2026 Honda Civic Hatchback: real cost in Ontario

Cheapest trim, Sport · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$32,300the advertised price
Drive away$39,870with fees and HST
Loan payment$553/mo72-month loan at 4.49%, $5,000 down
True cost$1,003/moeverything, after resale
Car, fees and HST $39,870Insurance $20,390Fuel $11,718Interest and lost return $13,024Maintenance and plates $9,061

$39,870 to drive away + $54,193 to run it for 6 years − $21,827 back at resale = $72,236, or $1,003 a month.

Where the money goes

Drive away$39,870
Running it, 6 yrs+$54,193
Back at resale−$21,827
Sticker pricethe advertised MSRP
+$32,300
Feesfreight $1,830 · levies $100 · levies and fees $1,053
+$2,983
HST, 13%Ontario
+$4,587
Insuranceestimate, age 35–59, Toronto
+$20,390
Fuel18,000 km a year at 7 L/100 km
+$11,718
Maintenanceestimate
+$8,970
Lost return on your money5% a year on the down payment and each payment
+$8,051
Loan interest4.49% over 72 months (Honda's offer)
+$4,972
Registration and plates6 years in Ontario
+$91
Resale after 6 years68% of MSRP, you get this back
−$21,827
True cost $72,236 ÷ 72 months$1,003 a month

The car

Size and space
BodyCars4.55 m long
Seats5
Cargo693.8 Lbehind row 2
Ground clearance13 cmlow; watch steep driveways
Engine and fuel
Engine150–200 hp gas or hybrid, FWD
0–100 km/h7.5–9.4 sour estimate from power and weight
Fuel use5.0–7.0 L/100 kmNatural Resources Canada
TowingNot published
Tires18"235/40R18
Safety and cover
US crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Insurance claimsWell above averagecollision 234 · theft 145 · injury 154 (100 = avg)
Warranty3 yrs / 60,000 kmpowertrain 5 yrs / 100,000 km
Brand offersFinance from 2.99% for 24 mo · lease from 6.99% for 60 moHonda's advertised rates, read 2026-11-05; they change monthly
Resale at 6 years68% of MSRPprevious generation

Every trim

All trims: FWD, 5 seats.
Sport$32,300$39,870$72,236$1,003/mo7 L/100 km
Sport Hybrid$36,100$44,157$70,033✓ $973/mo5 L/100 km
Sport Hybrid$36,600$44,722$73,700$1,024/mo5 L/100 km
Sport Touring Hybrid$39,600$48,112$73,610$1,022/mo5 L/100 km
Sport Touring Hybrid$40,100$48,677$77,522$1,077/mo5 L/100 km
Sport
$1,003/mo
True cost
Sticker $32,300Drive-away $39,8706 yrs $72,236Fuel use 7 L/100 km
Sport Hybrid
✓ $973/mo
True cost
Sticker $36,100Drive-away $44,1576 yrs $70,033Fuel use 5 L/100 km
Sport Hybrid
$1,024/mo
True cost
Sticker $36,600Drive-away $44,7226 yrs $73,700Fuel use 5 L/100 km
Sport Touring Hybrid
$1,022/mo
True cost
Sticker $39,600Drive-away $48,1126 yrs $73,610Fuel use 5 L/100 km
Sport Touring Hybrid
$1,077/mo
True cost
Sticker $40,100Drive-away $48,6776 yrs $77,522Fuel use 5 L/100 km

