2027 Chevrolet Equinox: real cost in Ontario

Cheapest trim, LT · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$37,349the advertised price
Drive away$45,983with fees and HST
Loan payment$689/mo72-month loan at 6.5%, $5,000 down
True cost$1,150/moeverything, after resale
Car, fees and HST $45,983Insurance $13,000Fuel $14,899Interest and lost return $18,226Maintenance and plates $7,474

$45,983 to drive away + $53,598 to run it for 6 years − $16,805 back at resale = $82,775, or $1,150 a month.

Where the money goes

Drive away$45,983
Running it, 6 yrs+$53,598
Back at resale−$16,805
Sticker pricethe advertised MSRP
+$37,349
Feesfreight $2,500 · dealer $699 · levies $145
+$3,344
HST, 13%Ontario
+$5,290
Fuel18,000 km a year at 8.9 L/100 km
+$14,899
Insuranceestimate, age 35–59, Toronto
+$13,000
Lost return on your money5% a year on the down payment and each payment
+$9,607
Loan interest6.5% over 72 months
+$8,619
Maintenanceestimate
+$7,383
Registration and plates6 years in Ontario
+$91
Resale after 6 years45% of MSRP, you get this back
−$16,805
True cost $82,775 ÷ 72 months$1,150 a month

The car

Size and space
Seats5
Cargo844 Lbehind row 2
Ground clearance20 cmhigh; good for snow and trails
Engine and fuel
Engine175 hp gas, AWD
0–100 km/h8.5–9.0 sour estimate from power and weight
Fuel use8.9 L/100 kmNatural Resources Canada
TowingUp to 1,500 lb
Tires17"225/60R17
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Insurance claimsAbove averagecollision 110 · theft 107 · injury 74 (100 = avg)
Resale at 6 years45% of MSRPthis model's own record

