
+ $2,785
+ Option
+ $2,785
✓ from LARAMIE CREW CAB 4X2 8' BOX
Convenience
Remote start
+ $295
+ $295
+ $295
+ Option
+ $295
✓ from LARAMIE CREW CAB 4X2 8' BOX
Wireless phone charging
+ $3,035
+ $3,035
+ $3,035
+ Option
+ $3,035
+ $545
+ Option
Power driver's seat
+ $295
+ $295
+ $945
+ Option
+ $945
+ $545
+ Option
Tech and audio
Apple CarPlay and Android Auto
+ $2,395
+ $2,785
+ $2,395
+ $2,785
+ $2,395
+ $2,785
+ Option
+ $2,785
+ $2,445
+ Option
Built-in navigation
+ $2,395
+ $2,785
+ $2,395
+ $2,785
+ $2,395
+ $2,785
+ Option
+ $2,785
✓ from LARAMIE CREW CAB 4X2 8' BOX
Premium sound system
+ Option
+ Option
+ Option
+ $2,445
+ Option
Large touchscreen (12 in+)
+ $2,395
+ $2,785
+ $2,395
+ $2,785
+ $2,395
+ $2,785
+ $2,785
✓ from LARAMIE CREW CAB 4X2 8' BOX
Capability and looks
AWD or 4WD
✓
✓ TRADESMAN CREW CAB 4X4 6'4" BOX to TRADESMAN CREW CAB 4X4 8' BOX
✓ BIG HORN CREW CAB 4X4 6'4" BOX to BIG HORN CREW CAB 4X4 8' BOX
✓ LARAMIE CREW CAB 4X4 6'4" BOX to LARAMIE CREW CAB 4X4 8' BOX
✓ from LIMITED CREW CAB 4X4 8' BOX
Tow hitch included
+ $1,130
+ $1,130
+ $1,130
+ $1,130
+ $1,130
+ $2,730
+ $1,130
Sunroof
+ $1,195
+ Option
LED headlights
✓ LONGHORN CREW CAB 4X2 8' BOX to LIMITED CREW CAB 4X4 6'4" BOX
✓ from LONGHORN MEGA CAB 4X4 6'4" BOX

Ram lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.

Recalls

6 NHTSA recalls for 2025 to 2027 Ram 3500 models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 Ram 3500 in California?
$56,915 to drive away for the TRADESMAN, from a $49,340 sticker.
What does it cost a month?
A $885 loan payment, about $1,736 a month with insurance, fuel and upkeep ($5,000 down); about $1,609 a month all in, after resale.
How much can it tow?
From 14,350 lb to 15,600 lb, depending on the trim.

Similar pickups

US prices in US dollars from Ram's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.