2026 Cadillac CT4: real cost in Ontario
See the CT4 on Cadillac's site ↗Prices read 2026-11-07
Cheapest trim, Luxury RWD · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$43,799the advertised price
Drive away$53,610with fees and HST
Loan payment$817/mo72-month loan at 6.5%, $5,000 down
True cost$1,365/moeverything, after resale
$53,610 to drive away + $64,127 to run it for 6 years − $19,487 back at resale = $98,250, or $1,365 a month.
Where the money goes
Drive away$53,610
Running it, 6 yrs+$64,127
Back at resale−$19,487
Sticker pricethe advertised MSRP
+$43,799Feesfreight $2,800 · dealer $699 · levies $145
+$3,644HST, 13%Ontario
+$6,168Fuel18,000 km a year at 9.1 L/100 km
+$18,182Insuranceestimate, age 35–59, Toronto
+$13,791Lost return on your money5% a year on the down payment and each payment
+$11,079Maintenanceestimate
+$10,760Loan interest6.5% over 72 months
+$10,223Registration and plates6 years in Ontario
+$91Resale after 6 years44% of MSRP, you get this back
−$19,487True cost $98,250 ÷ 72 months$1,365 a month
The car
Size and space
Seats5
Cargo303 Lbehind row 2
Engine and fuel
Engine237–310 hp premium gas, RWD, AWD
0–100 km/h5.0–6.4 sour estimate from power and weight
Fuel use9.1–9.9 L/100 kmNatural Resources Canada
TowingNot published
Tires17" or 18"by trim
Safety and cover
US crash testNot rated yet
Highway assistHands-free on highwayson mapped highways · Super Cruise, +$9,290
Resale at 6 years44% of MSRPaverage for its type
Every trim
All trims: 5 seats.| Luxury RWD | $43,799 | $53,610 | $98,250 | ✓ $1,365/mo | 9.1 L/100 km | — No | — No | — No |
| Luxury AWD | $46,299 | $56,435 | $102,200 | $1,419/mo | 9.5 L/100 km | — No | — No | ✓ Yes |
| Premium Luxury RWD | $47,699 | $58,017 | $104,251 | $1,448/mo | 9.1 L/100 km | ✓ Yes | ✓ Yes | — No |
| Premium Luxury AWD | $50,199 | $60,842 | $108,202 | $1,503/mo | 9.5 L/100 km | ✓ Yes | ✓ Yes | ✓ Yes |
| Sport RWD | $50,999 | $61,746 | $108,460 | $1,506/mo | 9.1 L/100 km | ✓ Yes | ✓ Yes | — No |
| Sport AWD | $53,499 | $64,571 | $112,413 | $1,561/mo | 9.5 L/100 km | ✓ Yes | ✓ Yes | ✓ Yes |
| Premium Luxury RWD | $53,889 | $65,012 | $112,930 | $1,568/mo | 9.5 L/100 km | ✓ Yes | ✓ Yes | — No |
| Premium Luxury AWD | $56,389 | $67,837 | $116,950 | $1,624/mo | 9.9 L/100 km | ✓ Yes | ✓ Yes | ✓ Yes |
Luxury RWD
✓ $1,365/mo
True cost
Luxury AWD
$1,419/mo
True cost
Premium Luxury RWD
$1,448/mo
True cost
Premium Luxury AWD
$1,503/mo
True cost
Sport RWD
$1,506/mo
True cost
Sport AWD
$1,561/mo
True cost
Premium Luxury RWD
$1,568/mo
True cost
Premium Luxury AWD
$1,624/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
Luxury RWD$43,799
Luxury AWD$46,299
Premium Luxury RWD$47,699
Premium Luxury AWD$50,199
Sport RWD$50,999
Sport AWD$53,499
Premium Luxury RWD$53,889
Premium Luxury AWD$56,389
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ from Premium Luxury RWD
Lane centering
✓ from Premium Luxury RWD
Hands-free driving
+ Option
360° camera
+ $9,290
+ $9,165
+ $9,290
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ from Premium Luxury RWD
Heated steering wheel
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓ from Premium Luxury RWD
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
+ $3,065
+ $1,750
Premium sound system
+ $3,065
+ $1,750
Head-up display
+ $1,690
Capability and looks
AWD or 4WD
✓
✓
✓
✓ from Premium Luxury AWD
Sunroof
+ $3,065
+ $1,315
LED headlights
✓ Every trim
Not listed on any trimHeated rear seatsMassaging seatsPower liftgateLarge touchscreen (12 in+)Tow hitch includedPanoramic roof
Full standard equipment on the Luxury RWD (103 items)
- Cold Weather Package
- Driver Awareness Plus Package
- 2.0L Turbo 4-cylinder engine
- 8-speed automatic transmission
- Automatic Stop/Start with disable
