2027 Kia Seltos: real cost in Ontario
See the Seltos on Kia's site ↗Prices read 2026-11-05
Cheapest trim, LX FWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$28,495the advertised price
Drive away$35,566with fees and HST
Loan payment$514/mo72-month loan at 6.5%, $5,000 down
True cost$976/moeverything, after resale
$35,566 to drive away + $48,699 to run it for 6 years − $13,963 back at resale = $70,303, or $976 a month.
Where the money goes
Drive away$35,566
Running it, 6 yrs+$48,699
Back at resale−$13,963
Sticker pricethe advertised MSRP
+$28,495Feesfreight $2,135 · dealer $699 · levies $146
+$2,980HST, 13%Ontario
+$4,092Insuranceestimate, age 35–59, Toronto
+$14,979Fuel18,000 km a year at 7.8 L/100 km
+$13,057Lost return on your money5% a year on the down payment and each payment
+$7,598Maintenanceestimate
+$6,545Loan interest6.5% over 72 months
+$6,429Registration and plates6 years in Ontario
+$91Resale after 6 years49% of MSRP, you get this back
−$13,963True cost $70,303 ÷ 72 months$976 a month
The car
Size and space
BodySUV4.43 m long
Seats5
Cargo786 Lbehind row 2
Ground clearance16 cm
Engine and fuel
Engine147–190 hp gas, FWD, AWD
0–100 km/h7.9–9.3 sour estimate from power and weight
Fuel use7.8–9.0 L/100 kmNatural Resources Canada
TowingNot rated for towing
Tires16", 18" or 19"by trim
Safety and cover
US crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsAbove averagecollision 151 · theft 83 · injury 125 (100 = avg)
Warranty5 yrs / 100,000 kmpowertrain 5 yrs / 100,000 km
Resale at 6 years49% of MSRPaverage for its type
Every trim
All trims: 5 seats.| LX FWD | $28,495 | $35,566 | $70,303 | ✓ $976/mo | 7.8 L/100 km | — No | — No |
| LX | $30,495 | $37,826 | $74,808 | $1,039/mo | 8.5 L/100 km | — No | ✓ Yes |
| EX | $33,495 | $41,216 | $78,698 | $1,093/mo | 8.5 L/100 km | ✓ Yes | ✓ Yes |
| EX Premium | $36,795 | $44,945 | $82,949 | $1,152/mo | 8.5 L/100 km | ✓ Yes | ✓ Yes |
| X-Line | $39,295 | $47,770 | $88,171 | $1,225/mo | 9 L/100 km | ✓ Yes | ✓ Yes |
| X-Line Limited | $41,295 | $50,030 | $90,704 | $1,260/mo | 9 L/100 km | ✓ Yes | ✓ Yes |
LX FWD
✓ $976/mo
True cost
LX
$1,039/mo
True cost
EX
$1,093/mo
True cost
EX Premium
$1,152/mo
True cost
X-Line
$1,225/mo
True cost
X-Line Limited
$1,260/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
LX FWD$28,495
LX$30,495
EX$33,495
EX Premium$36,795
X-Line$39,295
X-Line Limited$41,295
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from X-Line Limited
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from EX Premium
Heated steering wheel
✓ from EX
Heated rear seats
✓ from EX Premium
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Power liftgate
✓ from EX Premium
Wireless phone charging
✓ from EX
Power driver's seat
✓ from EX Premium
Memory seat
✓ from EX Premium
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ from EX Premium
Premium sound system
✓ from X-Line Limited
Head-up display
✓ from X-Line Limited
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓ from LX
Sunroof
✓ from EX
Panoramic roof
✓ from EX
LED headlights
✓ from X-Line
Not listed on any trimHands-free drivingDual-zone climateMassaging seatsTow hitch included
Full standard equipment on the LX FWD (68 items)
- 2.0L MPI 4-cylinder engine
- Auto IVT (Intelligent Variable Transmission)
- Electronic Power Steering
- Electric Parking Brake (EPB)
- Drive Mode Select
- 16" alloy wheels
- LED MFR (3 cell) Headlights
- LED Turn signals
- LED DRL & Positioning Lights
- Rear Spoiler with LED High Mounted Stop Light
- Sideview mirror signal repeaters
- Heated, Electric adjustable Side-view Mirrors (manual folding)
- Rear privacy tint glass
- Acoustic Film Windshield
- Heated Back Glass With Timer
- Black painted radiator grille
- Body-colour, manual flush type outside door handle
- Heated Washer Nozzles
- Front & Rear Splash guards
- Cloth seats
- Up/Down & Sliding Front Headrest
- Front seat Height Adjusters
- Heated front seats
- 60/40 Split Folding reclinable Rear Seats
- Illuminated and Sliding Sun visors
- Power Window’s w/ DR AT Up/Down
- LED Interior Room Lamps
- Sliding sunvisors with iluminated vanity mirrors (Driver and passenger)
- Artificial leather wrapped steering wheel
- Luggage floorboard
- Air Conditioning with filter
- Keyless Entry
- Central door lock
- Smart Key & Push Button Start
- Remote Car Starter
- S/W Audio Controls
- Smart cruise control (SCC) with stop & go
- 12V Power Outlet
- USB charger and media input port (2 port)
- 2 rear USB-C Charger (Seat)
- Rear Floor Heating Duct
- 12” ccNc Lite Display Audio, radio (SXM)
- 4“ TFT Cluster
- Wireless Android Auto / Apple CarPlay
- Bluetooth
- 6-speaker audio
- Kia Connect with Over The Air Updates
- 8 airbags (Dual front advanced airbags, Dual front seat-mounted side airbags, Full-length side curtain airbags, Dual rear side airbags)
- 4-wheel anti-lock braking system (ABS)
- Electronic stability control (ESC)
- Hill-assist control (HAC)
- Downhill brake control (DBC)
- Tire Mobility Kit
- Automatic Headlights
- High Beam Assist
- Immobilizer
- Manual Tilt and Telescopic St-wheel
- Low washer fluid warning indicator
- Tire Pressure Monitoring System (TPMS)
- Advanced forward collision-avoidance assist with junction turning function
- Lane Keep Assist System (LKA)
- Lane Follow Assist (LFA)
- Blind-spot Collision Avoidance Assist (BCA)
- Rear Cross Traffic Avoidance Assist
- Safe Exit Assist System
- Rear Occupant Alert
- Rear -View Camera w/ Dynamic Parking Guidelines
- Parking Distance Warning – Forward & Reverse
Recalls in Canada
2 Transport Canada recalls for 2025 to 2027 Seltos models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.
Electrical2025, 2026 · 48,070 vehicles
On certain vehicles, the 4WD control unit under the driver's seat may become contaminated by a mixture of salt and moisture inside the vehicle.Recall 2026461 at Transport Canada ↗Label2025 · 647,384 vehicles
On certain vehicles, the compliance label may be missing information in French.Recall 2024549 at Transport Canada ↗Quick answers
- How much is a 2027 Seltos in Ontario?
- $35,566 to drive away for the LX FWD, from a $28,495 sticker.
- What does it cost a month?
- A $514 loan payment, about $995 a month with insurance, fuel and upkeep ($5,000 down); about $976 a month all in, after resale.
- How much can it tow?
- It isn't rated for towing.
Colours
Snow White Pearl+$250Fusion BlackDeep Green+$250Frost Blue+$250Iceberg Green+$250Ivory Silver+$250Terrain Brown+$250Pale Grey+$250Interstellar Grey+$250
Similar SUVs
Prices from Kia's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.