2027 Kia EV3: real cost in Ontario

Cheapest trim, Light FWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$36,995the advertised price
Drive away$40,223with fees and HST
Loan payment$592/mo72-month loan at 6.5%, $5,000 down
True cost$911/moeverything, after resale
Car, fees and HST $40,223Insurance $13,989Charging $2,892Interest and lost return $15,904Maintenance and plates $5,396

$40,223 to drive away + $38,182 to run it for 6 years − $12,792 back at resale = $65,612, or $911 a month.

Where the money goes

Drive away$40,223
Running it, 6 yrs+$38,182
Back at resale−$12,792
Sticker pricethe advertised MSRP
+$36,995
Feesfreight $2,185 · dealer $699 (typical) · levies $141
+$3,025
HST, 13%Ontario
+$5,203
Federal EV rebateif eligible
−$5,000
Insuranceestimate, age 35–59, Toronto
+$13,989
Lost return on your money5% a year on the down payment and each payment
+$8,496
Loan interest6.5% over 72 months
+$7,408
Maintenanceestimate
+$5,305
Charging18,000 km a year at 17.2 kWh/100 km, home charging at $0.16/kWh
+$2,892
Registration and plates6 years in Ontario
+$91
Resale after 6 years35% of MSRP, you get this back
−$12,792
True cost $65,612 ÷ 72 months$911 a month

The car

Size and space
BodySUV4.30–4.31 m long
Seats5
Cargo609 Lbehind row 2
Ground clearance15–16 cm
Engine and fuel
Engine201–288 hp electric, FWD, AWD
0–100 km/h5.5–7.7 sKia's figures; others our estimate
Energy use16.5–19.0 kWh/100 kmNatural Resources Canada
Range356 kmabout 249 in winter · fast charge 10-80% in 29 min
TowingNot rated for towing
Tires17" or 19"by trim
Safety and cover
US crash testNot rated yet
European crash test4 of 5 stars ↗Euro NCAP 2025, European version; 5 stars with its safety pack
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrs / 100,000 kmpowertrain 5 yrs / 100,000 km · battery 8 yrs / 160,000 km
Resale at 6 years35% of MSRPaverage for its type