- Keyless Entry and Start
- 2.85 rear axle ratio
- Drivetrain, rear-wheel drive
- Tow hook
- Ride and Handling suspension
- Electric Power Steering
- Brake lining, noise and dust performance
- 4-wheel antilock disc brakes
- Electronic parking brake
- Capless Fuel Fill
- Dual-outlet exhaust with bright tips
- Cadillac user experience
- SiriusXM with 360L Trial Subscription
- HD Radio
- 8-speaker premium audio system
- Bluetooth
- Wireless Apple CarPlay/Wireless Android Auto capability for compatible phones
- Wi-Fi Hotspot capable
- SD card reader
- Front bucket seats
- Inteluxe Seats
- 8-way power driver seat adjuster
- Heated driver and front passenger seats
- 2-way power driver and front passenger lumbar control
- 6-way power front passenger seat adjuster
- Split-folding rear seat
- Black seat belt colour
- Front head restraints
- Rear head restraints
- Front carpeted floor mats
- Rear carpeted floor mats
- Sill plate cover
- Manual tilt and telescoping steering column
- Leather-wrapped steering wheel
- Heated steering wheel
- Steering-wheel mounted controls
- Paddle shift controls
- Dual digital Driver Information Centre display
- Digital compass
- Driver Mode Selector
- Power window, driver, express-up/down
- Power window, front passenger, express-up/down
- Power windows, rear, express-down
- Power door locks
- Keyless Open
- Remote Start
- Cruise control
- Wireless Phone Charging
- 12-volt auxiliary front power outlet
- 12-volt auxiliary rear power outlet
- Dual-zone automatic climate control
- Rear air vents
- Cabin Air Filter
- Inside rearview manual day/night mirror
- Driver and front passenger visors
- Assist handles
- Assist handles, rear outboard
- 17" alloy wheels with Bright Silver finish
- 17" all-season, self-sealing tires
- Spare tire delete
- Bright window surround mouldings
- Body-colour rocker mouldings
- LED headlamps
- IntelliBeam
- LED tail lamps
- Red outer lens taillamps
- Body-colour heated power, manual-folding outside mirrors with integrated turn signal indicators
- Windshield, acoustic laminated glass
- Acoustic laminated glass
- Bright-accented outside door handles
- Front Pedestrian Braking
- Automatic Emergency Braking
- Passenger Sensing System
- 8 airbags
- OnStar services capable
- OnStar Basics
- Automatic Vehicle Hold
- Rear Park Assist
- HD Rear Vision Camera
- Rear Cross Traffic Alert
- Lane Keep Assist with Lane Departure Warning
- Lane Change Alert with Side Blind Zone Alert
- LED Reflective Windshield Collision Alert
- Forward Collision Alert
- Following Distance Indicator
- Driver and front passenger seat belts
- Rear seat belts
- LATCH System
- Buckle to Drive
- Teen Driver
- Safety Alert Seat
- Rear Seat Reminder
- Tire Pressure Monitoring System
- Premium Care Maintenance program
- New Vehicle Limited Warranty
- Corrosion Protection
- Powertrain Limited Warranty
- Roadside Assistance Program
Recalls in Canada
1 Transport Canada recall for 2024 to 2026 CT4 models. Most are fixed free by a dealer; a new car should have them done before delivery. Ask the dealer to check the VIN.
Quick answers
- How much is a 2026 CT4 in Ontario?
- $53,610 to drive away for the Luxury RWD, from a $43,799 sticker.
- What does it cost a month?
- A $817 loan payment, about $1,412 a month with insurance, fuel and upkeep ($5,000 down); about $1,365 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
Summit WhiteBlack RavenDeep Space Metallic+$900Typhoon Metallic+$900Coastal Blue Metallic+$900Midnight Sky Metallic+$900Argent Silver Metallic+$900Vibrant White Tricoat+$1,535Radiant Red Tintcoat+$1,535
Similar cars
Prices from Cadillac's Ontario build-and-price page, read 2026-11-07. Insurance and maintenance are estimates. How we count.