2026 Toyota Highlander: real cost in Ontario
See the Highlander on Toyota's site ↗Prices read 2026-10-29
Cheapest trim, XLE AWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$51,535the advertised price
Drive away$61,718with fees and HST
Loan payment$953/mo72-month loan at 6.5%, $5,000 down
True cost$1,448/moeverything, after resale
$61,718 to drive away + $70,767 to run it for 6 years − $28,198 back at resale = $104,287, or $1,448 a month.
Where the money goes
Drive away$61,718
Running it, 6 yrs+$70,767
Back at resale−$28,198
Sticker pricethe advertised MSRP
+$51,535Feesfreight $1,930 · dealer $999 · levies $154
+$3,083HST, 13%Ontario
+$7,100Insuranceestimate, age 35–59, Toronto
+$20,258Fuel18,000 km a year at 9.9 L/100 km
+$16,573Lost return on your money5% a year on the down payment and each payment
+$12,643Loan interest6.5% over 72 months
+$11,929Maintenanceestimate
+$9,273Registration and plates6 years in Ontario
+$91Resale after 6 years55% of MSRP, you get this back
−$28,198True cost $104,287 ÷ 72 months$1,448 a month
The car
Size and space
BodyWagon4.95–5.01 m long
Seats7, 8
Cargo453 Lbehind row 3
Ground clearance20 cmhigh; good for snow and trails
Engine and fuel
Engine264 hp gas, AWD
0–100 km/h7.7–7.8 sour estimate from power and weight
Fuel use9.9 L/100 kmNatural Resources Canada
TowingUp to 5,000 lb
Tires18" or 20"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsWell above averagecollision 126 · theft 538 · injury 135 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Resale at 6 years55% of MSRPthis model's own record · how it compares
Every trim
All trims: AWD, 264 hp, 9.9 L/100 km.| XLE AWD | $51,535 | $61,718 | $104,287 | ✓ $1,448/mo | 8 |
| XSE AWD | $55,370 | $66,052 | $109,398 | $1,519/mo | 7 |
| Limited AWD | $56,915 | $67,798 | $111,221 | $1,545/mo | 7 |
| Limited AWD Platinum | $59,236 | $70,420 | $113,993 | $1,583/mo | 7 |
XLE AWD
✓ $1,448/mo
True cost
XSE AWD
$1,519/mo
True cost
Limited AWD
$1,545/mo
True cost
Limited AWDPlatinum
$1,583/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
XLE AWD$51,535
XSE AWD$55,370
Limited AWD$56,915
Limited AWD Platinum$59,236
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from Limited AWD Platinum
Parking sensors
✓ from Limited AWD
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from Limited AWD
Heated steering wheel
✓ Every trim
Heated rear seats
✓ from Limited AWD Platinum
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ from Limited AWD
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ from Limited AWD
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Premium sound system
✓ from XSE AWD
Large touchscreen (12 in+)
✓ from XSE AWD
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ Every trim
Panoramic roof
✓ from Limited AWD
LED headlights
✓ XLE AWD to Limited AWD
Not listed on any trimHands-free drivingMassaging seatsBuilt-in navigationHead-up displayTow hitch included
Full standard equipment on the XLE AWD (76 items)
- Power Slide / Tilt Moonroof
- Colour-keyed Rear Spoiler
- Rear Bumper Protector
- Front & Rear Splash Guards
- Mudguards
- LED Fog Lamps
- LED Headlamps
- Integrated Signal Lamps, Power-Adjustable, Colour-Keyed Heated Mirrors
- Multi-Terrain Select
- Dynamic Torque Control AWD System with Rear Driveline Disconnect
- Temporary Spare Tire
- Unique 18" Alloy Wheels
- Wheel Lock Set
- Variable Intermittent Wipers, Windshield Wiper De-Icer Rear Window Wiper/Washer - Intermittent
- 4 USB Charging Ports
- 6-speaker Audio System
- Wireless Apple CarPlay Compatibility
- Wireless Android Auto Compatibility
- Bluetooth Capability
