2027 BMW X1: real cost in Ontario
See the X1 on BMW's site ↗Prices read 2026-11-06
Cheapest trim, xDrive28i · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$51,500the advertised price
Drive away$62,371with fees and HST
Loan payment$964/mo72-month loan at 6.5%, $5,000 down
True cost$1,485/moeverything, after resale
$62,371 to drive away + $69,790 to run it for 6 years − $25,235 back at resale = $106,926, or $1,485 a month.
Where the money goes
Drive away$62,371
Running it, 6 yrs+$69,790
Back at resale−$25,235
Sticker pricethe advertised MSRP
+$51,500Feesfreight $2,955 · dealer $595 · levies $146
+$3,696HST, 13%Ontario
+$7,175Fuel18,000 km a year at 8.3 L/100 km
+$16,583Insuranceestimate, age 35–59, Toronto
+$14,319Maintenanceestimate
+$13,961Lost return on your money5% a year on the down payment and each payment
+$12,769Loan interest6.5% over 72 months
+$12,066Registration and plates6 years in Ontario
+$91Resale after 6 years49% of MSRP, you get this back
−$25,235True cost $106,926 ÷ 72 months$1,485 a month
The car
Size and space
BodySport Utility4.50 m long
Seats5
CargoNot published
Engine and fuel
Engine241–312 hp premium gas, AWD
0–100 km/h5.4–6.5 sBMW's figure
Fuel use8.3–8.8 L/100 kmNatural Resources Canada
TowingUp to 3,500 lb
Tires18" or 19"by trim
Safety and cover
US crash test4 of 5 starsNHTSA · see the test ↗
Insurance claimsAbove averagecollision 132 · theft 95 · injury 53 (100 = avg)
Resale at 6 years49% of MSRPaverage for its type
Every trim
All trims: AWD, 5 seats.| xDrive28i | $51,500 | $62,371 | $106,926 | ✓ $1,485/mo | 3,500 | 8.3 L/100 km |
| M35i xDrive | $61,500 | $73,671 | $119,938 | $1,666/mo | — | 8.8 L/100 km |
xDrive28i
✓ $1,485/mo
True cost
M35i xDrive
$1,666/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
xDrive28i$51,500
M35i xDrive$61,500
Safety and driver assist
Adaptive cruise
+ $1,200 on every trim
360° camera
+ $5,000
+ $4,400
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Heated steering wheel
+ $2,600
+ $2,000
Convenience
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Premium sound system
+ $2,600
✓ from M35i xDrive
Head-up display
+ $5,000
+ $4,400
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
+ $750
Sunroof
+ $2,600
+ $2,000
Panoramic roof
+ $2,600
+ $2,000
LED headlights
✓ Every trim
Not listed on any trimAutomatic brakingBlind-spot monitorRear cross-traffic alertLane centeringHands-free drivingCooled seatsHeated rear seatsDual-zone climateMassaging seatsPush-button startRemote startPower liftgateWireless phone chargingApple CarPlay and Android AutoWireless CarPlayBuilt-in navigationLarge touchscreen (12 in+)
Full standard equipment on the xDrive28i (20 items)
- Larger Fuel Tank
- Quartz Silver Matte Trim
- C02 Scope
- 7-Speed Double Clutch Transmission
- Parking Assistant
- Alarm System
- Power Front Seats w/ Driver Memory
- LED Headlights w/ Cornering Function
- High-Beam Assistant
- SiriusXM Satellite Radio
- Radio Control Code
- 18" Aero Wheels, 866, Lightning Grey, Burnished, A/S Non-RFT
- Visible VIN
- Emissions Technology, SULEV20
- A/C Refrigerant
- Hot-Climate Version
- English Language Version
- Intelligent Emergency Call
- Teleservices
- Cold-Climate Version
Quick answers
- How much is a 2027 X1 in Ontario?
- $62,371 to drive away for the xDrive28i, from a $51,500 sticker.
- What does it cost a month?
- A $964 loan payment, about $1,589 a month with insurance, fuel and upkeep ($5,000 down); about $1,485 a month all in, after resale.
- How much can it tow?
- 3,500 lb for the xDrive28i; 0 lb for every other trim.
Colours
Frozen Portimao Blue+$6,000BMW Individual Manufaktur Paintwork+$6,000Cape York Green Metallic+$900Space Silver Metallic+$900Vegas Red Metallic+$900Frozen Pure Grey+$6,000Black Sapphire Metallic+$900Storm Bay Metallic+$1,500Portimao Blue Metallic+$900Alpine White Non-MetallicNight Dusk Blue Metallic+$900Dune Grey Metallic+$900Mineral White Metallic+$900Jet Black Non-Metallic
Similar SUVs
Prices from BMW's BMW Canada configurator (Ontario pricing); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.