2027 BMW 7 Series Sedan: real cost in California
See the 7 Series Sedan on BMW's US site ↗US prices read 2026-11-09
Cheapest trim, 740 Sedan · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$99,800the advertised price
Drive away$110,554with fees and tax
Loan payment$1,800/mo72-month loan at 7%, $5,000 down
True cost$2,323/moeverything, after resale
$110,554 to drive away + $102,339 to run it for 6 years − $45,622 back at resale = $167,271, or $2,323 a month.
Where the money goes
Drive away$110,554
Running it, 6 yrs+$102,339
Back at resale−$45,622
Sticker pricethe advertised MSRP
+$99,800Feesfreight $1,550 · doc fee $85 (typical)
+$1,635Sales and use tax, 8.99%California
+$9,119Loan interest7% over 72 months
+$24,017Lost return on your money5% a year on the down payment and each payment
+$22,354Insuranceestimate, age 35–59, California
+$22,197Fuel13,500 mi a year at 30 MPG
+$17,808Maintenanceestimate
+$11,239Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$4,724Resale after 6 years46% of MSRP, you get this back
−$45,622True cost $167,271 ÷ 72 months$2,323 a month
The car
Size and space
BodySedan212.6 in long
Seats5from the Canadian version or the type
CargoNot published
Engine and fuel
Engine394 hp premium gas, RWD, AWD
0–60 mph4.9 sBMW's figure
Fuel economy30 MPGEPA combined
TowingNot published
Tires20"275/30R20
Safety and cover
Crash testNot rated yet
Resale at 6 years46% of MSRPaverage for its type
Every trim
All trims: 394 hp, 30 MPG, 5 seats.| 740 Sedan | $99,800 | $110,554 | $167,271 | ✓ $2,323/mo | — No |
| 740 xDrive Sedan | $102,800 | $113,824 | $170,636 | $2,370/mo | ✓ Yes |
740 Sedan
✓ $2,323/mo
True cost
740 xDrive Sedan
$2,370/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
740 Sedan$99,800
740 xDrive Sedan$102,800
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Adaptive cruise
✓ Every trim
360° camera
+ $1,300 on every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $500 on every trim
Heated steering wheel
✓ Every trim
Heated rear seats
✓ Every trim
Massaging seats
+ $1,000 on every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ Every trim
Head-up display
✓ Every trim
Capability and looks
AWD or 4WD
✓ from 740 xDrive Sedan
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimRear cross-traffic alertLane centeringHands-free drivingDual-zone climateMemory seatWireless CarPlayLarge touchscreen (12 in+)Tow hitch included
Full standard equipment on the 740 Sedan (82 items)
- Adaptive 2-Axle Air Suspension
- 20" Star-Spoke Bicolor 905 Wheels with Staggered All-Season Tires
- Power-Folding, Heated Side Mirrors
- Chrome Accent Finishes (Front Air Intakes, Rocker Panel Strips, Rear Trunk Strip)
- Metallic and Non-metallic Paint (excluding BMW Individual and Two-Tone Paints)
- Veganza Upholstery
- Fineline Open Pore Wood Trim
- Black Panel Center Console with Brushed Aluminum and Touch-Sensitive Controls
- Remote Software Upgrade Capable
- BMW ConnectedDrive Services
- BMW Digital Standard features BMW Maps Navigation with Real Time Traffic Information for Active Route, Weather, BMW ConnectedDrive App-Store
- Apple Carplay and Android Auto Compatibility
- Wireless Charging Tray Plus
- Enhanced Roadside Assistance including BMW TeleServices
- Enhanced USB & Bluetooth Wireless Technology
- BMW Remote Services including My BMW App, Remote Door Unlock, MyInfo, Stolen Vehicle Recovery, Remote Lights Flash / Horn Blow, and Remote C
- BMW Digital Premium includes Access and Data Streaming for Enhanced BMW Maps Navigation, BMW ConnectedDrive App-Store, In-vehicle Gaming via
- Bowers & Wilkins Surround Sound System
- SiriusXM 1 year Trial Subscription, Car + App
- Multi-function Steering Wheel
- BMW Panoramic Vision offers individually configurable content that spans almost the entire width of the front windshield
- BMW Symbiotic Drive
- BMW Operating System X optimized for Touch and Voice Control
- BMW Passenger Screen
- Cloud-based Navigation System and Reoccurring Over-the-Air (OTA) Updates for Map Data
- 3D Head-Up Display
- Glass Controls
- My Modes offers Multiple Vehicle Experiences including Sport, Efficient, and Personal to tailor the Driving Experience
- Tire Pressure Monitor
- Engine Start/Stop button
- Remote Engine Start