- 8" Toyota Multimedia w/ Service/Safety Connect (min 5yr trial), Remote Con.(3yr trial), Drive Con. capable (Sub. Required)
- SiriusXM Satellite Radio (3-month trial )
- Cabin Air Filter
- 3-Zone Automatic Climate Control
- Carpet Floor Mats
- All Season Floor Mats
- 7" Digital Gauge Cluster
- Illuminated Entry with Fadeout
- Auto-Dimming Rearview Mirror with Garage Door Opener
- 8-way Power Adjustable Drivers Seat
- 8-way Power Adjustable Passenger Seat
- SofTex Seats
- Heated Front Seats
- 2nd Row Foldable 60/40 Seats
- 2-way Power Adjustable Driver Lumbar Support
- Middle Seat: Bench Seat, Recline, Middle Seat Slide
- Rear Seat: 3rd Row Seats, Foldable 60/40 Seats, Flat Folding, Recline
- Rear Seat Reminder
- Tilt & Telescopic Steering Wheel
- Heated Leather Wrapped Steering Wheel
- Multi-Information Display Steering Wheel Controls
- Cargo Area Tonneau Cover
- Power Windows with Auto Up/Down for All Windows
- Rear Privacy Glass
- Rear Disc Brakes
- Electric Parking Brake (EPB)
- Front Disc Brakes
- Direct Injection
- 2.4L 4-Cylinder Turbo
- 8-Speed Automatic
- Digital Clock
- Remote Keyless Entry System
- Power Door Locks
- Wireless Charger
- Rear Door Sunshade
- Smart Key System w/Push Button Start
- Power Back Door
- Driver Knee Airbag
- Total Number of Airbags: 8
- Child Protector Rear Door Locks
- Front Seat Side Airbags
- Front Seatbelt Pre-Tensioners and Force Limiters
- Backup Camera
- Front and Rear Side Curtain Shield Airbags
- Driver & Passenger Airbag Supplemental Restraint System (SRS)
- Blind Spot Monitor with RCTA
- Front Passenger Seat Cushion Airbag
- ISOFIX Anchors for Child Safety Seats (Middle: 2)
- Upper Tether For Child Restraint Seats (Middle: 3, Rear: 1)
- Engine Immobilizer Anti-theft Alarm System
- Star Safety System: Smart Stop Technology, Vehicle Stability Control, Anti-Lock Brakes, Traction Control, Electronic Brake Force Distribution, Brake Assist
- Pre-Collision System (PCS)
- Dynamic Radar Cruise Control (DRCC)
- Lane Tracing Assist (LTA)
- Lane Departure Alert (LDA)
- Automatic High Beam (AHB)
- Tire Pressure Monitoring System with Auto Location
Recalls in Canada
4 Transport Canada recalls for 2024 to 2026 Highlander models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.
Seats and restraints2024, 2025 · 52,750 vehicles
On certain vehicles, the seatback recliners for the second-row seats may not have been manufactured properly.Recall 2026427 at Transport Canada ↗Seats and restraints2025 · 7 vehicles
On a small number of vehicles, the bolt that secures the third-row center seat belt anchor to the roof may not have been installed properly.Recall 2025694 at Transport Canada ↗Visual system2024, 2025 · 99,178 vehicles
Under certain conditions, a software problem could cause the rearview camera image to freeze or not to display.Recall 2025594 at Transport Canada ↗Visual system2024 · 70,480 vehicles
On certain vehicles, a software problem could cause the combination meter in the instrument panel not to display when the vehicle is started.Recall 2025469 at Transport Canada ↗Quick answers
- How much is a 2026 Highlander in Ontario?
- $61,718 to drive away for the XLE AWD, from a $51,535 sticker.
- What does it cost a month?
- A $953 loan payment, about $1,595 a month with insurance, fuel and upkeep ($5,000 down); about $1,448 a month all in, after resale.
- How much can it tow?
- 5,000 lb for every trim.
Colours
Heavy Metal+$350Midnight Black MetallicWind Chill Pearl+$350Ruby Flare Pearl+$350Blueprint
Similar SUVs
Prices from Toyota's Ontario build-and-price page, read 2026-10-29. Insurance and maintenance are estimates. How we count.