Toyota RAV4 vs Volkswagen Tiguan: cost to own

Verdict, over 6 years

The Toyota RAV4 costs about $8,181 less

That's $114 a month. Closest matching trims: same fuel and drive where possible.
RAV4 LE✓ $1,020/moTrue cost
Tiguan Trendline 4MOTION$1,133/moTrue cost
2026 Toyota RAV4
2026 Toyota RAV4
Closest matching trim: RAV4 LE
Sticker (MSRP)$37,500
+$8,359→↓Freight, fees, HST
Drive away$45,859
+ running costs→↓− $24,454 resale
True cost$1,020/moA month to own, after resale
2026 Volkswagen Tiguan
2026 Volkswagen Tiguan
Closest matching trim: Tiguan Trendline 4MOTION
Sticker (MSRP)$37,495
+$8,380→↓Freight, fees, HST
Drive away$45,875
+ running costs→↓− $18,373 resale
True cost$1,133/moA month to own, after resale

Line by line

Price
Sticker (MSRP)$37,500✓ $37,495Tiguan by $5
Freight and fees, before tax✓ $3,083$3,102RAV4 by $19
Sales tax (HST)✓ $5,276$5,278RAV4 by $2
Drive-away price✓ $45,859$45,875RAV4 by $16
Running costs, 6 years
Fuel or charging✓ $9,207$15,401RAV4 by $6,194
Insurance (estimate)$16,299✓ $11,746Tiguan by $4,553
Maintenance (estimate)✓ $8,239$8,676RAV4 by $437
Loan rate6.5%6.5%—
Loan interest✓ $8,593$8,597RAV4 by $4
Lost return on your money✓ $9,583$9,586RAV4 by $3
Resale after 6 yrs✓ −$24,454−$18,373RAV4 by $6,081
Total
True cost✓ $73,418$81,598RAV4 by $8,180
True cost a month✓ $1,020/mo$1,133/moRAV4 by $113
You pay each month✓ $1,157/mo$1,186/moRAV4 by $29
Practical
Fuel typeHybridGas—
Seats55—
Carry-ons, 2 people8+Not published—
Towing, lb1,750✓ 1,800—
Built in CanadaWoodstock, ON; Cambridge, ON——
Cargo behind row 2, litres1,070Not published—
Length4.60 m4.68 m—
Ground clearance✓ 21 cm18 cm—
Resale % after 6 yrs✓ 65%49%—
US crash testNot rated yet✓ 5★—
European crash test—✓ 5★ (2024)—
Price
Sticker (MSRP)
RAV4 LE $37,500Tiguan Trendline 4MOTION ✓ $37,495Cheaper by Tiguan by $5
Freight and fees, before tax
RAV4 LE ✓ $3,083Tiguan Trendline 4MOTION $3,102Cheaper by RAV4 by $19
Sales tax (HST)
RAV4 LE ✓ $5,276Tiguan Trendline 4MOTION $5,278Cheaper by RAV4 by $2
Drive-away price
RAV4 LE ✓ $45,859Tiguan Trendline 4MOTION $45,875Cheaper by RAV4 by $16
Running costs, 6 years
Fuel or charging
RAV4 LE ✓ $9,207Tiguan Trendline 4MOTION $15,401Cheaper by RAV4 by $6,194
Insurance (estimate)
RAV4 LE $16,299Tiguan Trendline 4MOTION ✓ $11,746Cheaper by Tiguan by $4,553
Maintenance (estimate)
RAV4 LE ✓ $8,239Tiguan Trendline 4MOTION $8,676Cheaper by RAV4 by $437
Loan rate
RAV4 LE 6.5%Tiguan Trendline 4MOTION 6.5%Cheaper by —
Loan interest
RAV4 LE ✓ $8,593Tiguan Trendline 4MOTION $8,597Cheaper by RAV4 by $4
Lost return on your money
RAV4 LE ✓ $9,583Tiguan Trendline 4MOTION $9,586Cheaper by RAV4 by $3
Resale after 6 yrs
RAV4 LE ✓ −$24,454Tiguan Trendline 4MOTION −$18,373Cheaper by RAV4 by $6,081
Total
True cost
RAV4 LE ✓ $73,418Tiguan Trendline 4MOTION $81,598Cheaper by RAV4 by $8,180
True cost a month
RAV4 LE ✓ $1,020/moTiguan Trendline 4MOTION $1,133/moCheaper by RAV4 by $113
You pay each month
RAV4 LE ✓ $1,157/moTiguan Trendline 4MOTION $1,186/moCheaper by RAV4 by $29
Practical
Fuel type
RAV4 LE HybridTiguan Trendline 4MOTION GasCheaper by —
Seats
RAV4 LE 5Tiguan Trendline 4MOTION 5Cheaper by —
Carry-ons, 2 people
RAV4 LE 8+Tiguan Trendline 4MOTION Not publishedCheaper by —
Towing, lb
RAV4 LE 1,750Tiguan Trendline 4MOTION ✓ 1,800Cheaper by —
Built in Canada
RAV4 LE Woodstock, ON; Cambridge, ONTiguan Trendline 4MOTION —Cheaper by —
Cargo behind row 2, litres
RAV4 LE 1,070Tiguan Trendline 4MOTION Not publishedCheaper by —
Length
RAV4 LE 4.60 mTiguan Trendline 4MOTION 4.68 mCheaper by —
Ground clearance
RAV4 LE ✓ 21 cmTiguan Trendline 4MOTION 18 cmCheaper by —
Resale % after 6 yrs
RAV4 LE ✓ 65%Tiguan Trendline 4MOTION 49%Cheaper by —
US crash test
RAV4 LE Not rated yetTiguan Trendline 4MOTION ✓ 5★Cheaper by —
European crash test
RAV4 LE —Tiguan Trendline 4MOTION ✓ 5★ (2024)Cheaper by —

✓ marks the better figure. Resale is from used prices: the RAV4 from its own, the Tiguan typical for its type and brand. These trims differ in fuel (hybrid vs gas), which drives part of the gap. Their stickers differ by $5.