Kia EV3 vs Subaru Uncharted: cost to own

Verdict, over 6 years

The Kia EV3 costs about $5,658 less

That's $79 a month. Closest matching trims: same fuel and drive where possible.

EV3 Light FWD✓ $911/moTrue cost

Uncharted FWD$990/moTrue cost

2027 Kia EV3

Closest matching trim: EV3 Light FWD

Sticker (MSRP)$36,995

+$3,228→↓Freight, fees, HST

Drive away$40,223

+ running costs→↓− $12,792 resale

True cost$911/moA month to own, after resale

2027 Subaru Uncharted

Closest matching trim: Uncharted FWD

Sticker (MSRP)$40,995

+$3,873→↓Freight, fees, HST

Drive away$44,868

+ running costs→↓− $15,290 resale

True cost$990/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	✓ $36,995	$40,995	EV3 by $4,000
Freight and fees, before tax	✓ $3,025	$3,136	EV3 by $111
Sales tax (HST)	✓ $5,203	$5,737	EV3 by $534
EV rebate	−$5,000	−$5,000	—
Drive-away price	✓ $40,223	$44,868	EV3 by $4,645
Running costs, 6 years
Fuel or charging	$2,892	✓ $2,573	Uncharted by $319
Insurance (estimate)	✓ $13,989	$14,517	EV3 by $528
Maintenance (estimate)	✓ $5,305	$6,734	EV3 by $1,429
Loan rate	6.5%	6.5%	—
Loan interest	✓ $7,408	$8,385	EV3 by $977
Lost return on your money	✓ $8,496	$9,392	EV3 by $896
Resale after 6 yrs	−$12,792	✓ −$15,290	Uncharted by $2,498
Total
True cost	✓ $65,612	$71,270	EV3 by $5,658
True cost a month	✓ $911/mo	$990/mo	EV3 by $79
You pay each month	✓ $902/mo	$1,002/mo	EV3 by $100
Practical
Fuel type	Electric	Electric	—
Seats	5	5	—
Carry-ons, 2 people	5	5	—
Fast charge, minutes	29 (10-80%)	30 (10-80%)	—
Cargo behind row 2, litres	609	✓ 651	—
Range, km (winter about 70%)	356 (249)	✓ 399 (279)	—
Length	4.30 m	4.51 m	—
Ground clearance	15 cm	✓ 21 cm	—
Resale % after 6 yrs	35%	✓ 37%	—
US crash test	Not rated yet	Not rated yet	—
European crash test	✓ 4★ (2025); 5★ with pack	—	—

Price

Sticker (MSRP)

EV3 Light FWD ✓ $36,995Uncharted FWD $40,995Cheaper by EV3 by $4,000

Freight and fees, before tax

EV3 Light FWD ✓ $3,025Uncharted FWD $3,136Cheaper by EV3 by $111

Sales tax (HST)

EV3 Light FWD ✓ $5,203Uncharted FWD $5,737Cheaper by EV3 by $534

EV rebate

EV3 Light FWD −$5,000Uncharted FWD −$5,000Cheaper by —

Drive-away price

EV3 Light FWD ✓ $40,223Uncharted FWD $44,868Cheaper by EV3 by $4,645

Running costs, 6 years

Fuel or charging

EV3 Light FWD $2,892Uncharted FWD ✓ $2,573Cheaper by Uncharted by $319

Insurance (estimate)

EV3 Light FWD ✓ $13,989Uncharted FWD $14,517Cheaper by EV3 by $528

Maintenance (estimate)

EV3 Light FWD ✓ $5,305Uncharted FWD $6,734Cheaper by EV3 by $1,429

Loan rate

EV3 Light FWD 6.5%Uncharted FWD 6.5%Cheaper by —

Loan interest

EV3 Light FWD ✓ $7,408Uncharted FWD $8,385Cheaper by EV3 by $977

Lost return on your money

EV3 Light FWD ✓ $8,496Uncharted FWD $9,392Cheaper by EV3 by $896

Resale after 6 yrs

EV3 Light FWD −$12,792Uncharted FWD ✓ −$15,290Cheaper by Uncharted by $2,498

Total

True cost

EV3 Light FWD ✓ $65,612Uncharted FWD $71,270Cheaper by EV3 by $5,658

True cost a month

EV3 Light FWD ✓ $911/moUncharted FWD $990/moCheaper by EV3 by $79

You pay each month

EV3 Light FWD ✓ $902/moUncharted FWD $1,002/moCheaper by EV3 by $100

Practical

Fuel type

EV3 Light FWD ElectricUncharted FWD ElectricCheaper by —

Seats

EV3 Light FWD 5Uncharted FWD 5Cheaper by —

Carry-ons, 2 people

EV3 Light FWD 5Uncharted FWD 5Cheaper by —

Fast charge, minutes

EV3 Light FWD 29 (10-80%)Uncharted FWD 30 (10-80%)Cheaper by —

Cargo behind row 2, litres

EV3 Light FWD 609Uncharted FWD ✓ 651Cheaper by —

Range, km (winter about 70%)

EV3 Light FWD 356 (249)Uncharted FWD ✓ 399 (279)Cheaper by —

Length

EV3 Light FWD 4.30 mUncharted FWD 4.51 mCheaper by —

Ground clearance

EV3 Light FWD 15 cmUncharted FWD ✓ 21 cmCheaper by —

Resale % after 6 yrs

EV3 Light FWD 35%Uncharted FWD ✓ 37%Cheaper by —

US crash test

EV3 Light FWD Not rated yetUncharted FWD Not rated yetCheaper by —

European crash test

EV3 Light FWD ✓ 4★ (2025); 5★ with packUncharted FWD —Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $4,000.