Kia Seltos vs Toyota Corolla Cross: cost to own

Verdict, over 6 years

The Toyota Corolla Cross costs about $2,493 less

That's $35 a month. Closest matching trims: same fuel and drive where possible.

Seltos LX FWD$976/moTrue cost

Corolla Cross L FWD✓ $942/moTrue cost

2027 Kia Seltos

Closest matching trim: Seltos LX FWD

Sticker (MSRP)$28,495

+$7,071→↓Freight, fees, HST

Drive away$35,566

+ running costs→↓− $13,963 resale

True cost$976/moA month to own, after resale

2026 Toyota Corolla Cross

Closest matching trim: Corolla Cross L FWD

Sticker (MSRP)$28,830

+$7,232→↓Freight, fees, HST

Drive away$36,062

+ running costs→↓− $15,775 resale

True cost$942/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $28,495	$28,830	Seltos by $335
Freight and fees, before tax	✓ $2,980	$3,083	Seltos by $103
Sales tax (HST)	✓ $4,092	$4,149	Seltos by $57
Drive-away price	✓ $35,566	$36,062	Seltos by $496
Running costs, 6 years
Fuel or charging	$13,057	✓ $12,388	Corolla Cross by $669
Insurance (estimate)	$14,979	✓ $13,330	Corolla Cross by $1,649
Maintenance (estimate)	✓ $6,545	$7,489	Seltos by $944
Loan rate	6.5%	6.5%	—
Loan interest	✓ $6,429	$6,533	Seltos by $104
Lost return on your money	✓ $7,598	$7,693	Seltos by $95
Resale after 6 yrs	−$13,963	✓ −$15,775	Corolla Cross by $1,812
Total
True cost	$70,303	✓ $67,810	Corolla Cross by $2,493
True cost a month	$976/mo	✓ $942/mo	Corolla Cross by $34
You pay each month	$995/mo	✓ $985/mo	Corolla Cross by $10
Practical
Fuel type	Gas	Gas	—
Seats	5	5	—
Carry-ons, 2 people	7	6	—
Towing, lb	—	1,500	—
Cargo behind row 2, litres	✓ 786	680	—
Length	4.43 m	4.47 m	—
Ground clearance	16 cm	✓ 21 cm	—
Resale % after 6 yrs	49%	✓ 55%	—
US crash test	Not rated yet	✓ 5★	—

Price

Sticker (MSRP)

Seltos LX FWD ✓ $28,495Corolla Cross L FWD $28,830Cheaper by Seltos by $335

Freight and fees, before tax

Seltos LX FWD ✓ $2,980Corolla Cross L FWD $3,083Cheaper by Seltos by $103

Sales tax (HST)

Seltos LX FWD ✓ $4,092Corolla Cross L FWD $4,149Cheaper by Seltos by $57

Drive-away price

Seltos LX FWD ✓ $35,566Corolla Cross L FWD $36,062Cheaper by Seltos by $496

Running costs, 6 years

Fuel or charging

Seltos LX FWD $13,057Corolla Cross L FWD ✓ $12,388Cheaper by Corolla Cross by $669

Insurance (estimate)

Seltos LX FWD $14,979Corolla Cross L FWD ✓ $13,330Cheaper by Corolla Cross by $1,649

Maintenance (estimate)

Seltos LX FWD ✓ $6,545Corolla Cross L FWD $7,489Cheaper by Seltos by $944

Loan rate

Seltos LX FWD 6.5%Corolla Cross L FWD 6.5%Cheaper by —

Loan interest

Seltos LX FWD ✓ $6,429Corolla Cross L FWD $6,533Cheaper by Seltos by $104

Lost return on your money

Seltos LX FWD ✓ $7,598Corolla Cross L FWD $7,693Cheaper by Seltos by $95

Resale after 6 yrs

Seltos LX FWD −$13,963Corolla Cross L FWD ✓ −$15,775Cheaper by Corolla Cross by $1,812

Total

True cost

Seltos LX FWD $70,303Corolla Cross L FWD ✓ $67,810Cheaper by Corolla Cross by $2,493

True cost a month

Seltos LX FWD $976/moCorolla Cross L FWD ✓ $942/moCheaper by Corolla Cross by $34

You pay each month

Seltos LX FWD $995/moCorolla Cross L FWD ✓ $985/moCheaper by Corolla Cross by $10

Practical

Fuel type

Seltos LX FWD GasCorolla Cross L FWD GasCheaper by —

Seats

Seltos LX FWD 5Corolla Cross L FWD 5Cheaper by —

Carry-ons, 2 people

Seltos LX FWD 7Corolla Cross L FWD 6Cheaper by —

Towing, lb

Seltos LX FWD —Corolla Cross L FWD 1,500Cheaper by —

Cargo behind row 2, litres

Seltos LX FWD ✓ 786Corolla Cross L FWD 680Cheaper by —

Length

Seltos LX FWD 4.43 mCorolla Cross L FWD 4.47 mCheaper by —

Ground clearance

Seltos LX FWD 16 cmCorolla Cross L FWD ✓ 21 cmCheaper by —

Resale % after 6 yrs

Seltos LX FWD 49%Corolla Cross L FWD ✓ 55%Cheaper by —

US crash test

Seltos LX FWD Not rated yetCorolla Cross L FWD ✓ 5★Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $335.