2026 Genesis G90: real cost in California

Cheapest trim, 3.5T AWD · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$92,700the advertised price
Drive away$102,810with fees and tax
Loan payment$1,668/mo72-month loan at 7%, $5,000 down
True cost$2,343/moeverything, after resale
Car, fees and tax $102,810Insurance $20,727Fuel $25,440Interest and lost return $43,094Maintenance and plates $15,110

$102,810 to drive away + $104,371 to run it for 6 years − $38,477 back at resale = $168,704, or $2,343 a month.

Where the money goes

Drive away$102,810
Running it, 6 yrs+$104,371
Back at resale−$38,477
Sticker pricethe advertised MSRP
+$92,700
Feesfreight $1,545 · doc fee $85 (typical)
+$1,630
Sales and use tax, 8.99%California
+$8,480
Fuel13,500 mi a year at 21 MPG
+$25,440
Loan interest7% over 72 months
+$22,255
Lost return on your money5% a year on the down payment and each payment
+$20,839
Insuranceestimate, age 35–59, California
+$20,727
Maintenanceestimate
+$10,690
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$4,420
Resale after 6 years42% of MSRP, you get this back
−$38,477
True cost $168,704 ÷ 72 months$2,343 a month

The car

Size and space
BodySedan207.7 in long
Seats5
Cargo12.0 cu ftbehind row 2
Ground clearance5.8 in
Engine and fuel
Engine375–409 hp premium gas, AWD
0–60 mph4.7–5.0 sour estimate from power and weight
Fuel economy20–21 MPGEPA combined
TowingNot published
Tires21"235/45R21
Safety and cover
Crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrspowertrain 5 yrs
Resale at 6 years42% of MSRPaverage for its type

Every trim

All trims: AWD, 5 seats.
3.5T AWD$92,700$102,810$168,704✓ $2,343/mo21 MPG
3.5T E-SC AWD$103,000$114,036$181,952$2,527/mo20 MPG
3.5T E-SC PRESTIGE BLACK AWD$105,750$117,033$185,150$2,572/mo20 MPG
3.5T AWD
✓ $2,343/mo
True cost
Sticker $92,700Drive-away $102,8106 yrs $168,704Fuel use 21 MPG
3.5T E-SC AWD
$2,527/mo
True cost
Sticker $103,000Drive-away $114,0366 yrs $181,952Fuel use 20 MPG
3.5T E-SC PRESTIGE BLACK AWD
$2,572/mo
True cost
Sticker $105,750Drive-away $117,0336 yrs $185,150Fuel use 20 MPG

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
3.5T AWD$92,700
3.5T E-SC AWD$103,000
3.5T E-SC PRESTIGE BLACK AWD$105,750
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ Every trim
Heated steering wheel
✓ Every trim
Heated rear seats
✓ Every trim
Dual-zone climate
✓ Every trim
Massaging seats
✓ Every trim
Convenience
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ Every trim
Head-up display
✓ Every trim
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
Not listed on any trimHands-free drivingPush-button startRemote startMemory seatTow hitch includedLED headlights
Full standard equipment on the 3.5T AWD (50 items)
  • 3.5L V6 T-GDI (375 hp / 391 lb.-ft.)
  • 8-Speed Automatic Transmission
  • Electronically Controlled Suspension w/ Road Preview
  • Ventilated Front & Rear Disc Brakes (Silver Calipers)
  • Forward Collision-Avoidance Assist 2
  • Lane Keeping Assist
  • Lane Following Assist
  • Driver Attention Warning
  • Blind-Spot Collision-Avoidance Assist
  • Blind-Spot View Monitor
  • Rear Cross-Traffic Collision-Avoidance Assist
  • Parking Distance Warning - Forward/Side/Reverse
  • Parking Collision-Avoidance Assist - Forward/Side/Reverse
  • Safe Exit Assist
  • Advanced Rear Occupant Alert (Radar-Type)
  • 20-inch Alloy Wheels
  • Panoramic Sunroof
  • Soft-Close Doors
  • Power Hands-Free Smart Trunk w/ Auto Open
  • Power-folding Auto-dimming Outside Mirrors w/ Genesis Logo Puddle Lamps
  • 12.3” Digital Instrument Cluster
  • Head-up Display
  • Nappa Leather Seating Surfaces
  • Power Front Seats w/ Massage Function
  • Front Seat Power Bolsters
  • Heated & Ventilated Front Seats
  • Heated Rear Seats
  • Matte Finish Wood Trim
  • Leatherette Wrapped Upper Instrument Panel
  • Microfiber Suede Headliner & Pillars
  • Carpeted Floor Mats
  • Heated Power Tilt & Telescopic Steering Wheel
  • 3-Zone+ Climate Control (w/ Rear Climate Controls)
  • Mood Curator
  • Adjustable Interior Ambient Lighting
  • Power Rear & Rear Side Sunshades
  • Surround View Monitor
  • Remote Smart Parking Assist 2
  • Highway Driving Assist 2
  • Smart Cruise Control
  • 12.3” HD Screen Navigation System w/ AM/FM/HD Radio
  • Bang & Olufsen Premium Audio
  • Wireless Apple CarPlay & Android Auto
  • Wireless Phone Charger - Front
  • SiriusXM Radio w/ 90-day trial subscription; Not Available in AK & HI
  • Genesis Connected Services
  • Genesis Digital Key 2
  • Fingerprint Authentication
  • Active Noise Control - Road
  • Wi-Fi Hotspot w/ 90-day trial subscription

Colors

Maui BlackVik Black+$650Uyuni White+$650Savile Silver+$650Makalu Gray+$650Capri Blue+$650

Similar cars

US prices in US dollars from Genesis's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.