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
Sport$32,300
Sport Hybrid$36,100
Sport Touring Hybrid$39,600
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ from Sport Hybrid
Heated rear seats
✓ Every trim
Dual-zone climate
✓ from Sport Hybrid
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ from Sport Touring Hybrid
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ from Sport Touring Hybrid
Built-in navigation
✓ Every trim
Premium sound system
✓ Every trim
Capability and looks
Sunroof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimHands-free driving360° cameraCooled seatsMassaging seatsPower liftgateMemory seatHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the Sport (125 items)
  • Drivetrain: Front-wheel drive (FWD)
  • Engine type: 2.0-litre inline 4-cylinder
  • Displacement (cc): 1993
  • Horsepower @ rpm : 150 @ 6400
  • Torque (lb.-ft. @ rpm) : 133 @ 4000
  • Two-motor hybrid system
  • Combined total horsepower
  • Combined torque @ (lb.-ft. @ rpm)
  • Idle-stop
  • Redline (rpm): 6700
  • Bore and stroke (mm): 81 x 96.7
  • Valve train: 16-Valve DOHC with Dual Variable Timing Control (VTC)
  • Compression ratio: 13:01
  • Fuel injection: Direct injection
  • Remote engine starter
  • Drive modes: ECON / Normal / Sport
  • Eco Assist system
  • Continuously Variable Transmission (CVT)
  • Electro-Continuously Variable Transmission (eCVT)
  • Emissions rating: Tier 3 Bin 30
  • Front-wheel drive (City/Hwy/Combined ): 7.7/6.1/7.0
  • Recommended fuel: Regular
  • Capless fueling system
  • Fuel tank capacity (L): 46.9
  • Power-assisted, ventilated front disc/solid rear disc brakes
  • Electronic Parking Brake (EPB) with automatic brake hold
  • Stabilizer bars – front/rear (mm): 26.5 x 4.5 (tubular) 17.5 (solid)
  • Steering ratio: 11.41:1
  • Steering wheel turns, lock-to-lock: 2.21
  • Turning diametre, curb to curb (m): 11.6
  • Tire: P235/40 R18 91W
  • Spare tire: T125/85 D16 99M
  • Tire repair kit
  • 18" aluminum-alloy wheels
  • Variable Ratio Electric Power-Assisted Rack-and-Pinion Steering (EPS)
  • MacPherson strut front suspension
  • Multi-link independent rear suspension
  • Adaptive Cruise Control (ACC)
  • Auto high beam headlights
  • Blind Spot Information (BSI) system
  • Collision Mitigation Braking System (CMBS )
  • Cross Traffic Monitor (CTM)
  • Traffic Jam Assist
  • Lane Departure Warning (LDW)
  • Lane Keeping Assist System (LKAS)
  • Low-Speed Braking Control
  • Road Departure Mitigation (RDM) system
  • Traffic Sign Recognition (TSR) system
  • Forward Collision Warning (FCW)
  • Anti-lock Braking System (ABS)
  • Brake Assist
  • Electronic Brake-force Distribution (EBD)
  • Vehicle Stability Assist (VSA ) with Traction Control
  • Hill Start Assist
  • 3-point seat belts at all seating positions
  • Advanced Compatibility Engineering (ACE) body structure
  • Driver's and front passenger's advanced front airbags (SRS)
  • Childproof rear door locks
  • Driver & passenger side knee airbag
  • Lower Anchors and Tethers for Children (LATCH)
  • Rear outboard passengers' side airbags
  • Rear seat reminder
  • Driver attention monitor
  • Side curtain airbags with rollover sensor
  • LED Daytime Running Lights (DRL)
  • LED headlights with auto-on/off
  • LED taillights
  • Wiper: Intermittent
  • Heated power-adjusting side mirrors
  • Side mirror colour: Black
  • EXTERIOR – MISCELLANEOUS
  • One-touch power moonroof
  • Pushbutton start
  • Proximity key entry system
  • Smart Entry: With Walk-Away Auto Lock
  • Multi-angle rearview camera with dynamic guidelines
  • Parking sensors
  • Immobilizer theft-deterrent system
  • Security system
  • Steering wheel with mounted controls: Leather-wrapped
  • Tilt and telescopic steering column
  • Steering wheel-mounted deceleration paddle selectors
  • Steering wheel-mounted paddle shifters
  • Sport pedals
  • Acoustic laminate glass: Windshield
  • Power windows with auto-up/down: Front
  • Climate control: Automatic
  • Front vanity mirrors
  • Illumintated front vanity mirrors
  • Seat material: Synthetic leather and fabric
  • Driver seat: 6-way manual adjustment
  • Passenger seat: 4-way manual adjustment
  • Heated front seats
  • Seating capacity: 5
  • 60/40 split-folding rear seat
  • Heated rear seats
  • Seatback pockets: Passenger
  • Speakers: 8
  • BOSE Premium Sound System
  • 7" touchscreen centre display
  • 9" touchscreen centre display
  • 7" centre meter display
  • 10.2" centre meter display
  • Speed-sensitive Volume Control (SVC)
  • Apple CarPlay / Android Auto : Wired
  • HD Radio
  • Google built-in
  • Wi-Fi hotspot capability
  • Wireless phone charger (Qi-compatible)
  • USB device connectors : 2 USB-C 3.0A (Front)
  • HondaLink Connected Services : Basic
  • Curb weight (kg): 1349.9
  • Gross vehicle weight rating (kg): 1790
  • Ground clearance, unloaded (mm): 134
  • Height (mm): 1414.8
  • Length (mm): 4546.6
  • Track – front/rear (mm): 1536.7 / 1564.6
  • Wheelbase (mm): 2735.6
  • Cargo volume (L): 693.8
  • Width (mm): 1800.9
  • Headroom – front/2nd row (mm): 998.2 / 994.3
  • Hip room – front/2nd row (mm): 1379.2 / 1242.1
  • Legroom – front/2nd row (mm): 1074.42 / 949.9
  • Passenger volume (L): 2803.4
  • Shoulder room – front/2nd row (mm): 1447.8 / 1422.4

Recalls in Canada

3 Transport Canada recalls for 2025 to 2027 Civic Hatchback models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 Civic Hatchback in Ontario?
$39,870 to drive away for the Sport, from a $32,300 sticker.
What does it cost a month?
A $553 loan payment, about $1,125 a month with insurance, fuel and upkeep ($5,000 down); about $1,003 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Solar Silver MetallicCrystal Black Pearl+$550Platinum White Pearl+$550Rallye RedMeteoroid Grey Metallic+$550Boost Blue Pearl+$550Racing Blue Pearl+$550

Similar cars

Prices from Honda's Ontario build-and-price page, read 2026-11-05. Insurance and maintenance are estimates. How we count.