Honda Civic Hatchback vs Toyota Camry: cost to own

Verdict, over 6 years

The Honda Civic Hatchback costs about $6,595 less

That's $92 a month. Closest matching trims: same fuel and drive where possible.

Civic Hatchback Sport Hybrid✓ $973/moTrue cost

Camry Hybrid SE FWD$1,064/moTrue cost

2026 Honda Civic Hatchback

Closest matching trim: Civic Hatchback Sport Hybrid

Sticker (MSRP)$36,100

+$8,057→↓Freight, fees, HST

Drive away$44,157

+ running costs→↓− $24,394 resale

True cost$973/moA month to own, after resale

2026 Toyota Camry

Closest matching trim: Camry Hybrid SE FWD

Sticker (MSRP)$35,075

+$7,964→↓Freight, fees, HST

Drive away$43,039

+ running costs→↓− $20,205 resale

True cost$1,064/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$36,100	✓ $35,075	Camry by $1,025
Freight and fees, before tax	✓ $2,977	$3,013	Civic Hatchback by $36
Sales tax (HST)	$5,080	✓ $4,951	Camry by $129
Drive-away price	$44,157	✓ $43,039	Camry by $1,118
Running costs, 6 years
Fuel or charging	$8,370	$8,370	—
Insurance (estimate)	✓ $18,741	$21,116	Civic Hatchback by $2,375
Maintenance (estimate)	$8,653	✓ $7,177	Camry by $1,476
Loan rate	4.49% offer	6.5%	—
Loan interest	✓ $5,584	$8,000	Civic Hatchback by $2,416
Lost return on your money	✓ $8,832	$9,039	Civic Hatchback by $207
Resale after 6 yrs	✓ −$24,394	−$20,205	Civic Hatchback by $4,189
Total
True cost	✓ $70,033	$76,628	Civic Hatchback by $6,595
True cost a month	✓ $973/mo	$1,064/mo	Civic Hatchback by $91
You pay each month	✓ $1,119/mo	$1,150/mo	Civic Hatchback by $31
Practical
Fuel type	Hybrid	Hybrid	—
Seats	5	5	—
Carry-ons, 2 people	6	3	—
Cargo behind row 2, litres	✓ 693.8	428	—
Length	4.55 m	4.92 m	—
Ground clearance	13 cm	✓ 14 cm	—
Resale % after 6 yrs	✓ 68%	58%	—
US crash test	5★	5★	—

Price

Sticker (MSRP)

Civic Hatchback Sport Hybrid $36,100Camry Hybrid SE FWD ✓ $35,075Cheaper by Camry by $1,025

Freight and fees, before tax

Civic Hatchback Sport Hybrid ✓ $2,977Camry Hybrid SE FWD $3,013Cheaper by Civic Hatchback by $36

Sales tax (HST)

Civic Hatchback Sport Hybrid $5,080Camry Hybrid SE FWD ✓ $4,951Cheaper by Camry by $129

Drive-away price

Civic Hatchback Sport Hybrid $44,157Camry Hybrid SE FWD ✓ $43,039Cheaper by Camry by $1,118

Running costs, 6 years

Fuel or charging

Civic Hatchback Sport Hybrid $8,370Camry Hybrid SE FWD $8,370Cheaper by —

Insurance (estimate)

Civic Hatchback Sport Hybrid ✓ $18,741Camry Hybrid SE FWD $21,116Cheaper by Civic Hatchback by $2,375

Maintenance (estimate)

Civic Hatchback Sport Hybrid $8,653Camry Hybrid SE FWD ✓ $7,177Cheaper by Camry by $1,476

Loan rate

Civic Hatchback Sport Hybrid 4.49% offerCamry Hybrid SE FWD 6.5%Cheaper by —

Loan interest

Civic Hatchback Sport Hybrid ✓ $5,584Camry Hybrid SE FWD $8,000Cheaper by Civic Hatchback by $2,416

Lost return on your money

Civic Hatchback Sport Hybrid ✓ $8,832Camry Hybrid SE FWD $9,039Cheaper by Civic Hatchback by $207

Resale after 6 yrs

Civic Hatchback Sport Hybrid ✓ −$24,394Camry Hybrid SE FWD −$20,205Cheaper by Civic Hatchback by $4,189

Total

True cost

Civic Hatchback Sport Hybrid ✓ $70,033Camry Hybrid SE FWD $76,628Cheaper by Civic Hatchback by $6,595

True cost a month

Civic Hatchback Sport Hybrid ✓ $973/moCamry Hybrid SE FWD $1,064/moCheaper by Civic Hatchback by $91

You pay each month

Civic Hatchback Sport Hybrid ✓ $1,119/moCamry Hybrid SE FWD $1,150/moCheaper by Civic Hatchback by $31

Practical

Fuel type

Civic Hatchback Sport Hybrid HybridCamry Hybrid SE FWD HybridCheaper by —

Seats

Civic Hatchback Sport Hybrid 5Camry Hybrid SE FWD 5Cheaper by —

Carry-ons, 2 people

Civic Hatchback Sport Hybrid 6Camry Hybrid SE FWD 3Cheaper by —

Cargo behind row 2, litres

Civic Hatchback Sport Hybrid ✓ 693.8Camry Hybrid SE FWD 428Cheaper by —

Length

Civic Hatchback Sport Hybrid 4.55 mCamry Hybrid SE FWD 4.92 mCheaper by —

Ground clearance

Civic Hatchback Sport Hybrid 13 cmCamry Hybrid SE FWD ✓ 14 cmCheaper by —

Resale % after 6 yrs

Civic Hatchback Sport Hybrid ✓ 68%Camry Hybrid SE FWD 58%Cheaper by —

US crash test

Civic Hatchback Sport Hybrid 5★Camry Hybrid SE FWD 5★Cheaper by —

✓ marks the better figure. Resale is from used prices: the Civic Hatchback from its own, the Camry typical for its type and brand. Their stickers differ by $1,025.