- Advanced Vehicle & Key Memory retains recently used settings for features such as Climate Temperature, Exterior Mirror and Seat; Audio and R
- Comfort Access with Smart Access 2.0 Ultra wideband (UWB) technology for keyfob and smartphones plus digital key sharing
- Digital Key Plus with Setup Card
- Front and Rear Heated Seats
- Multi-function Front Seats including Power Adjustment Functions for Shoulder Support, Manual Thigh Support, plus 2-way Manual Lateral Adjust
- Heated Steering Wheel
- Panoramic Sky Lounge LED Roof
- Rain-Sensing Windshield Wipers with Adjustable Speed and Automatic Headlight Control
- Power Rear Sunshade and Rear Side Window Shades
- Power Front and Rear Windows with One-Touch Up/Down Operation
- Power Tailgate
- Soft-close Doors
- Nano Particle Filtration System
- Automatic-dimming Interior Rear-view Mirror and Driver's-side Exterior Mirror
- Dual Front Sun Visors With Illuminated Mirrors
- Multi-Color, Adjustable Ambient Lighting
- Ceremonial Carpet Lighting
- Interior Courtesy Lights with Automatic-Dimming Function
- Front Map Lights and Rear Reading Lights with Separate Controls for the Left and Right
- Open Storage Compartments in All Doors and Front-Seatback Storage
- Fully Finished Trunk with Interior and Remote Trunk Release
- Locking Glovebox
- Universal Garage-door Opener
- Power Outlets Under Center Console, Back of Center Console, and in Trunk
- Travel and Comfort System includes a Multi-function Bracket to support BMW Accessories
- Dual Cupholders in Front And Rear
- Fold-Up Rear-Seat Center Armrest
- Through-loading System
- Floormats
- Automatic High Beams
- Acoustic Pedestrian Protection
- Adaptive Brakelights
- Rear View Camera, Active Park Distance Control with Side Protection, Automatic Park Assistant and Back Up Assistant
- Driving Assistant,includes Forward Collision Mitigation, Active Blind Spot Detection, Lane Keeping Assistant, and Speed Limit Assistant
- Driving Assistant,Plus features Distance Control (ACC), that permanently maintains desired speed and distance from the vehicle in front, an
- Active Protection System: Detects Imminent Accidents by Automatically Pretensioning the Safety Belts, Closing Windows and Moonroof, and Acti
- Front and Rear Head Protection System (HPS)
- Active Front Headrests
- Driver's and Passenger's Front Airbag Supplemental Restraint System (SRS) with Advanced Technology: Dual-Threshold, Dual-Stage Deployment; a
- Seat-Mounted Front Side-Impact Airbags
- Seal & Drive Tire Kit
- Acoustic Safety-Belt Warning
- Front Safety Belts with Automatic Pretensioners
- Impact Sensor that Activates Battery Safety Terminal Disconnect of Alternator, Fuel Pump and Starter from Battery; Automatically Unlocks Doo
- Anti-theft Alarm System
- Coded Driveaway Protection
- Pathway Lighting Feature, Programmable via Advanced Vehicle & Key Memory
- Interior Camera
- LED Daytime Running Lights
- Adaptive Full LED Headlights
- BMW Assist eCall includes Emergency Request (SOS button) and Enhanced Automatic Collision Notification
Recalls
3 NHTSA recalls for 2025 to 2027 7 Series Sedan models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Service brakes2025 · 428 vehicles
The integrated brake (IB) system may malfunction and result in a loss of power brake assist or cause the Antilock Brake (ABS) and Dynamic Stability Control (DSC) systems to not function properly.Recall 26V422000 at NHTSA ↗Electronic stability control (esc)2025 · 309 vehicles
Please refer to the recall report for the complete list of models. The welds in the servomotor of the integrated brake control module may break, causing a loss of power brake assist and rear brake function.Recall 24V697000 at NHTSA ↗Electronic stability control (esc)2025 · 266,716 vehicles
BMW of North America, LLC. (BMW) is recalling certain 2023-2025 BMW, MINI, and Rolls-Royce vehicles.Recall 24V104000 at NHTSA ↗Quick answers
- How much is a 2027 7 Series Sedan in California?
- $110,554 to drive away for the 740 Sedan, from a $99,800 sticker.
- What does it cost a month?
- A $1,800 loan payment, about $2,577 a month with insurance, fuel and upkeep ($5,000 down); about $2,323 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Similar cars
US prices in US dollars from BMW's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.