2026 Chevrolet Silverado 3500 HD: real cost in California
See the Silverado 3500 HD on Chevrolet's US site ↗US prices read 2026-11-09
Cheapest trim, WT · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$47,400the advertised price
Drive away$54,800with fees and tax
Loan payment$849/mo72-month loan at 7%, $5,000 down
True cost$1,522/moeverything, after resale
$54,800 to drive away + $79,751 to run it for 6 years − $24,962 back at resale = $109,589, or $1,522 a month.
Where the money goes
Drive away$54,800
Running it, 6 yrs+$79,751
Back at resale−$24,962
Sticker pricethe advertised MSRP
+$47,400Feesfreight $2,795 · doc fee $85 (typical)
+$2,880Sales and use tax, 8.99%California
+$4,520Fuel13,500 mi a year at 17 MPG
+$27,901Insuranceestimate, age 35–59, California
+$16,905Lost return on your money5% a year on the down payment and each payment
+$11,445Loan interest7% over 72 months
+$11,331Maintenanceestimate
+$8,816Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,353Resale after 6 years53% of MSRP, you get this back
−$24,962True cost $109,589 ÷ 72 months$1,522 a month
The car
Size and space
BodyRegular Cab, Long Bed, Double Cab, Long Bed, Crew Cab, Standard Bed
Seats3, 6
Cargo98.27" bed
Engine and fuel
Engine401–470 hp gas or diesel, 2WD, 4WD
0–60 mph5.9–6.6 sour estimate from power and weight
TowingUp to 20,000 lb
Tires18" or 20"by trim
Safety and cover
Crash testNot rated yet
Resale at 6 years53% of MSRPaverage for its type
Every trim
Every trim: auto braking.| WT 2WD | $47,400 | $54,800 | $109,589 | ✓ $1,522/mo | 3 | 14,500 | 17 MPG | ✓ Yes | ✓ Yes | — No | — No | — No |
| WT 2WD | $49,300 | $56,871 | $111,592 | $1,550/mo | 6 | 16,000 | 17 MPG | ✓ Yes | ✓ Yes | — No | — No | — No |
| WT 2WD | $50,900 | $58,615 | $113,301 | $1,574/mo | 6 | 16,000 | 17 MPG | ✓ Yes | ✓ Yes | — No | — No | — No |
| WT 2WD | $51,100 | $58,833 | $113,512 | $1,577/mo | 6 | 16,000 | 17 MPG | ✓ Yes | ✓ Yes | — No | — No | — No |
| LT 4WD | $54,100 | $62,103 | $117,360 | $1,630/mo | 3 | 14,500 | 17 MPG | ✓ Yes | ✓ Yes | — No | — No | ✓ Yes |
| LT 4WD | $56,300 | $64,500 | $119,777 | $1,664/mo | 6 | 16,000 | 17 MPG | ✓ Yes | ✓ Yes | — No | — No | ✓ Yes |
| LT 4WD | $57,900 | $66,244 | $121,570 | $1,688/mo | 6 | 16,000 | 17 MPG | ✓ Yes | ✓ Yes | — No | — No | ✓ Yes |
| LT 4WD | $58,100 | $66,462 | $121,781 | $1,691/mo | 6 | 16,000 | 17 MPG | ✓ Yes | ✓ Yes | — No | — No | ✓ Yes |
| WT 6.6L Duramax Turbo-Diesel V8, 2WD | $58,415 | $66,805 | $123,320 | $1,713/mo | 3 | 14,500 | 22 MPG | ✓ Yes | ✓ Yes | — No | — No | — No |
| WT 6.6L Duramax Turbo-Diesel V8, 2WD | $59,290 | $67,759 | $124,243 | $1,726/mo | 6 | 20,000 | 22 MPG | ✓ Yes | ✓ Yes | — No | — No | — No |
| WT 6.6L Duramax Turbo-Diesel V8, 2WD | $60,890 | $69,503 | $126,053 | $1,751/mo | 6 | 20,000 | 22 MPG | ✓ Yes | ✓ Yes | — No | — No | — No |
| WT 6.6L Duramax Turbo-Diesel V8, 2WD | $61,090 | $69,721 | $126,263 | $1,754/mo | 6 | 20,000 | 22 MPG | ✓ Yes | ✓ Yes | — No | — No | — No |
| LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic, 4WD | $64,090 | $72,991 | $129,677 | $1,801/mo | 3 | 14,500 | 22 MPG | ✓ Yes | ✓ Yes | — No | — No | ✓ Yes |
| LTZ 4WD | $64,800 | $73,764 | $129,328 | $1,796/mo | 6 | 16,000 | 17 MPG | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes |
| LTZ 4WD | $65,000 | $73,982 | $129,539 | $1,799/mo | 6 | 16,000 | 17 MPG | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes |
| LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic transmission with integrated Power Take-Off (PTO), 4WD | $65,085 | $74,075 | $130,799 | $1,817/mo | 3 | 14,500 | 22 MPG | ✓ Yes | ✓ Yes | — No | — No | ✓ Yes |
| LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic, 4WD | $66,290 | $75,388 | $132,143 | $1,835/mo | 6 | 20,000 | 22 MPG | ✓ Yes | ✓ Yes | — No | — No | ✓ Yes |
| LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic transmission with integrated Power Take-Off (PTO), 4WD | $67,285 | $76,473 | $133,192 | $1,850/mo | 6 | 20,000 | 22 MPG | ✓ Yes | ✓ Yes | — No | — No | ✓ Yes |
| LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic, 4WD | $67,890 | $77,132 | $133,830 | $1,859/mo | 6 | 20,000 | 22 MPG | ✓ Yes | ✓ Yes | — No | — No | ✓ Yes |
| LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic, 4WD | $68,090 | $77,350 | $134,041 | $1,862/mo | 6 | 20,000 | 22 MPG | ✓ Yes | ✓ Yes | — No | — No | ✓ Yes |
| LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic transmission with integrated Power Take-Off (PTO), 4WD | $68,885 | $78,217 | $134,952 | $1,874/mo | 6 | 20,000 | 22 MPG | ✓ Yes | ✓ Yes | — No | — No | ✓ Yes |
| LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic transmission with integrated Power Take-Off (PTO), 4WD | $69,085 | $78,435 | $135,163 | $1,877/mo | 6 | 20,000 | 22 MPG | ✓ Yes | ✓ Yes | — No | — No | ✓ Yes |
| LTZ 6.6L Duramax Turbo-Diesel V8, 4WD | $74,790 | $84,653 | $141,398 | $1,964/mo | 6 | 20,000 | 22 MPG | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes |
| LTZ 6.6L Duramax Turbo-Diesel V8, 4WD | $74,990 | $84,871 | $141,608 | $1,967/mo | 6 | 20,000 | 22 MPG | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes |
| High Country 4WD | $75,200 | $85,099 | $140,807 | $1,956/mo | 6 | 16,000 | 17 MPG | — No | — No | — No | ✓ Yes | ✓ Yes |
| High Country 4WD | $75,400 | $85,317 | $141,018 | $1,959/mo | 6 | 16,000 | 17 MPG | — No | — No | — No | ✓ Yes | ✓ Yes |
| High Country 6.6L Duramax Turbo-Diesel V8, 4WD | $85,190 | $95,987 | $152,729 | $2,121/mo | 6 | 20,000 | 22 MPG | — No | — No | — No | ✓ Yes | ✓ Yes |
| High Country 6.6L Duramax Turbo-Diesel V8, 4WD | $85,390 | $96,205 | $153,013 | $2,125/mo | 6 | 20,000 | 22 MPG | — No | — No | — No | ✓ Yes | ✓ Yes |
WT2WD
✓ $1,522/mo
True cost
WT2WD
$1,550/mo
True cost
WT2WD
$1,574/mo
True cost
WT2WD
$1,577/mo
True cost
LT4WD
$1,630/mo
True cost
LT4WD
$1,664/mo
True cost
LT4WD
$1,688/mo
True cost
LT4WD
$1,691/mo
True cost
WT6.6L Duramax Turbo-Diesel V8, 2WD
$1,713/mo
True cost
WT6.6L Duramax Turbo-Diesel V8, 2WD
$1,726/mo
True cost
WT6.6L Duramax Turbo-Diesel V8, 2WD
$1,751/mo
True cost
WT6.6L Duramax Turbo-Diesel V8, 2WD
$1,754/mo
True cost
LT6.6L Duramax Turbo-Diesel V8, 10-speed automatic, 4WD
$1,801/mo
True cost
LTZ4WD
$1,796/mo
True cost
LTZ4WD
$1,799/mo
True cost
LT6.6L Duramax Turbo-Diesel V8, 10-speed automatic transmission with integrated Power Take-Off (PTO), 4WD
$1,817/mo
True cost
LT6.6L Duramax Turbo-Diesel V8, 10-speed automatic, 4WD
$1,835/mo
True cost
LT6.6L Duramax Turbo-Diesel V8, 10-speed automatic transmission with integrated Power Take-Off (PTO), 4WD
$1,850/mo
True cost
LT6.6L Duramax Turbo-Diesel V8, 10-speed automatic, 4WD
$1,859/mo
True cost
LT6.6L Duramax Turbo-Diesel V8, 10-speed automatic, 4WD
$1,862/mo
True cost
LT6.6L Duramax Turbo-Diesel V8, 10-speed automatic transmission with integrated Power Take-Off (PTO), 4WD
$1,874/mo
True cost
LT6.6L Duramax Turbo-Diesel V8, 10-speed automatic transmission with integrated Power Take-Off (PTO), 4WD
$1,877/mo
True cost
LTZ6.6L Duramax Turbo-Diesel V8, 4WD
$1,964/mo
True cost
LTZ6.6L Duramax Turbo-Diesel V8, 4WD
$1,967/mo
True cost
High Country4WD
$1,956/mo
True cost
High Country4WD
$1,959/mo
True cost
High Country6.6L Duramax Turbo-Diesel V8, 4WD
$2,121/mo
True cost
High Country6.6L Duramax Turbo-Diesel V8, 4WD
$2,125/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
WT 2WD$47,400
