2026 Toyota C-HR: real cost in Ontario

Cheapest trim, SE FWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$44,895the advertised price
Drive away$49,213with fees and HST
Loan payment$743/mo72-month loan at 6.5%, $5,000 down
True cost$1,035/moeverything, after resale
Car, fees and HST $49,213Insurance $15,045Charging $2,724Interest and lost return $19,529Maintenance and plates $5,954

$49,213 to drive away + $43,253 to run it for 6 years − $17,978 back at resale = $74,488, or $1,035 a month.

Where the money goes

Drive away$49,213
Running it, 6 yrs+$43,253
Back at resale−$17,978
Sticker pricethe advertised MSRP
+$44,895
Feesfreight $1,930 · dealer $999 · levies $152
+$3,081
HST, 13%Ontario
+$6,237
Federal EV rebateif eligible
−$5,000
Insuranceestimate, age 35–59, Toronto
+$15,045
Lost return on your money5% a year on the down payment and each payment
+$10,230
Loan interest6.5% over 72 months
+$9,299
Maintenanceestimate
+$5,863
Charging18,000 km a year at 16.2 kWh/100 km, home charging at $0.16/kWh
+$2,724
Registration and plates6 years in Ontario
+$91
Resale after 6 years40% of MSRP, you get this back
−$17,978
True cost $74,488 ÷ 72 months$1,035 a month

The car

Size and space
BodyWagon4.52 m long
Seats5
Cargo716 Lbehind row 2
Ground clearance20 cmhigh; good for snow and trails
Engine and fuel
Engine221–338 hp electric, FWD, AWD
0–100 km/h5.1–7.0 sToyota's figures; others our estimate
Energy use16.2–18.1 kWh/100 kmNatural Resources Canada
Range496 kmabout 347 in winter · fast charge 10-80% in 30 min
TowingNot published
Tires18" or 20"by trim
Safety and cover
US crash testNot rated yet
European crash test5 of 5 stars ↗Euro NCAP 2025, European version
Highway assistHands-free in traffic jamsunder about 40 km/h · some trims or an option
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km · battery 8 yrs / 160,000 km
Brand offersFinance from 2.99% for 36 moToyota's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years40% of MSRPaverage for its type