Every trim

All trims: AWD, 175 hp, 8.9 L/100 km, 5 seats.
LT$37,349$45,983$82,775✓ $1,150/mo— No
Activ$42,249$51,520$88,987$1,236/mo✓ Yes
RS$42,249$51,520$88,987$1,236/mo✓ Yes
LT
✓ $1,150/mo
True cost
Sticker $37,349Drive-away $45,9836 yrs $82,775Sunroof — No
Activ
$1,236/mo
True cost
Sticker $42,249Drive-away $51,5206 yrs $88,987Sunroof ✓ Yes
RS
$1,236/mo
True cost
Sticker $42,249Drive-away $51,5206 yrs $88,987Sunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
LT$37,349
Activ$42,249
RS$42,249
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
360° camera
+ $1,195
+ $4,250
+ $3,090
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $4,250
Heated steering wheel
✓ Every trim
Heated rear seats
+ $4,250
Dual-zone climate
+ $2,560
✓ from Activ
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
+ $2,560
✓ from Activ
Wireless phone charging
+ $2,560
✓ from Activ
Power driver's seat
+ $2,560
✓ from Activ
Memory seat
+ $4,250
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
+ $4,250
LED headlights
✓ Every trim
Not listed on any trimLane centeringHands-free drivingMassaging seatsPremium sound systemHead-up displayLarge touchscreen (12 in+)Tow hitch includedPanoramic roof
Full standard equipment on the LT (101 items)
  • Chevrolet Safety Assist
  • Convenience Package I
  • 1.5L Turbo 4-cylinder engine
  • 8-speed automatic transmission
  • Axle, 3.47 final drive ratio
  • Emissions, Federal requirements
  • E15 fuel capable
  • Automatic Stop/Start
  • Drive Mode Selector
  • All-wheel drive
  • Suspension, front, MacPherson strut
  • Suspension, rear 4-link
  • Battery, 70AH, 12V, 760 cold-cranking amps
  • Alternator, 130 amps
  • 4,850 lbs. GVWR
  • Automatic Vehicle Hold
  • 4-wheel antilock disc brakes
  • Brake lining wear indicator
  • Brake rotor, FNC
  • Exhaust, turned down, hidden
  • Mechanical jack with tools
  • 6-speaker audio system
  • Infotainment, High
  • Active Noise Cancellation
  • USB Ports, 2 type-C located on back of centre console, charge-only
  • USB Ports, 2, one type-A and one type-C data/charge, located in the front area of the centre console
  • SiriusXM with 360L Trial Subscription
  • Wireless Apple CarPlay/Wireless Android Auto capability for compatible phones
  • Google Automotive Services capable
  • Wi-Fi Hotspot capable
  • 5G vehicle connectivity
  • Front bucket seats
  • Seat trim, Cloth
  • Heated driver and front passenger seats
  • 6-way manual driver seat
  • 4-way manual front passenger seat
  • Headrest, rear centre
  • Rear centre armrest
  • Front carpeted floor mats
  • Rear carpeted floor mats
  • Wrapped steering wheel
  • Heated steering wheel
  • Steering column, tilt and telescopic
  • Speedometer, miles/kilometres
  • 11" diagonal Driver Information Centre
  • 11.3" diagonal advanced colour LCD display with Google built-In
  • Vehicle health management
  • Power windows with driver express-up/down and front passenger express-down
  • Keyless Open and Start
  • Remote Start
  • Adaptive Cruise Control
  • Remote panic alarm
  • Single-zone manual climate control
  • Rear window defogger
  • Cabin air filter
  • Inside rearview manual day/night mirror
  • Driver and front passenger visors with illuminated mirrors
  • Driver seatback map pocket
  • Front passenger seatback map pocket
  • Carpeted load floor
  • Power outlets
  • 17" Grazen metallic machined-face aluminum wheels
  • 17" all-season blackwall tires (AWD models)
  • 17" compact spare wheel
  • 17" compact spare tire
  • Shutters, front upper and lower grille, active
  • LED headlamps
  • IntelliBeam, automatic high beam on/off
  • LED tail lamps
  • Deep-tinted rear glass
  • Solar-absorbing windows, rear side
  • Body-colour mirror caps
  • Heated power outside mirrors
  • Manual liftgate
  • Body-colour door handles
  • Enhanced Automatic Emergency Braking
  • Intersection Automatic Emergency Braking
  • Airbag system
  • Passenger Sensing System
  • OnStar services capable
  • OnStar Basics
  • Rear Park Assist
  • HD Rear Vision Camera
  • Forward Collision Alert
  • Following distance indicator
  • Front Pedestrian and Bicyclist Braking
  • Rear Cross Traffic Braking
  • Reverse Automatic Braking
  • Blind Zone Steering Assist
  • Lane Keep Assist with Lane Departure Warning
  • Side Bicyclist Alert
  • Occupant Presence Detection, front and rear
  • Buckle to Drive
  • Safety Alert Seat
  • Seat belt adjustable guide loops
  • Teen Driver
  • Rear Seat Reminder
  • New Vehicle Limited Warranty
  • Corrosion Protection
  • Powertrain Limited Warranty
  • Roadside Assistance Program

Recalls in Canada

1 Transport Canada recall for 2025 to 2027 Equinox models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 Equinox in Ontario?
$45,983 to drive away for the LT, from a $37,349 sticker.
What does it cost a month?
A $689 loan payment, about $1,180 a month with insurance, fuel and upkeep ($5,000 down); about $1,150 a month all in, after resale.
How much can it tow?
1,500 lb for every trim.

Colours

Summit WhiteSterling Grey MetallicMosaic Black Metallic+$495Lakeshore Blue Metallic+$495Radiant Red Tintcoat+$595Autumn Harvest Metallic+$595Reef Blue Metallic+$495Polar White Tricoat+$1,195

Similar SUVs

Prices from Chevrolet's Ontario build-and-price page, read 2026-11-07. Insurance and maintenance are estimates. How we count.