2026 Toyota Grand Highlander: real cost in Ontario

Cheapest trim, XLE · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$52,135the advertised price
Drive away$62,396with fees and HST
Loan payment$965/mo72-month loan at 6.5%, $5,000 down
True cost$1,485/moeverything, after resale
Car, fees and HST $62,396Insurance $19,400Fuel $16,740Interest and lost return $24,845Maintenance and plates $9,405

$62,396 to drive away + $70,390 to run it for 6 years − $25,842 back at resale = $106,944, or $1,485 a month.

Where the money goes

Drive away$62,396
Running it, 6 yrs+$70,390
Back at resale−$25,842
Sticker pricethe advertised MSRP
+$52,135
Feesfreight $1,930 · dealer $999 · levies $154
+$3,083
HST, 13%Ontario
+$7,178
Insuranceestimate, age 35–59, Toronto
+$19,400
Fuel18,000 km a year at 10 L/100 km
+$16,740
Lost return on your money5% a year on the down payment and each payment
+$12,774
Loan interest6.5% over 72 months
+$12,071
Maintenanceestimate
+$9,314
Registration and plates6 years in Ontario
+$91
Resale after 6 years50% of MSRP, you get this back
−$25,842
True cost $106,944 ÷ 72 months$1,485 a month

The car

Size and space
BodyWagon5.11 m long
Seats7, 8
Cargo1,640 Lbehind row 2
Ground clearance20 cmhigh; good for snow and trails
Engine and fuel
Engine265 hp gas, AWD
0–100 km/h7.5–7.6 sour estimate from power and weight
Fuel use10.0–10.7 L/100 kmNatural Resources Canada
TowingUp to 5,000 lb
Tires18" or 20"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsWell above averagecollision 170 · theft 1612 · injury 126 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Resale at 6 years50% of MSRPaverage for its type

Every trim

All trims: AWD, 265 hp.
XLE$52,135$62,396$106,944✓ $1,485/mo810 L/100 km— No
Limited$59,270$70,459$117,472$1,632/mo710.7 L/100 km✓ Yes
XLE
✓ $1,485/mo
True cost
Sticker $52,135Drive-away $62,3966 yrs $106,944Seats 8Fuel use 10 L/100 kmSunroof — No
Limited
$1,632/mo
True cost
Sticker $59,270Drive-away $70,4596 yrs $117,472Seats 7Fuel use 10.7 L/100 kmSunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
XLE$52,135
Limited$59,270
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from Limited
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from Limited
Heated steering wheel
✓ Every trim
Heated rear seats
✓ from Limited
Convenience
Remote start
✓ from Limited
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ from Limited
Tech and audio
Premium sound system
✓ from Limited
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ from Limited
Panoramic roof
✓ from Limited
Not listed on any trimHands-free drivingParking sensorsDual-zone climateMassaging seatsPush-button startApple CarPlay and Android AutoWireless CarPlayBuilt-in navigationHead-up displayTow hitch includedLED headlights
Full standard equipment on the XLE (57 items)
  • Mudguards
  • Heated Side Mirrors
  • Multi-Terrain Select
  • Temporary Spare Tire
  • 18" Alloy Wheels
  • Variable Intermittent Wipers
  • USB TYPE-A Media Charging Port
  • 6-speaker Audio System
  • 6 USB TYPE-C Charging Ports
  • Bluetooth Capability
  • 12.3'' Toyota Multimedia w/ Service/Safety Connect (min. 5 yr trial),Remote Con.(3yr trial), Drive Con. capable (Sub. Required)
  • SiriusXM Satellite Radio (3-month trial )
  • Carpet Floor Mats
  • All Season Floor Mats
  • 7" Digital Gauge Cluster
  • Auto-Dimming Rearview Mirror with Garage Door Opener
  • SofTex Seats
  • Heated Front Seats
  • 10-way Power Adjustable Driver Seat, 8-way Power Adjustable Passenger Seat
  • 2-way Adjustable Driver Lumbar Support
  • Tilt & Telescopic Steering Wheel
  • Heated Leather Wrapped Steering Wheel
  • Tonneau Cover
  • Power Windows
  • Rear Window Defogger
  • Front Windshield Wiper Deicer
  • Rear Disc Brakes
  • Electric Parking Brake (EPB)
  • Front Disc Brakes
  • Direct Injection
  • 2.4L 4-Cylinder Turbo
  • 8-Speed Automatic
  • Power Door Locks
  • Wireless Charger
  • Power Back Door
  • Rear Camera Washer
  • Driver Knee Airbag
  • Rear Cross Traffic Alert
  • Total Number of Airbags: 8
  • Child Protector Rear Door Locks
  • Driver Airbag Supplemental Restraint System (SRS)
  • Passenger Airbag Supplemental Restraint System (SRS)
  • Front Seat Side Airbags
  • Front and Rear Side Curtain Shield Airbags
  • Front Passenger Seat Cushion Airbag
  • Parking Support Brake
  • Blind Spot Monitor System with Safe Exit Alert
  • Engine Immobilizer Anti-theft Alarm System
  • Star Safety System: Smart Stop Technology, Vehicle Stability Control, Anti-Lock Brakes, Traction Control, Electronic Brake Force Distribution, Brake Assist
  • Automatic High Beam (AHB)
  • Lane Tracing Assist (LTA)
  • Lane Departure Alert (LDA)
  • Dynamic Radar Cruise Control (DRCC)
  • Road Sign Assist (RSA)
  • Pre-Collision System (PCS)
  • Proactive Driving Assist (PDA)
  • Tire Pressure Monitoring System with Auto Location

Colours

Celestial Silver MetallicMidnight Black MetallicBlueprintWind Chill Pearl+$350Ruby Flare Pearl+$350Heavy Metal+$350Storm Cloud

Similar SUVs

Prices from Toyota's Ontario build-and-price page, read 2026-10-29. Insurance and maintenance are estimates. How we count.