BMW X1 vs Volkswagen Atlas Cross Sport: cost to own

Verdict, over 6 years

The Volkswagen Atlas Cross Sport costs about $5,920 less

That's $82 a month. Closest matching trims: same fuel and drive where possible.

X1 xDrive28i$1,485/moTrue cost

Atlas Cross Sport Comfortline 4MOTION✓ $1,403/moTrue cost

2027 BMW X1

Closest matching trim: X1 xDrive28i

Sticker (MSRP)$51,500

+$10,871→↓Freight, fees, HST

Drive away$62,371

+ running costs→↓− $25,235 resale

True cost$1,485/moA month to own, after resale

2026 Volkswagen Atlas Cross Sport

Closest matching trim: Atlas Cross Sport Comfortline 4MOTION

Sticker (MSRP)$51,095

+$10,204→↓Freight, fees, HST

Drive away$61,299

+ running costs→↓− $25,037 resale

True cost$1,403/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$51,500	✓ $51,095	Atlas Cross Sport by $405
Freight and fees, before tax	$3,696	✓ $3,152	Atlas Cross Sport by $544
Sales tax (HST)	$7,175	✓ $7,052	Atlas Cross Sport by $123
Drive-away price	$62,371	✓ $61,299	Atlas Cross Sport by $1,072
Running costs, 6 years
Fuel or charging	✓ $16,583	$17,912	X1 by $1,329
Insurance (estimate)	$14,319	✓ $13,330	Atlas Cross Sport by $989
Maintenance (estimate)	$13,961	✓ $9,009	Atlas Cross Sport by $4,952
Loan rate	6.5%	6.5%	—
Loan interest	$12,066	✓ $11,841	Atlas Cross Sport by $225
Lost return on your money	$12,769	✓ $12,562	Atlas Cross Sport by $207
Resale after 6 yrs	✓ −$25,235	−$25,037	X1 by $198
Total
True cost	$106,926	✓ $101,006	Atlas Cross Sport by $5,920
True cost a month	$1,485/mo	✓ $1,403/mo	Atlas Cross Sport by $82
You pay each month	$1,589/mo	✓ $1,507/mo	Atlas Cross Sport by $82
Practical
Fuel type	Premium gas	Gas	—
Seats	5	5	—
Carry-ons, 2 people	Not published	8+	—
Towing, lb	3,500	✓ 5,000	—
Cargo behind row 2, litres	Not published	1,141	—
Length	4.50 m	4.97 m	—
Ground clearance	—	16 cm	—
Resale % after 6 yrs	49%	49%	—
US crash test	4★	✓ 5★	—

Price

Sticker (MSRP)

X1 xDrive28i $51,500Atlas Cross Sport Comfortline 4MOTION ✓ $51,095Cheaper by Atlas Cross Sport by $405

Freight and fees, before tax

X1 xDrive28i $3,696Atlas Cross Sport Comfortline 4MOTION ✓ $3,152Cheaper by Atlas Cross Sport by $544

Sales tax (HST)

X1 xDrive28i $7,175Atlas Cross Sport Comfortline 4MOTION ✓ $7,052Cheaper by Atlas Cross Sport by $123

Drive-away price

X1 xDrive28i $62,371Atlas Cross Sport Comfortline 4MOTION ✓ $61,299Cheaper by Atlas Cross Sport by $1,072

Running costs, 6 years

Fuel or charging

X1 xDrive28i ✓ $16,583Atlas Cross Sport Comfortline 4MOTION $17,912Cheaper by X1 by $1,329

Insurance (estimate)

X1 xDrive28i $14,319Atlas Cross Sport Comfortline 4MOTION ✓ $13,330Cheaper by Atlas Cross Sport by $989

Maintenance (estimate)

X1 xDrive28i $13,961Atlas Cross Sport Comfortline 4MOTION ✓ $9,009Cheaper by Atlas Cross Sport by $4,952

Loan rate

X1 xDrive28i 6.5%Atlas Cross Sport Comfortline 4MOTION 6.5%Cheaper by —

Loan interest

X1 xDrive28i $12,066Atlas Cross Sport Comfortline 4MOTION ✓ $11,841Cheaper by Atlas Cross Sport by $225

Lost return on your money

X1 xDrive28i $12,769Atlas Cross Sport Comfortline 4MOTION ✓ $12,562Cheaper by Atlas Cross Sport by $207

Resale after 6 yrs

X1 xDrive28i ✓ −$25,235Atlas Cross Sport Comfortline 4MOTION −$25,037Cheaper by X1 by $198

Total

True cost

X1 xDrive28i $106,926Atlas Cross Sport Comfortline 4MOTION ✓ $101,006Cheaper by Atlas Cross Sport by $5,920

True cost a month

X1 xDrive28i $1,485/moAtlas Cross Sport Comfortline 4MOTION ✓ $1,403/moCheaper by Atlas Cross Sport by $82

You pay each month

X1 xDrive28i $1,589/moAtlas Cross Sport Comfortline 4MOTION ✓ $1,507/moCheaper by Atlas Cross Sport by $82

Practical

Fuel type

X1 xDrive28i Premium gasAtlas Cross Sport Comfortline 4MOTION GasCheaper by —

Seats

X1 xDrive28i 5Atlas Cross Sport Comfortline 4MOTION 5Cheaper by —

Carry-ons, 2 people

X1 xDrive28i Not publishedAtlas Cross Sport Comfortline 4MOTION 8+Cheaper by —

Towing, lb

X1 xDrive28i 3,500Atlas Cross Sport Comfortline 4MOTION ✓ 5,000Cheaper by —

Cargo behind row 2, litres

X1 xDrive28i Not publishedAtlas Cross Sport Comfortline 4MOTION 1,141Cheaper by —

Length

X1 xDrive28i 4.50 mAtlas Cross Sport Comfortline 4MOTION 4.97 mCheaper by —

Ground clearance

X1 xDrive28i —Atlas Cross Sport Comfortline 4MOTION 16 cmCheaper by —

Resale % after 6 yrs

X1 xDrive28i 49%Atlas Cross Sport Comfortline 4MOTION 49%Cheaper by —

US crash test

X1 xDrive28i 4★Atlas Cross Sport Comfortline 4MOTION ✓ 5★Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). These trims differ in fuel (premium gas vs gas), which drives part of the gap. Their stickers differ by $405.