Every trim

All trims: 5 seats.
Light FWD$36,995$40,223$65,612✓ $911/mo17.2 kWh/100 km— No— No
Wind$40,995$44,743$71,110$988/mo16.5 kWh/100 km— No— No
Wind AWD$43,495$47,568$76,413$1,061/mo19 kWh/100 km— No✓ Yes
Land$43,495$47,568$75,993$1,055/mo16.5 kWh/100 km✓ Yes— No
Land AWD$45,995$50,393$79,854$1,109/mo19 kWh/100 km✓ Yes✓ Yes
GT-Line$45,995$50,393$79,433$1,103/mo16.5 kWh/100 km✓ Yes— No
GT-Line AWD$48,495$53,218$83,294$1,157/mo19 kWh/100 km✓ Yes✓ Yes
GT-Line Limited$49,995$54,913$84,939$1,180/mo16.5 kWh/100 km✓ Yes— No
GT-Line Limited AWD$52,495$62,738$94,436$1,312/mo19 kWh/100 km✓ Yes✓ Yes
GT AWD$55,995$66,693$99,254$1,379/mo19 kWh/100 km✓ Yes✓ Yes
Light FWD
✓ $911/mo
True cost
Sticker $36,995Drive-away $40,2236 yrs $65,612Fuel use 17.2 kWh/100 kmSunroof — NoAWD/4WD — No
Wind
$988/mo
True cost
Sticker $40,995Drive-away $44,7436 yrs $71,110Fuel use 16.5 kWh/100 kmSunroof — NoAWD/4WD — No
WindAWD
$1,061/mo
True cost
Sticker $43,495Drive-away $47,5686 yrs $76,413Fuel use 19 kWh/100 kmSunroof — NoAWD/4WD ✓ Yes
Land
$1,055/mo
True cost
Sticker $43,495Drive-away $47,5686 yrs $75,993Fuel use 16.5 kWh/100 kmSunroof ✓ YesAWD/4WD — No
LandAWD
$1,109/mo
True cost
Sticker $45,995Drive-away $50,3936 yrs $79,854Fuel use 19 kWh/100 kmSunroof ✓ YesAWD/4WD ✓ Yes
GT-Line
$1,103/mo
True cost
Sticker $45,995Drive-away $50,3936 yrs $79,433Fuel use 16.5 kWh/100 kmSunroof ✓ YesAWD/4WD — No
GT-LineAWD
$1,157/mo
True cost
Sticker $48,495Drive-away $53,2186 yrs $83,294Fuel use 19 kWh/100 kmSunroof ✓ YesAWD/4WD ✓ Yes
GT-Line Limited
$1,180/mo
True cost
Sticker $49,995Drive-away $54,9136 yrs $84,939Fuel use 16.5 kWh/100 kmSunroof ✓ YesAWD/4WD — No
GT-Line LimitedAWD
$1,312/mo
True cost
Sticker $52,495Drive-away $62,7386 yrs $94,436Fuel use 19 kWh/100 kmSunroof ✓ YesAWD/4WD ✓ Yes
GT AWD
$1,379/mo
True cost
Sticker $55,995Drive-away $66,6936 yrs $99,254Fuel use 19 kWh/100 kmSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
Light FWD$36,995
Wind$40,995
Wind AWD$43,495
Land$43,495
Land AWD$45,995
GT-Line$45,995
GT-Line AWD$48,495
GT-Line Limited$49,995
GT-Line Limited AWD$52,495
GT AWD$55,995
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
✓ from GT-Line Limited
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from GT-Line
Heated steering wheel
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Power liftgate
✓ from Land
Wireless phone charging
✓ Wind to GT-Line Limited AWD
Power driver's seat
✓ from Land
Memory seat
✓ from GT-Line
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ GT-Line Limited to GT-Line Limited AWD
Head-up display
✓ from GT AWD
Large touchscreen (12 in+)
✓ Every trim
Capability and looks
AWD or 4WD
✓
✓
✓
✓ from GT-Line Limited AWD
Sunroof
✓ from Land
Not listed on any trimHands-free drivingHeated rear seatsMassaging seatsRemote startTow hitch includedPanoramic roofLED headlights
Full standard equipment on the Light FWD (63 items)
  • 58.3 kWh Lithium-Ion Polymer battery
  • Battery Heating System
  • Fast Charge (400V)
  • Shift-By-Wire
  • Column Mounted Power Steering (C-MDPS)
  • Electric Parking Brake + Auto Hold
  • Drive Mode Select
  • Trailer Package Pre-Wiring
  • 17" alloy wheels
  • LED ‘Small Cube’ Projection Head Lamps
  • LED DRL & Positioning Lights
  • LED & bulb combination taillights
  • Rear Split Spoiler with LED High Mounted Stop Light
  • Automatic headlights
  • Body Colour, heated, power adjustable outside mirrors with LED repeater lamps
  • Body-colour, manual flush type outside door handle
  • Acoustic Windshield
  • Solar windshield and front glass
  • Rear privacy tint glass
  • Cloth seats
  • Heated front seats
  • Manual FR Seat Height Adjusters
  • Synthetic Leather Tilt & Telescopic Steering Wheel
  • Heated steering wheel
  • 60:40 split-folding rear seats
  • Driver safety window (Auto up)
  • Smart key with push-button start
  • Central door lock
  • Rear Center Armrest with cupholder
  • Dual-zone Auto Climate Control
  • Rear Air Vents
  • Rear Floor Heating Duct
  • 12.3" Multimedia Interface with Navigation, AM/FM/MP3, HD Radio, SiriusXM (ccNC Full)
  • 12.3” TFT Supervision cluster with 5” designated HVAC display
  • Wireless Android Auto / Apple CarPlay
  • Kia Connect with Over The Air Updates
  • Bluetooth
  • 6-speaker audio
  • Steering wheel-mounted audio controls
  • Front USB charger
  • Positive Temperature Coefficient (PTC) Heater
  • 8 airbags (Dual front advanced airbags, Dual front seat-mounted side airbags, Full-length side curtain airbags, Dual rear side airbags)
  • ABS+ ESC+ DBC+ HAC
  • Tire Mobility Kit
  • Forward Collision Avoidance Assist 1.5 (Car / Pedestrian / Cyclist) with junction turning
  • High Beam Assist
  • Highway Drive Assist (HDA)
  • Blind-spot Collision Avoidance Assist (BCA)
  • Blind-spot Collision Warning (BCW)
  • Driver attention warning (DAW)
  • Intelligent Speed Limit Assist (ISLA)
  • Lane Keep Assist System (LKA)
  • Lane Following Assist 2 (LFA 2)
  • Rear Cross-Traffic Collision Avoidance Assist (RCAA)
  • Rear Cross-traffic Collision Warning (RCCW)
  • Smart Cruise Control 2 (SCC 2) with Stop&Go
  • Rear Occupant Alert (w/o Sensor)
  • Safe Exit Assist System
  • Tire Pressure Monitoring System (TPMS)
  • Rear -View Camera w/ Dynamic Parking Guidelines
  • Parking Distance Warning (PDW) - Front & Rear
  • Auto Child Lock
  • Immobilizer

Recalls in Canada

✓ No Transport Canada safety recalls for 2025 to 2027 EV3 models.
Quick answers
How much is a 2027 EV3 in Ontario?
$40,223 to drive away for the Light FWD, from a $36,995 sticker.
What does it cost a month?
A $592 loan payment, about $902 a month with insurance, fuel and upkeep ($5,000 down); about $911 a month all in, after resale.
How much can it tow?
It isn't rated for towing.

Colours

Aurora BlackSnow White Pearl+$250Steel Grey+$250Interstellar Grey+$250Azure Blue+$250Fiery Red+$250Morning Haze+$250Frost Blue+$250

Similar SUVs

Prices from Kia's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.