2026 Lexus LC: real cost in California

Cheapest trim, 500 · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$103,400the advertised price
Drive away$114,478with fees and tax
Loan payment$1,866/mo72-month loan at 7%, $5,000 down
True cost$2,496/moeverything, after resale
Car, fees and tax $114,478Insurance $21,389Fuel $29,688Interest and lost return $48,031Maintenance and plates $16,136

$114,478 to drive away + $115,244 to run it for 6 years − $50,015 back at resale = $179,707, or $2,496 a month.

Where the money goes

Drive away$114,478
Running it, 6 yrs+$115,244
Back at resale−$50,015
Sticker pricethe advertised MSRP
+$103,400
Feesfreight $1,550 · doc fee $85 (typical)
+$1,635
Sales and use tax, 8.99%California
+$9,443
Fuel13,500 mi a year at 18 MPG
+$29,688
Loan interest7% over 72 months
+$24,909
Lost return on your money5% a year on the down payment and each payment
+$23,122
Insuranceestimate, age 35–59, California
+$21,389
Maintenanceestimate
+$11,239
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$4,898
Resale after 6 years48% of MSRP, you get this back
−$50,015
True cost $179,707 ÷ 72 months$2,496 a month

The car

Size and space
BodyCoupe187.4 in long
Seats4
Cargo5.4 cu ftbehind row 2
Ground clearance5.2 inlow; watch steep driveways
Engine and fuel
Engine471 hp premium gas, RWD
0–60 mph4.3 sour estimate from power and weight
Fuel economy18 MPGEPA combined
TowingNot published
Tires18"225/55R18
Safety and cover
Crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · every trim
Warranty4 yrspowertrain 6 yrs
Resale at 6 years48% of MSRPaverage for its type

Every trim

All trims: RWD, 471 hp, 18 MPG, 4 seats.
500$103,400$114,478$179,707✓ $2,496/mo
500 Bespoke$105,400$116,657$181,899$2,526/mo
500 Convertible$110,900$122,652$187,927$2,610/mo
500 Convertible Bespoke$114,800$126,903$192,201$2,669/mo
500 Convertible Inspiration Series$121,850$134,586$199,928$2,777/mo
500 Inspiration Series$122,950$135,785$201,134$2,794/mo
500
✓ $2,496/mo
True cost
Sticker $103,400Drive-away $114,4786 yrs $179,707
500 Bespoke
$2,526/mo
True cost
Sticker $105,400Drive-away $116,6576 yrs $181,899
500 Convertible
$2,610/mo
True cost
Sticker $110,900Drive-away $122,6526 yrs $187,927
500 Convertible Bespoke
$2,669/mo
True cost
Sticker $114,800Drive-away $126,9036 yrs $192,201
500 Convertible Inspiration Series
$2,777/mo
True cost
Sticker $121,850Drive-away $134,5866 yrs $199,928
500 Inspiration Series
$2,794/mo
True cost
Sticker $122,950Drive-away $135,7856 yrs $201,134

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
500$103,400
500 Bespoke$105,400
500 Convertible$110,900
500 Convertible Bespoke$114,800
500 Convertible Inspiration Series$121,850
500 Inspiration Series$122,950
Safety and driver assist
Automatic braking
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Comfort
Heated steering wheel
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Premium sound system
✓ Every trim
Large touchscreen (12 in+)
✓ Every trim

Lexus lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.

Recalls

2 NHTSA recalls for 2024 to 2026 LC models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 LC in California?
$114,478 to drive away for the 500, from a $103,400 sticker.
What does it cost a month?
A $1,866 loan payment, about $2,800 a month with insurance, fuel and upkeep ($5,000 down); about $2,496 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colors

Ultra WhiteCloudburst GrayIridiumCaviarInfraredNori Green PearlUltrasonic Blue Mica 2.0WindSmoke Matte Gray

Similar cars

US prices in US dollars from Lexus's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.