LT 4WD$54,100
LT 4WD$56,300
LT 4WD$57,900
WT 6.6L Duramax Turbo-Diesel V8, 2WD$58,415
LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic, 4WD$64,090
LTZ 4WD$64,800
LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic transmission with integrated Power Take-Off (PTO), 4WD$65,085
LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic, 4WD$66,290
LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic transmission with integrated Power Take-Off (PTO), 4WD$67,285
LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic, 4WD$67,890
LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic transmission with integrated Power Take-Off (PTO), 4WD$68,885
LTZ 6.6L Duramax Turbo-Diesel V8, 4WD$74,790
High Country 4WD$75,200
High Country 6.6L Duramax Turbo-Diesel V8, 4WD$85,190
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
+ $795
+ $735
+ $1,335
+ $795
+ $735
+ $1,245
+ $735
+ $1,335
+ $1,245
Rear cross-traffic alert
+ $795
+ $735
+ $1,335
+ $795
+ $735
+ $1,245
+ $735
+ $1,335
+ $1,245
✓ from High Country 4WD
Adaptive cruise
+ $500
+ $1,050
+ $500
+ $1,050
360° camera
+ $1,335
+ $1,245
+ $1,335
+ $1,245
✓ from High Country 4WD
Parking sensors
+ $795
+ $735
+ $1,335
+ $795
+ $735
+ $1,245
+ $735
+ $1,335
+ $1,245
✓ from High Country 4WD
Comfort
Heated seats
✓
✓
Cooled seats
+ $1,815
+ $1,815
Heated steering wheel
+ $400
+ $400
+ $400
Heated rear seats
+ $1,050
+ $1,050
Dual-zone climate
+ $985
+ $985
✓
+ $985
✓
Convenience
Push-button start
✓ Every trim
Remote start
+ $525
+ $525
+ $525
Power liftgate
+ $335
+ $335
+ $1,815
+ $335
+ $1,815
Wireless phone charging
+ $1,815
+ $1,815
Power driver's seat
+ $985
+ $985
+ $985
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ LT 4WD to LT 4WD
✓ LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic, 4WD to LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic transmission with integrated Power Take-Off (PTO), 4WD
Premium sound system
+ $1,815
+ $1,815
✓ from High Country 4WD
Head-up display
+ $1,340
+ $1,340
Large touchscreen (12 in+)
✓ LT 4WD to LT 4WD
✓ LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic, 4WD to LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic transmission with integrated Power Take-Off (PTO), 4WD
Capability and looks
AWD or 4WD
✓ LT 4WD to LT 4WD
✓ from LT 6.6L Duramax Turbo-Diesel V8, 10-speed automatic, 4WD
Tow hitch included
✓ Every trim
Sunroof
+ $995
+ $995
LED headlights
+ $3,530
✓
+ $3,530
✓
Not listed on any trimLane centeringHands-free drivingMassaging seatsMemory seatPanoramic roof
Full standard equipment on the WT WT 2WD (94 items)
- 6.6L V8 Gas engine
- Durabed
- Chevrolet Infotainment 3 System with 7" diagonal color touchscreen
- Charge / Data USB ports
- Trailering Package
- 10-speed automatic transmission
- 3.73 rear axle ratio
- 10,950 lbs. GVWR
- Push Button Start
- Heavy-Duty Air Filter
- Air filtration monitoring
- Automatic locking rear differential
- Rear wheel drive
- External engine oil cooler
- External auxiliary transmission oil cooler
- Heavy-duty 720 cold-cranking amps battery
- 170-amp alternator
- Integrated trailer brake controller
- Black recovery hooks
- Fully boxed frame
- Suspension Package
- Steering
- 4-wheel antilock disc brakes
- Brake pad wear indicator
- Capless fuel fill
- Single-outlet exhaust
- 18" steel painted Silver wheels
- 18" LT275/70R18E all-terrain, blackwall tires
- 18" LT275/70R18 all-terrain, blackwall spare tire
- Single Rear Wheels (STD)
- Spare tire carrier lock
- Black front bumper
- Black rear bumper
- Side BedStep
- CornerStep rear bumper
- Black beltline moldings
- Cargo tie-downs
- Halogen headlamps
- IntelliBeam
- Incandescent taillamps with stop and reverse lights
