2026 Toyota bZ: real cost in Ontario

Cheapest trim, XLE FWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$45,985the advertised price
Drive away$50,445with fees and HST
Loan payment$764/mo72-month loan at 6.5%, $5,000 down
True cost$1,054/moeverything, after resale
Car, fees and HST $50,445Insurance $15,177Charging $2,707Interest and lost return $20,026Maintenance and plates $5,963

$50,445 to drive away + $43,873 to run it for 6 years − $18,414 back at resale = $75,904, or $1,054 a month.

Where the money goes

Drive away$50,445
Running it, 6 yrs+$43,873
Back at resale−$18,414
Sticker pricethe advertised MSRP
+$45,985
Feesfreight $1,930 · dealer $999 · levies $152
+$3,081
HST, 13%Ontario
+$6,379
Federal EV rebateif eligible
−$5,000
Insuranceestimate, age 35–59, Toronto
+$15,177
Lost return on your money5% a year on the down payment and each payment
+$10,468
Loan interest6.5% over 72 months
+$9,558
Maintenanceestimate
+$5,872
Charging18,000 km a year at 16.1 kWh/100 km, home charging at $0.16/kWh
+$2,707
Registration and plates6 years in Ontario
+$91
Resale after 6 years40% of MSRP, you get this back
−$18,414
True cost $75,904 ÷ 72 months$1,054 a month

The car

Size and space
BodyWagon4.69 m long
Seats5
Cargo784 Lbehind row 2
Ground clearance21 cmhigh; good for snow and trails
Engine and fuel
Engine168–338 hp electric, FWD, AWD
0–100 km/h5.1–8.3 sour estimate from power and weight
Energy use16.1–18.6 kWh/100 kmNatural Resources Canada
Range380 kmabout 266 in winter · fast charge 10-80% in 30 min
TowingNot published
Tires18" or 20"by trim
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
European crash test5 of 5 stars ↗Euro NCAP 2025, European version
Highway assistHands-free in traffic jamsunder about 40 km/h · some trims or an option
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km · battery 8 yrs / 160,000 km
Brand offersFinance from 2.99% for 36 moToyota's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years40% of MSRPaverage for its type

