Cadillac CT4 vs Lexus UX Hybrid: cost to own

Verdict, over 6 years

The Lexus UX Hybrid costs about $12,326 less

That's $171 a month. Closest matching trims: same fuel and drive where possible.

CT4 Luxury AWD$1,419/moTrue cost

UX Hybrid 300h✓ $1,248/moTrue cost

2026 Cadillac CT4

Closest matching trim: CT4 Luxury AWD

Sticker (MSRP)$46,299

+$10,136→↓Freight, fees, HST

Drive away$56,435

+ running costs→↓− $20,599 resale

True cost$1,419/moA month to own, after resale

2026 Lexus UX Hybrid

Closest matching trim: UX Hybrid 300h

Sticker (MSRP)$45,045

+$9,650→↓Freight, fees, HST

Drive away$54,695

+ running costs→↓− $24,647 resale

True cost$1,248/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$46,299	✓ $45,045	UX Hybrid by $1,254
Freight and fees, before tax	$3,644	✓ $3,358	UX Hybrid by $286
Sales tax (HST)	$6,493	✓ $6,292	UX Hybrid by $201
Drive-away price	$56,435	✓ $54,695	UX Hybrid by $1,740
Running costs, 6 years
Fuel or charging	$18,981	✓ $9,374	UX Hybrid by $9,607
Insurance (estimate)	✓ $14,055	$15,771	CT4 by $1,716
Maintenance (estimate)	✓ $10,795	$12,850	CT4 by $2,055
Loan rate	6.5%	6.5%	—
Loan interest	$10,818	✓ $10,452	UX Hybrid by $366
Lost return on your money	$11,624	✓ $11,288	UX Hybrid by $336
Resale after 6 yrs	−$20,599	✓ −$24,647	UX Hybrid by $4,048
Total
True cost	$102,200	✓ $89,874	UX Hybrid by $12,326
True cost a month	$1,419/mo	✓ $1,248/mo	UX Hybrid by $171
You pay each month	$1,475/mo	✓ $1,364/mo	UX Hybrid by $111
Practical
Fuel type	Premium gas	Hybrid	—
Seats	5	5	—
Carry-ons, 2 people	2	4	—
Cargo behind row 2, litres	303	✓ 487	—
Length	4.75 m	4.49 m	—
Ground clearance	—	16 cm	—
Resale % after 6 yrs	44%	✓ 55%	—
US crash test	Not rated yet	✓ 5★	—

Price

Sticker (MSRP)

CT4 Luxury AWD $46,299UX Hybrid 300h ✓ $45,045Cheaper by UX Hybrid by $1,254

Freight and fees, before tax

CT4 Luxury AWD $3,644UX Hybrid 300h ✓ $3,358Cheaper by UX Hybrid by $286

Sales tax (HST)

CT4 Luxury AWD $6,493UX Hybrid 300h ✓ $6,292Cheaper by UX Hybrid by $201

Drive-away price

CT4 Luxury AWD $56,435UX Hybrid 300h ✓ $54,695Cheaper by UX Hybrid by $1,740

Running costs, 6 years

Fuel or charging

CT4 Luxury AWD $18,981UX Hybrid 300h ✓ $9,374Cheaper by UX Hybrid by $9,607

Insurance (estimate)

CT4 Luxury AWD ✓ $14,055UX Hybrid 300h $15,771Cheaper by CT4 by $1,716

Maintenance (estimate)

CT4 Luxury AWD ✓ $10,795UX Hybrid 300h $12,850Cheaper by CT4 by $2,055

Loan rate

CT4 Luxury AWD 6.5%UX Hybrid 300h 6.5%Cheaper by —

Loan interest

CT4 Luxury AWD $10,818UX Hybrid 300h ✓ $10,452Cheaper by UX Hybrid by $366

Lost return on your money

CT4 Luxury AWD $11,624UX Hybrid 300h ✓ $11,288Cheaper by UX Hybrid by $336

Resale after 6 yrs

CT4 Luxury AWD −$20,599UX Hybrid 300h ✓ −$24,647Cheaper by UX Hybrid by $4,048

Total

True cost

CT4 Luxury AWD $102,200UX Hybrid 300h ✓ $89,874Cheaper by UX Hybrid by $12,326

True cost a month

CT4 Luxury AWD $1,419/moUX Hybrid 300h ✓ $1,248/moCheaper by UX Hybrid by $171

You pay each month

CT4 Luxury AWD $1,475/moUX Hybrid 300h ✓ $1,364/moCheaper by UX Hybrid by $111

Practical

Fuel type

CT4 Luxury AWD Premium gasUX Hybrid 300h HybridCheaper by —

Seats

CT4 Luxury AWD 5UX Hybrid 300h 5Cheaper by —

Carry-ons, 2 people

CT4 Luxury AWD 2UX Hybrid 300h 4Cheaper by —

Cargo behind row 2, litres

CT4 Luxury AWD 303UX Hybrid 300h ✓ 487Cheaper by —

Length

CT4 Luxury AWD 4.75 mUX Hybrid 300h 4.49 mCheaper by —

Ground clearance

CT4 Luxury AWD —UX Hybrid 300h 16 cmCheaper by —

Resale % after 6 yrs

CT4 Luxury AWD 44%UX Hybrid 300h ✓ 55%Cheaper by —

US crash test

CT4 Luxury AWD Not rated yetUX Hybrid 300h ✓ 5★Cheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). These trims differ in fuel (premium gas vs hybrid), which drives part of the gap. Their stickers differ by $1,254.