Hyundai Kona vs Kia Seltos: cost to own

Verdict, over 6 years

The Hyundai Kona costs about $2,127 less

That's $30 a month. Closest matching trims: same fuel and drive where possible.
Kona Essential FWD✓ $947/moTrue cost
Seltos LX FWD$976/moTrue cost
2026 Hyundai Kona
2026 Hyundai Kona
Closest matching trim: Kona Essential FWD
Sticker (MSRP)$26,749
+$7,032→↓Freight, fees, HST
Drive away$33,781
+ running costs→↓− $13,107 resale
True cost$947/moA month to own, after resale
2027 Kia Seltos
2027 Kia Seltos
Closest matching trim: Seltos LX FWD
Sticker (MSRP)$28,495
+$7,071→↓Freight, fees, HST
Drive away$35,566
+ running costs→↓− $13,963 resale
True cost$976/moA month to own, after resale

Line by line

Price
Sticker (MSRP)✓ $26,749$28,495Kona by $1,746
Freight and fees, before tax$3,146✓ $2,980Seltos by $166
Sales tax (HST)✓ $3,886$4,092Kona by $206
Drive-away price✓ $33,781$35,566Kona by $1,785
Running costs, 6 years
Fuel or charging✓ $12,555$13,057Kona by $502
Insurance (estimate)✓ $13,396$14,979Kona by $1,583
Maintenance (estimate)$8,154✓ $6,545Seltos by $1,609
Loan rate6.5%6.5%—
Loan interest✓ $6,053$6,429Kona by $376
Lost return on your money✓ $7,253$7,598Kona by $345
Resale after 6 yrs−$13,107✓ −$13,963Seltos by $856
Total
True cost✓ $68,176$70,303Kona by $2,127
True cost a month✓ $947/mo$976/moKona by $29
You pay each month✓ $959/mo$995/moKona by $36
Practical
Fuel typeGasGas—
Seats55—
Carry-ons, 2 people67—
Cargo behind row 2, litres723✓ 786—
Length4.35 m4.43 m—
Ground clearance✓ 17 cm16 cm—
Resale % after 6 yrs49%49%—
US crash test✓ 4★Not rated yet—
European crash test✓ 4★ (2023)——
Price
Sticker (MSRP)
Kona Essential FWD ✓ $26,749Seltos LX FWD $28,495Cheaper by Kona by $1,746
Freight and fees, before tax
Kona Essential FWD $3,146Seltos LX FWD ✓ $2,980Cheaper by Seltos by $166
Sales tax (HST)
Kona Essential FWD ✓ $3,886Seltos LX FWD $4,092Cheaper by Kona by $206
Drive-away price
Kona Essential FWD ✓ $33,781Seltos LX FWD $35,566Cheaper by Kona by $1,785
Running costs, 6 years
Fuel or charging
Kona Essential FWD ✓ $12,555Seltos LX FWD $13,057Cheaper by Kona by $502
Insurance (estimate)
Kona Essential FWD ✓ $13,396Seltos LX FWD $14,979Cheaper by Kona by $1,583
Maintenance (estimate)
Kona Essential FWD $8,154Seltos LX FWD ✓ $6,545Cheaper by Seltos by $1,609
Loan rate
Kona Essential FWD 6.5%Seltos LX FWD 6.5%Cheaper by —
Loan interest
Kona Essential FWD ✓ $6,053Seltos LX FWD $6,429Cheaper by Kona by $376
Lost return on your money
Kona Essential FWD ✓ $7,253Seltos LX FWD $7,598Cheaper by Kona by $345
Resale after 6 yrs
Kona Essential FWD −$13,107Seltos LX FWD ✓ −$13,963Cheaper by Seltos by $856
Total
True cost
Kona Essential FWD ✓ $68,176Seltos LX FWD $70,303Cheaper by Kona by $2,127
True cost a month
Kona Essential FWD ✓ $947/moSeltos LX FWD $976/moCheaper by Kona by $29
You pay each month
Kona Essential FWD ✓ $959/moSeltos LX FWD $995/moCheaper by Kona by $36
Practical
Fuel type
Kona Essential FWD GasSeltos LX FWD GasCheaper by —
Seats
Kona Essential FWD 5Seltos LX FWD 5Cheaper by —
Carry-ons, 2 people
Kona Essential FWD 6Seltos LX FWD 7Cheaper by —
Cargo behind row 2, litres
Kona Essential FWD 723Seltos LX FWD ✓ 786Cheaper by —
Length
Kona Essential FWD 4.35 mSeltos LX FWD 4.43 mCheaper by —
Ground clearance
Kona Essential FWD ✓ 17 cmSeltos LX FWD 16 cmCheaper by —
Resale % after 6 yrs
Kona Essential FWD 49%Seltos LX FWD 49%Cheaper by —
US crash test
Kona Essential FWD ✓ 4★Seltos LX FWD Not rated yetCheaper by —
European crash test
Kona Essential FWD ✓ 4★ (2023)Seltos LX FWD —Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $1,746.