Every trim

All trims: 5 seats.
XLE FWD$45,985$50,445$75,904✓ $1,054/mo16.1 kWh/100 km— No— No
XLE FWD$45,990$50,450$75,910✓ $1,054/mo16.1 kWh/100 km— No— No
XLE AWD$53,390$63,812$92,884$1,290/mo17.3 kWh/100 km— No✓ Yes
XLE AWD$53,405$63,829$92,902$1,290/mo17.3 kWh/100 km— No✓ Yes
Limited AWD$61,685$73,186$104,442$1,451/mo18.6 kWh/100 km✓ Yes✓ Yes
Limited AWD$61,690$73,191$104,448$1,451/mo18.6 kWh/100 km✓ Yes✓ Yes
XLE FWD
✓ $1,054/mo
True cost
Sticker $45,985Drive-away $50,4456 yrs $75,904Fuel use 16.1 kWh/100 kmSunroof — NoAWD/4WD — No
XLE FWD
✓ $1,054/mo
True cost
Sticker $45,990Drive-away $50,4506 yrs $75,910Fuel use 16.1 kWh/100 kmSunroof — NoAWD/4WD — No
XLE AWD
$1,290/mo
True cost
Sticker $53,390Drive-away $63,8126 yrs $92,884Fuel use 17.3 kWh/100 kmSunroof — NoAWD/4WD ✓ Yes
XLE AWD
$1,290/mo
True cost
Sticker $53,405Drive-away $63,8296 yrs $92,902Fuel use 17.3 kWh/100 kmSunroof — NoAWD/4WD ✓ Yes
Limited AWD
$1,451/mo
True cost
Sticker $61,685Drive-away $73,1866 yrs $104,442Fuel use 18.6 kWh/100 kmSunroof ✓ YesAWD/4WD ✓ Yes
Limited AWD
$1,451/mo
True cost
Sticker $61,690Drive-away $73,1916 yrs $104,448Fuel use 18.6 kWh/100 kmSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
XLE FWD$45,985
XLE FWD$45,990
XLE AWD$53,390
XLE AWD$53,405
Limited AWD$61,685
Limited AWD$61,690
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from Limited AWD
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from Limited AWD
Heated steering wheel
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ from Limited AWD
Tech and audio
Apple CarPlay and Android Auto
✓ XLE FWD to XLE AWD
✓ from Limited AWD
Wireless CarPlay
✓ XLE FWD to XLE AWD
✓ from Limited AWD
Premium sound system
✓ from Limited AWD
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ from XLE AWD
Sunroof
✓ from Limited AWD
Panoramic roof
✓ from Limited AWD
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingHeated rear seatsMassaging seatsBuilt-in navigationHead-up displayTow hitch included
Full standard equipment on the XLE FWD (97 items)
  • Painted Wheel Arch Mouldings
  • Mudguards
  • Carbon Neutral Badge
  • Ducktail Rear Spoiler
  • LED Daytime Running Lights
  • LED Rear Combination Lamps
  • Bi-LED Projector Low-and High-Beam Headlights w/ LED Accent Lights
  • Power Folding Mirrors
  • Power-Adjustable Heated Exterior Mirrors
  • LED Front Turn Signal Lamps
  • Hill-start Assist Control (HAC)
  • Tire Repair Kit
  • 18" Black/Silver Alloy Wheels w/Plastic Covers
  • Windshield Wiper Deicer
  • Rain-sensing Windshield Wipers
  • Bluetooth Capability
  • Roof Mounted Shark Fin Antenna
  • 3 USB Type-C charging ports (1 Front; 2 Rear)
  • 6-speaker Audio System
  • USB Type-A Audio Port (Front 1)
  • 14" Toyota Multimedia
  • SiriusXM Satellite Radio (3-month trial )
  • Service Connect (5-yr trial, 4G network dependent)
  • Safety Connect (5-yr trial, 4G network dependent)
  • Remote Connect (5-yr trial, 4G network dependent)
  • Drive Connect (3-month trial)
  • 2-Zone Automatic Climate Control
  • All Season Floor Mats
  • 7" Digital Gauge Cluster
  • Cargo Lamp
  • Front and Rear Ambient Illumination with 64 Colours
  • Auto-Dimming Rearview Mirror with Garage Door Opener
  • Heated Front Seats
  • Rear Centre Armrest
  • Rear Foldable 60/40 Seats
  • Mixed Fabric and SoftTex Seats
  • 2-way Power Adjustable Driver Lumbar Support
  • 8-Way Power-Adjustable Driver Seat, 6-Way Manually Adjustable Front Passenger Seat
  • Steering Wheel Paddle Shifters
  • SofTex-trimmed Heated Steering Wheel
  • Dual Opening Centre Console Lid
  • Sliding Sun Visors w/Illuminated Mirror
  • Thermoplastic Polyolefin (TPO) Instrument Panel
  • Tonneau Cover
  • Power Windows with Auto Up/Down for All Windows
  • Rear Window Defogger
  • Front Windshield Acoustic Glass
  • Front Side Acoustic Glass
  • Privacy Glass on Rear Side, Rear Door, Quarter and Liftgate Windows
  • Electric Parking Brake (EPB)
  • Lithium-ion (Li-ion) Traction Battery
  • Drive Mode Select & Snow Drive Mode
  • Front Wheel Drive (FWD)
  • NACS Charging Port
  • Zero Emission Vehicle (ZEV)
  • Independent Macpherson Strut Front Suspension
  • Front and Rear Stabilizer Bar
  • Independent Double Wishbone Rear Suspension
  • Coil Springs
  • Dial Type Shift by Wire
  • Single-speed eAxle
  • Power Door Locks
  • Power Back Door with Kick Sensor
  • 12V DC Converter
  • Smart Key System w/Push Button Start (4 Doors + Back Door)
  • Battery Preconditioning System
  • Dual-voltage Charging Cable with L1 and L2 Charging Capability
  • 120V/1500-watt AC Power Outlet
  • Headlamp Cleaning System
  • 2 Front Cup Holders, 2 Rear Cup Holders
  • Two Wireless Phone Chargers
  • Digital Key (Remote Connect trial or paid subscription required)
  • Front Seat Side Airbags
  • Driver Monitor Camera
  • Front and Rear Side Curtain Shield Airbags
  • Driver and Front Passenger Knee Airbags
  • Driver & Passenger Airbag Supplemental Restraint System (SRS)
  • Backup Camera with Back Guide Monitor (BGM)
  • Anchor Points for Child Restraint Seats
  • Total Number of Airbags: 8
  • Blind Spot Monitoring with RCTA
  • Vehicle Stability Control (VSC)
  • Rear Seat Reminder
  • Front and Rear Parking Assist with Automatic Braking (PA w/AB)
  • Safe Exit Alert
  • Child-Protect Rear Door Locks
  • Engine Immobilizer
  • Anti-Theft Alarm System
  • Star Safety System: Smart Stop Technology, Vehicle Stability Control, Anti-Lock Brakes, Traction Control, Electronic Brake Force Distribution, Brake Assist
  • Automatic High Beam (AHB)
  • Lane Tracing Assist (LTA)
  • Lane Departure Alert (LDA)
  • Dynamic Radar Cruise Control (DRCC)
  • Road Sign Assist (RSA)
  • Pre-Collision System (PCS)
  • Proactive Driving Assist (PDA)
  • Tire Pressure Monitor System

Recalls in Canada

✓ No Transport Canada safety recalls for 2025 to 2027 bZ models.
Quick answers
How much is a 2026 bZ in Ontario?
$50,445 to drive away for the XLE FWD, from a $45,985 sticker.
What does it cost a month?
A $764 loan payment, about $1,095 a month with insurance, fuel and upkeep ($5,000 down); about $1,054 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Wind Chill Pearl+$350Heavy Metal+$350Midnight Black MetallicWind Chill Pearl with Black Roof+$905Blueprint with Black Roof+$555Supersonic Red with Black Roof+$905Heavy Metal with Black Roof+$905Supersonic Red+$350Blueprint

Similar SUVs

Prices from Toyota's Ontario build-and-price page, read 2026-10-29. Insurance and maintenance are estimates. How we count.