2026 Toyota RAV4: real cost in Ontario
See the RAV4 on Toyota's site ↗Prices read 2026-10-29
Cheapest trim, LE · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$37,500the advertised price
Drive away$45,859with fees and HST
Loan payment$687/mo72-month loan at 6.5%, $5,000 down
True cost$1,020/moeverything, after resale
$45,859 to drive away + $52,013 to run it for 6 years − $24,454 back at resale = $73,418, or $1,020 a month.
Where the money goes
Drive away$45,859
Running it, 6 yrs+$52,013
Back at resale−$24,454
Sticker pricethe advertised MSRP
+$37,500Feesfreight $1,930 · dealer $999 · levies $154
+$3,083HST, 13%Ontario
+$5,276Insuranceestimate, age 35–59, Toronto
+$16,299Lost return on your money5% a year on the down payment and each payment
+$9,583Fuel18,000 km a year at 5.5 L/100 km
+$9,207Loan interest6.5% over 72 months
+$8,593Maintenanceestimate
+$8,239Registration and plates6 years in Ontario
+$91Resale after 6 years65% of MSRP, you get this back
−$24,454True cost $73,418 ÷ 72 months$1,020 a month
The car
Size and space
Body5Dr. Wagon4.60–4.66 m long
Seats5
Cargo1,070 Lbehind row 2
Ground clearance21–22 cmhigh; good for snow and trails
Engine and fuel
Engine236 hp hybrid, AWD
0–100 km/h7.4–7.7 sour estimate from power and weight
Fuel use5.5–6.2 L/100 kmNatural Resources Canada
TowingUp to 3,500 lb
Tires17", 18" or 20"by trim
Built inWoodstock, ON; Cambridge, ON
Safety and cover
US crash testNot rated yet
Highway assistHands-free in traffic jamsunder about 40 km/h · some trims or an option
Insurance claimsWell above averagecollision 118 · theft 88 · injury 206 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km · battery 10 yrs / 240,000 km
Brand offersFinance from 3.29% for 36 moToyota's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years65% of MSRPprevious generation · how it compares
Every trim
All trims: AWD, 236 hp, 5 seats.| LE | $37,500 | $45,859 | $73,418 | ✓ $1,020/mo | 1,750 | 5.5 L/100 km | — No |
| XLE | $41,300 | $50,153 | $78,058 | $1,084/mo | 3,500 | 5.7 L/100 km | — No |
| XLE XLE Premium | $43,799 | $52,977 | $80,813 | $1,122/mo | 3,500 | 5.7 L/100 km | ✓ Yes |
| Woodland | $47,000 | $56,594 | $85,120 | $1,182/mo | 3,500 | 6.2 L/100 km | ✓ Yes |
| XSE | $50,900 | $61,001 | $88,957 | $1,236/mo | 3,500 | 5.8 L/100 km | ✓ Yes |
| Limited | $52,000 | $62,244 | $89,916 | $1,249/mo | 3,500 | 5.8 L/100 km | ✓ Yes |
| XSE XSE Technology Package | $52,450 | $62,752 | $90,620 | $1,259/mo | 3,500 | 5.8 L/100 km | ✓ Yes |
LE
✓ $1,020/mo
True cost
XLE
$1,084/mo
True cost
XLEXLE Premium
$1,122/mo
True cost
Woodland
$1,182/mo
True cost
XSE
$1,236/mo
True cost
Limited
$1,249/mo
True cost
XSEXSE Technology Package
$1,259/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
LE$37,500
XLE$41,300
XLE XLE Premium$43,799
Woodland$47,000
XSE$50,900
Limited$52,000
XSE XSE Technology Package$52,450
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from XSE
Parking sensors
✓ from XLE
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from XSE
Heated steering wheel
✓ from XLE
Heated rear seats
✓
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ from XSE
Power liftgate
✓ from XLE
Wireless phone charging
✓ from XLE
Power driver's seat
✓ from XLE
Memory seat
✓ from XSE
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Premium sound system
✓ from XSE
Head-up display
✓
Large touchscreen (12 in+)
✓ from XSE
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
✓
Sunroof
✓ from XLE XLE Premium
Panoramic roof
✓
✓ from Limited
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingMassaging seatsBuilt-in navigation
Full standard equipment on the LE (71 items)
- Roof Rails
- Active Front Spats
- LED Rear Combination Lamps
- LED Daytime Running Lights (DRL)
- LED Projector Low-and High-Beam Headlamps
- Power-Adjustable Mirrors
- All Wheel Drive (AWD)
- Temporary Spare Tire - 165/80D17ST
- 17" Dark Grey Alloy Wheels
- Variable Intermittent Wipers
- 2 USB TYPE-C Charging Ports (Front)
- 6-speaker Audio System
- USB Type-C Data Port
- Wireless Android Auto and Apple CarPlay Compatibility
