2026 Audi A3: real cost in Ontario

Cheapest trim, 40 TFSI quattro S tronic · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$43,950the advertised price
Drive away$53,824with fees and HST
Loan payment$821/mo72-month loan at 6.5%, $5,000 down
True cost$1,353/moeverything, after resale
Car, fees and HST $53,824Insurance $13,791Fuel $16,983Interest and lost return $21,388Maintenance and plates $12,941

$53,824 to drive away + $65,103 to run it for 6 years − $21,536 back at resale = $97,392, or $1,353 a month.

Where the money goes

Drive away$53,824
Running it, 6 yrs+$65,103
Back at resale−$21,536
Sticker pricethe advertised MSRP
+$43,950
Feesfreight $3,060 · dealer $500 · levies $122
+$3,682
HST, 13%Ontario
+$6,192
Fuel18,000 km a year at 8.5 L/100 km
+$16,983
Insuranceestimate, age 35–59, Toronto
+$13,791
Maintenanceestimate
+$12,850
Lost return on your money5% a year on the down payment and each payment
+$11,120
Loan interest6.5% over 72 months
+$10,268
Registration and plates6 years in Ontario
+$91
Resale after 6 years49% of MSRP, you get this back
−$21,536
True cost $97,392 ÷ 72 months$1,353 a month

The car

Size and space
BodyLIMOUSINE
Seats5
CargoNot published
Engine and fuel
Engine201 hp premium gas, AWD
0–100 km/h6.3 sAudi's figure
Fuel use8.5 L/100 kmNatural Resources Canada
TowingNot published
Tires17" or 18"by trim
Safety and cover
US crash testNot rated yet
Resale at 6 years49% of MSRPaverage for its type

Every trim

All trims: AWD, 201 hp, 8.5 L/100 km, 5 seats.
40 TFSI quattro S tronic$43,950$53,824$97,392✓ $1,353/mo— No
Progressiv 40 TFSI quattro S tronic$47,050$57,327$101,185$1,405/mo✓ Yes
Technik 40 TFSI quattro S tronic$51,650$62,525$106,753$1,483/mo✓ Yes
40 TFSI quattro S tronic
✓ $1,353/mo
True cost
Sticker $43,950Drive-away $53,8246 yrs $97,392Adaptive cruise — No
Progressiv 40 TFSI quattro S tronic
$1,405/mo
True cost
Sticker $47,050Drive-away $57,3276 yrs $101,185Adaptive cruise ✓ Yes
Technik 40 TFSI quattro S tronic
$1,483/mo
True cost
Sticker $51,650Drive-away $62,5256 yrs $106,753Adaptive cruise ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
40 TFSI quattro S tronic$43,950
Progressiv 40 TFSI quattro S tronic$47,050
Technik 40 TFSI quattro S tronic$51,650
Safety and driver assist
Adaptive cruise
✓ from Progressiv 40 TFSI quattro S tronic
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Tech and audio
Built-in navigation
+ $2,400
✓ from Technik 40 TFSI quattro S tronic
Head-up display
✓ from Technik 40 TFSI quattro S tronic
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimAutomatic brakingBlind-spot monitorRear cross-traffic alertLane centeringHands-free driving360° cameraCooled seatsHeated steering wheelHeated rear seatsMassaging seatsRemote startPower liftgateWireless phone chargingPower driver's seatMemory seatApple CarPlay and Android AutoWireless CarPlayPremium sound systemLarge touchscreen (12 in+)Tow hitch included
Full standard equipment on the 40 TFSI quattro S tronic (40 items)
  • Electromechanical parking brake
  • Child safety lock, electrically actuated
  • Tire pressure monitoring system
  • Front side airbags
  • Light and rain sensor
  • Advanced key
  • ISOFIX child seat anchor
  • Power-adjustable and heated exterior mirrors
  • Body-colour exterior mirror housings
  • Advanced LED headlights
  • 225/45 R17 all-season tires
  • LED taillights with dynamic turn signals and animation
  • Black exterior window surrounds
  • 17" wheels in 5-V-spoke design wheels, silver finish
  • Aluminum interior trim
  • Panoramic sunroof
  • Aluminum door sills
  • Light headliner
  • 3-zone automatic climate control
  • Contour/ambient lighting package, multicoloured
  • 3-spoke multifunction, leather steering wheel with shift paddles
  • Leatherette door armrests
  • 40/20/40 split-folding rear seat backrest
  • Leather seating surfaces
  • Heated front seats
  • Dark aluminum spectrum inlay
  • Audi drive select
  • Audi smartphone interface
  • Audi connect security and assistance
  • Park assist
  • With extended safety system (proactive passenger protection system)
  • Rear-view camera
  • High beam assist
  • 6-speaker sound system
  • Digital instrument cluster, 10.25" display
  • Without navigation system
  • Lane departure warning
  • SiriusXM Satellite Radio
  • Audi phone box light
  • Cruise control
Quick answers
How much is a 2026 A3 in Ontario?
$53,824 to drive away for the 40 TFSI quattro S tronic, from a $43,950 sticker.
What does it cost a month?
A $821 loan payment, about $1,428 a month with insurance, fuel and upkeep ($5,000 down); about $1,353 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colours

Brilliant BlackArkona whiteMythos black metallic+$890Navarra blue metallic+$890Glacier white metallic+$890Progressive red metallic+$890Manhattan grey metallic+$890District green metallic+$890Arrow grey pearl effect+$890Ascari blue metallic+$890Python yellow metallic+$890Daytona grey pearl effect+$890

Similar cars

Prices from Audi's brand configurator (read in browser); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.