2026 Kia Niro EV: real cost in Ontario
See the Niro EV on Kia's site ↗Prices read 2026-11-05
Cheapest trim, Wind · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$45,595the advertised price
Drive away$49,771with fees and HST
Loan payment$753/mo72-month loan at 6.5%, $5,000 down
True cost$1,085/moeverything, after resale
$49,771 to drive away + $43,835 to run it for 6 years − $15,520 back at resale = $78,086, or $1,085 a month.
Where the money goes
Drive away$49,771
Running it, 6 yrs+$43,835
Back at resale−$15,520
Sticker pricethe advertised MSRP
+$45,595Feesfreight $2,035 · dealer $699 (typical) · levies $141
+$2,875HST, 13%Ontario
+$6,301Federal EV rebateif eligible
−$5,000Insuranceestimate, age 35–59, Toronto
+$15,111Lost return on your money5% a year on the down payment and each payment
+$10,338Loan interest6.5% over 72 months
+$9,416Maintenanceestimate
+$5,750Charging18,000 km a year at 18.6 kWh/100 km, home charging at $0.16/kWh
+$3,128Registration and plates6 years in Ontario
+$91Resale after 6 years34% of MSRP, you get this back
−$15,520True cost $78,086 ÷ 72 months$1,085 a month
The car
Size and space
BodySUV4.42 m long
Seats5
Cargo646 Lbehind row 2
Ground clearance15 cm
Engine and fuel
Engine201 hp electric, FWD
0–100 km/h6.9 sour estimate from power and weight
Energy use18.6 kWh/100 kmNatural Resources Canada
Range407 kmabout 285 in winter · fast charge 10-80% in 43 min
TowingNot rated for towing
Tires17"245/75R17
Safety and cover
US crash testNot rated yet
European crash test4 of 5 stars ↗Euro NCAP 2022, European version; 5 stars with its safety pack
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrs / 100,000 kmpowertrain 5 yrs / 100,000 km · battery 8 yrs / 160,000 km
Resale at 6 years34% of MSRPprevious generation · how it compares
Every trim
All trims: FWD, 201 hp, 18.6 kWh/100 km, 5 seats.| Wind | $45,595 | $49,771 | $78,086 | ✓ $1,085/mo | — No |
| Wind + | $48,595 | $53,161 | $82,231 | $1,142/mo | — No |
| Wave | $53,595 | $63,811 | $96,157 | $1,336/mo | ✓ Yes |
Wind
✓ $1,085/mo
True cost
Wind +
$1,142/mo
True cost
Wave
$1,336/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
Wind$45,595
Wind +$48,595
Wave$53,595
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from Wave
Heated steering wheel
✓ from Wind +
Heated rear seats
✓ from Wave
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
✓ from Wind +
Wireless phone charging
✓ from Wind +
Power driver's seat
✓ from Wind +
Memory seat
✓ from Wave
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ from Wave
Head-up display
✓ from Wave
Capability and looks
Sunroof
✓ from Wave
LED headlights
✓ from Wave
Not listed on any trimHands-free driving360° cameraDual-zone climateMassaging seatsWireless CarPlayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the Wind (63 items)
- 64.8kWh Battery
- Shift-By-Wire
- Remote smart parking assist (RSPA)
- Electronic parking brake
- Drive Mode Select
- Battery heating system
- 17" alloy wheels
- Halogen bi-function projection headlights
- LED daytime running lights
- LED positioning lights
- LED taillights
- Rear Spoiler with LED High Mounted Stop Light
- Body-coloured door handles
- Sideview mirror signal repeaters
- Body-coloured sideview mirrors
- Heated sideview mirrors
- Solar glass
- Rear privacy tint glass
- Acoustic laminated windshield
- Front and rear silver skid plate bumper accents
- Mud guards
- Air Conditioning
- High gloss interior trim
- Front seat Height Adjusters
- 60:40 split-folding rear seats
- Sliding and illuminated sun visors
- Bluetooth
- Steering wheel-mounted audio controls
- Cruise control
- USB audio input and charging port
- Power window’s with driver auto down
- Cloth seats
- Heated front seats
- Tilt and telescopic steering wheel
- Keyless entry
- Central door lock
- Rear Floor Heating Duct
- 10.25" multimedia interface with integrated navigation
- 10.25” Supervision Cluster
- Kia Connect
- SiriusXM satellite radio
- Apple CarPlay and Android Auto smartphone integration
- Rearview camera
- Smart key with push-button start
- Remote engine start
- 12V Power Outlet
- 7 airbags (driver knee, dual advanced front, dual side curtain, dual front side seat)
- Electronic stability control (ESC)
- Hill-assist control (HAC)
- 4-wheel anti-lock braking system (ABS)
- Low washer fluid warning indicator
- Tire Mobility Kit
- Immobilizer
- Rear Occupant Alert
- Forward Collision Avoidance Assist with Junction Turning
- Lane Follow Assist (LFA)
- Lane Keep Assist System (LKA)
- Highway Drive Assist (HDA)
- Smart cruise control (SCC)
- Blind-spot Collision Avoidance Assist (BCA)
- Rear Cross-Traffic Collision Avoidance Assist (RCAA)
- Automatic headlights
- Tire Pressure Monitoring System (TPMS)
Recalls in Canada
3 Transport Canada recalls for 2024 to 2026 Niro EV models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.
Airbag2024, 2025 · 10,622 vehicles
On certain vehicles, the wiring under the front passenger seat may not have been routed correctly.Recall 2025021 at Transport Canada ↗Label2024 · 647,384 vehicles
On certain vehicles, the compliance label may be missing information in French.Recall 2024549 at Transport Canada ↗Powertrain2024 · 133 vehicles
On certain electric vehicles, an axle shaft may not have been manufactured properly.Recall 2024054 at Transport Canada ↗Quick answers
- How much is a 2026 Niro EV in Ontario?
- $49,771 to drive away for the Wind, from a $45,595 sticker.
- What does it cost a month?
- A $753 loan payment, about $1,087 a month with insurance, fuel and upkeep ($5,000 down); about $1,085 a month all in, after resale.
- How much can it tow?
- It isn't rated for towing.
Colours
Snow White Pearl+$250Aurora BlackSteel Grey+$250Runway Red+$250Interstellar Grey+$250Mineral Blue+$250Cityscape Green+$250Aurora Black PearlSnow White Pearl (Grey Pillar)+$250
Similar SUVs
Prices from Kia's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.