Every trim

All trims: 5 seats.
SE FWD$44,895$49,213$74,488✓ $1,035/mo16.2 kWh/100 km— No— No
SE FWD$44,900$49,219$74,494✓ $1,035/mo16.2 kWh/100 km— No— No
XSE AWD$49,945$59,919$88,444$1,228/mo18.1 kWh/100 km— No✓ Yes
XSE AWD$49,950$59,925$88,516$1,229/mo18.1 kWh/100 km— No✓ Yes
XSE AWD XSE Premium$54,395$64,948$94,727$1,316/mo18.1 kWh/100 km✓ Yes✓ Yes
XSE AWD XSE Premium$54,400$64,954$94,733$1,316/mo18.1 kWh/100 km✓ Yes✓ Yes
SE FWD
✓ $1,035/mo
True cost
Sticker $44,895Drive-away $49,2136 yrs $74,488Fuel use 16.2 kWh/100 kmSunroof — NoAWD/4WD — No
SE FWD
✓ $1,035/mo
True cost
Sticker $44,900Drive-away $49,2196 yrs $74,494Fuel use 16.2 kWh/100 kmSunroof — NoAWD/4WD — No
XSE AWD
$1,228/mo
True cost
Sticker $49,945Drive-away $59,9196 yrs $88,444Fuel use 18.1 kWh/100 kmSunroof — NoAWD/4WD ✓ Yes
XSE AWD
$1,229/mo
True cost
Sticker $49,950Drive-away $59,9256 yrs $88,516Fuel use 18.1 kWh/100 kmSunroof — NoAWD/4WD ✓ Yes
XSE AWDXSE Premium
$1,316/mo
True cost
Sticker $54,395Drive-away $64,9486 yrs $94,727Fuel use 18.1 kWh/100 kmSunroof ✓ YesAWD/4WD ✓ Yes
XSE AWDXSE Premium
$1,316/mo
True cost
Sticker $54,400Drive-away $64,9546 yrs $94,733Fuel use 18.1 kWh/100 kmSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
SE FWD$44,895
SE FWD$44,900
XSE AWD$49,945
XSE AWD$49,950
XSE AWD XSE Premium$54,395
XSE AWD XSE Premium$54,400
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from XSE AWD
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ Every trim
Heated rear seats
✓ from XSE AWD XSE Premium
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ from XSE AWD
Tech and audio
Apple CarPlay and Android Auto
✓
✓
✓
Wireless CarPlay
✓
✓
✓
Premium sound system
✓ from XSE AWD XSE Premium
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ from XSE AWD
Sunroof
✓ from XSE AWD XSE Premium
Panoramic roof
✓ from XSE AWD XSE Premium
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingCooled seatsMassaging seatsBuilt-in navigationHead-up displayTow hitch included
Full standard equipment on the SE FWD (90 items)
  • Rear Spoiler
  • Mudguards
  • Carbon Neutral Badge
  • LED Daytime Running Lights
  • LED Rear Combination Lamps
  • Bi-LED Projector Low-and High-Beam Headlights w/ LED Accent Lights
  • Power Folding Mirrors
  • Power-Adjustable Heated Exterior Mirrors
  • LED Front Turn Signal Lamps
  • Hill-start Assist Control (HAC)
  • Tire Repair Kit
  • 18" Black/Dark Grey Alloy Wheels
  • Windshield Wiper Deicer
  • Rain-sensing Windshield Wipers
  • Bluetooth Capability
  • Roof Mounted Shark Fin Antenna
  • 3 USB Type-C charging ports (1 Front; 2 Rear)
  • 6-speaker Audio System
  • 14" Toyota Multimedia
  • Wireless Android Auto and Apple CarPlay Compatibility
  • SiriusXM Satellite Radio (3-month trial )
  • Apple Maps EV Route Planning Capability
  • Service Connect (5-yr trial, 4G network dependent)
  • Safety Connect (5-yr trial, 4G network dependent)
  • Remote Connect (5-yr trial, 4G network dependent)
  • Drive Connect (3-month trial)
  • Plug & Charge Capability
  • 2-Zone Automatic Climate Control
  • All Season Floor Mats
  • 7" Digital Gauge Cluster
  • Cargo Lamp
  • Front and Rear Ambient Illumination with 64 Colours
  • Auto-Dimming Rearview Mirror with Garage Door Opener
  • Heated Front Seats
  • Rear Centre Armrest
  • Rear Foldable 60/40 Seats
  • Mixed Fabric and SoftTex Seats
  • 2-way Power Adjustable Driver Lumbar Support
  • 8-Way Power-Adjustable Driver Seat, 6-Way Manually Adjustable Front Passenger Seat
  • Steering Wheel Paddle Shifters
  • SofTex-trimmed Heated Steering Wheel
  • Dual Opening Centre Console Lid
  • Sliding Sun Visors w/Illuminated Mirror
  • Tonneau Cover
  • Power Windows with Auto Up/Down for All Windows
  • Rear Window Defogger
  • Front Windshield Acoustic Glass
  • Rear Side Window Privacy Glass
  • Front Side Acoustic Glass
  • Electric Parking Brake (EPB)
  • Lithium-ion (Li-ion) Traction Battery
  • Drive Mode Select & Snow Drive Mode
  • Front Wheel Drive (FWD)
  • NACS Charging Port
  • Zero Emission Vehicle (ZEV)
  • Dial Type Shift by Wire
  • Single-speed eAxle
  • Power Door Locks
  • 12V DC Converter
  • Power Back Door
  • Battery Preconditioning System
  • Dual-voltage Charging Cable with L1 and L2 Charging Capability
  • 120V/1500-watt AC Power Outlet
  • 2 Front Cup Holders, 2 Rear Cup Holders
  • Smart Key System w/Push Button Start (2 Doors + Back Door)
  • Two Wireless Phone Chargers
  • Digital Key (Remote Connect trial or paid subscription required)
  • Front Seat Side Airbags
  • Intelligent Clearance Sonar
  • Front and Rear Side Curtain Shield Airbags
  • Driver and Front Passenger Knee Airbags
  • Driver & Passenger Airbag Supplemental Restraint System (SRS)
  • Backup Camera with Back Guide Monitor (BGM)
  • Anchor Points for Child Restraint Seats
  • Total Number of Airbags: 8
  • Vehicle Stability Control (VSC)
  • Rear Seat Reminder
  • Blind Spot Monitoring System (BSM) with Rear Cross Traffic Alert (RCTA) and Safe Exit Alert (SEA)
  • Front and Rear Parking Assist with Automatic Braking (PA w/AB)
  • Child-Protect Rear Door Locks
  • Engine Immobilizer
  • Anti-Theft Alarm System
  • Star Safety System: Smart Stop Technology, Vehicle Stability Control, Anti-Lock Brakes, Traction Control, Electronic Brake Force Distribution, Brake Assist
  • Automatic High Beam (AHB)
  • Lane Tracing Assist (LTA)
  • Lane Departure Alert (LDA)
  • Dynamic Radar Cruise Control (DRCC)
  • Road Sign Assist (RSA)
  • Pre-Collision System (PCS)
  • Proactive Driving Assist (PDA)

Recalls in Canada

1 Transport Canada recall for 2025 to 2027 C-HR models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 C-HR in Ontario?
$49,213 to drive away for the SE FWD, from a $44,895 sticker.
What does it cost a month?
A $743 loan payment, about $1,073 a month with insurance, fuel and upkeep ($5,000 down); about $1,035 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Wind Chill Pearl+$350CementMidnight Black MetallicWind Chill Pearl with Black Roof+$905Cement with Black Roof+$555TandooriOvercastTandoori with Black Roof+$555

Similar SUVs

Prices from Toyota's Ontario build-and-price page, read 2026-10-29. Insurance and maintenance are estimates. How we count.