- 10.5” Toyota Multimedia
- Service/Safety Connect (min 5yr trial), Remote Con.(3yr trial), Drive Con. capable (Sub. Required)
- SiriusXM 360L (Satellite + Streaming Content)
- Embedded Drive Recorder
- Customizable Home Screen with Widgets
- 5G Connectivity
- Rear Passenger Vents
- Dual-zone Automatic Climate Control
- Carpet Floor Mats
- All Season Floor Mats
- 12.3" Digital Gauge Cluster
- LED Cargo Lamp
- Illuminated Entry System
- Day and Night Mechanical Rear View Mirror
- Heated Front Seats
- Rear Foldable 60/40 Seats
- Fabric Seats
- 6-way Manually Adjustable Driver and Passenger Seats
- Tilt & Telescopic Steering Wheel
- Urethane Steering Wheel
- Tonneau Cover
- Front Windshield Wiper Deicer
- Lithium-ion (Li-ion) Traction Battery
- 2.5 Litre, 4-Cylinder, DOHC, Dual Variable Valve Timing with Intelligence (VVT-i)
- 5th Generation Toyota Hybrid System (THS 5)
- Hill-start Assist Control (HAC)
- Drive Mode Select (Sport, Eco and Normal Modes)
- EV Mode
- Independent Macpherson Strut Front Suspension
- Multi-Link Type Rear Suspension
- Front and Rear Stabilizer Bar
- Coil Springs
- Electronically Controlled Continuously Variable Transmission (ECVT)
- Shift Lever with Sequential Mode
- Power Door Locks
- Smart Key System w/Push Button Start (2 Doors + Back Door)
- Two 12V Accessory Power Outlets: Centre Console Storage and Cargo Area
- Driver Knee Airbag
- Front Seat Side Airbags
- Front and Rear Side Curtain Shield Airbags
- Front Passenger Seat Cushion Airbag
- Backup Camera with Back Guide Monitor (BGM)
- Anchor Points for Child Restraint Seats
- Total Number of Airbags: 8
- Dual Stage Driver & Passenger Airbags
- Blind Spot Monitoring System (BSM) with Rear Cross Traffic Alert (RCTA) and Safe Exit Alert (SEA)
- Emergency Driving Stop System (EDSS)
- Engine Immobilizer
- Star Safety System: Smart Stop Technology, Vehicle Stability Control, Anti-Lock Brakes, Traction Control, Electronic Brake Force Distribution, Brake Assist
- Automatic High Beam (AHB)
- Dynamic Radar Cruise Control (DRCC)
- Lane Departure Alert (LDA)
- Lane Tracing Assist (LTA)
- Pre-Collision System (PCS)
- Proactive Driving Assist (PDA)
- Road Sign Assist (RSA)
- Low Washer Fluid Warning
Recalls in Canada
4 Transport Canada recalls for 2024 to 2026 RAV4 models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.
Seats and restraints2025 · 22 vehicles
On certain vehicles, the brackets that secure the driver and front passenger seats may not have been welded properly.Recall 2026201 at Transport Canada ↗Visual system2024, 2025 · 99,178 vehicles
Under certain conditions, a software problem could cause the rearview camera image to freeze or not to display.Recall 2025594 at Transport Canada ↗Visual system2024, 2025 · 70,480 vehicles
On certain vehicles, a software problem could cause the combination meter in the instrument panel not to display when the vehicle is started.Recall 2025469 at Transport Canada ↗Brakes2024 · 10 vehicles
On a small number of vehicles, the bolts that secure the front brake caliper mounting bracket(s) and the wheel hub(s) to the steering knuckle(s) may not have been tightened properly.Recall 2024737 at Transport Canada ↗Quick answers
- How much is a 2026 RAV4 in Ontario?
- $45,859 to drive away for the LE, from a $37,500 sticker.
- What does it cost a month?
- A $687 loan payment, about $1,157 a month with insurance, fuel and upkeep ($5,000 down); about $1,020 a month all in, after resale.
- How much can it tow?
- 1,750 lb for the LE; 3,500 lb for every other trim.
Colours
Midnight Black MetallicBrown Sugar Metallic with Black Roof+$555Wind Chill Pearl with Black Roof+$905Storm Cloud with Black Roof+$555WhiteStorm CloudUrban RockEverestRuby Flare Pearl+$350Brown Sugar MetallicBlueprintWind Chill Pearl+$350
Head to head
vs Chevrolet Equinoxvs Volkswagen Tiguanvs Honda CR-Vvs Mazda CX-5vs Subaru Forestervs Hyundai Tucsonvs Nissan RogueSimilar SUVs
Prices from Toyota's Ontario build-and-price page, read 2026-10-29. Insurance and maintenance are estimates. How we count.