- Cab-mounted cargo area lamps
- Black outside power-adjustable vertical trailering mirrors
- Black mirror caps
- Solar-absorbing glass
- Black door handles
- Standard tailgate
- Tailgate and bed rail protection caps
- Locking tailgate
- Tailgate without EZ Lift
- 2-speaker audio system
- Bluetooth
- Wireless Phone Projection for Apple CarPlay and Android Auto
- Wi-Fi Hotspot capable
- 40/20/40 split-bench front seat with under-seat storage
- Seat trim, Vinyl
- 4-way manual driver seat
- 4-way manual front passenger seat
- Rubberized vinyl floor covering
- Steering wheel
- Manual tilt steering column
- Instrumentation
- 3.5" diagonal monochromatic Driver Information Center
- Outside temperature display
- Compass
- Power windows with driver express-up/down
- Power windows with front passenger express-down
- Power door locks
- Remote Keyless Entry
- Cruise control
- 12-volt auxiliary front power outlet
- Single-zone climate control
- Inside rearview manual day/night mirror
- Assist handles
- Chevrolet Connected Access capable
- 1 Scheduled Maintenance Visit 1
- Bumper-to-Bumper Limited Warranty 1
- Corrosion Limited Warranty 1
- Powertrain/Drivetrain Limited Warranty 1
- Roadside Assistance Program and Available Courtesy Transportation 1
- Automatic Emergency Braking
- Front Pedestrian Braking
- StabiliTrak, electronic stability control system with traction control
- Daytime Running Lamps
- 6 airbags
- OnStar services capable
- OnStar Basics
- HD Rear Vision Camera
- Hitch Guidance
- Lane Departure Warning
- Following Distance Indicator
- Forward Collision Alert
- Teen Driver
- Buckle to Drive
- Tire Pressure Monitoring System with Tire Fill Alert
Recalls
6 NHTSA recalls for 2024 to 2026 Silverado 3500 HD models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Fuel system2025, 2026 · 11,807 vehicles
The rear fuel pump may not transfer adequate fuel to the front tank, causing an engine stall.Recall 26V129000 at NHTSA ↗Equipment2026 · 5,861 vehicles
General Motors has decided that certain 2027 Chevrolet Bolt EV, 2025-2026 Cadillac OPTIQ, Chevrolet Colorado, Equinox EV, GMC Canyon, 2026 Buick Enclave, Envision, Cadillac CT5, Escalade, Escalade ESV, Escalade IQ...Recall 26V114000 at NHTSA ↗Equipment2026 · 3,408 vehicles
These vehicles may not have received an owner's manual during production.Recall 25V815000 at NHTSA ↗Latches/locks/linkages2024 · 131,231 vehicles
The tailgate's electronic gate-release switch may short circuit due to water intrusion, which can result in the tailgate inadvertently unlatching while the vehicle is in Park.Recall 24V894000 at NHTSA ↗Latches/locks/linkages2024 · 570,434 vehicles
The tailgate's electronic gate-release switch may short circuit due to water intrusion, which can result in the tailgate inadvertently unlatching while the vehicle is in park.Recall 24V060000 at NHTSA ↗Steering2024 · 3,893 vehicles
The steering gear shaft may fracture and disconnect from the steering arm.Recall 23V549000 at NHTSA ↗Quick answers
- How much is a 2026 Silverado 3500 HD in California?
- $54,800 to drive away for the WT, from a $47,400 sticker.
- What does it cost a month?
- A $849 loan payment, about $1,640 a month with insurance, fuel and upkeep ($5,000 down); about $1,522 a month all in, after resale.
- How much can it tow?
- From 14,500 lb to 20,000 lb, depending on the trim.
Colors
Red HotSummit WhiteBlackSterling Gray MetallicLakeshore Blue MetallicCypress Gray+$395Radiant Red Tintcoat+$495Polar White Tricoat+$995
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US prices in US dollars from Chevrolet's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.





