2027 BMW M5: real cost in Ontario
See the M5 on BMW's site ↗Prices read 2026-11-06
Cheapest trim, Sedan · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$142,900the advertised price
Drive away$175,349with fees and HST
Loan payment$2,864/mo72-month loan at 6.5%, $5,000 down
True cost$3,204/moeverything, after resale
$175,349 to drive away + $119,751 to run it for 6 years − $64,379 back at resale = $230,721, or $3,204 a month.
Where the money goes
Drive away$175,349
Running it, 6 yrs+$119,751
Back at resale−$64,379
Sticker pricethe advertised MSRP
+$142,900Feesfreight $2,955 · dealer $595 · levies $146 · luxury tax $8,580
+$12,276HST, 13%Ontario
+$20,173Loan interest6.5% over 72 months
+$35,827Lost return on your money5% a year on the down payment and each payment
+$34,565Insuranceestimate, age 35–59, Toronto
+$25,537Maintenanceestimate
+$12,850Fuel and charging18,000 km a year at 16.4 L/100 km
+$10,881Registration and plates6 years in Ontario
+$91Resale after 6 years45% of MSRP, you get this back
−$64,379True cost $230,721 ÷ 72 months$3,204 a month
The car
Size and space
BodySedan5.10 m long
Seats5
CargoNot published
Engine and fuel
Engine717 hp plug-in hybrid, RWD
0–100 km/h3.5 sBMW's figure
Fuel use16.4 L/100 km · 34.0 kWh/100 kmNatural Resources Canada
TowingNot published
Tires20"275/30R20
Safety and cover
US crash testNot rated yet
Resale at 6 years45% of MSRPaverage for its type
Every trim
All trims: RWD, 717 hp, 16.4 L/100 km, 5 seats.| Sedan | $142,900 | $175,349 | $230,721 | $3,204/mo |
Sedan
$3,204/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
Sedan$142,900
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Premium sound system
✓ Every trim
Capability and looks
Sunroof
✓ Every trim
Panoramic roof
✓ Every trim
LED headlights
✓ Every trim
Not listed on any trimRear cross-traffic alertAdaptive cruiseLane centeringHands-free driving360° cameraCooled seatsHeated steering wheelHeated rear seatsMassaging seatsPush-button startRemote startPower liftgateWireless phone chargingApple CarPlay and Android AutoWireless CarPlayBuilt-in navigationHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch included
Full standard equipment on the Sedan (33 items)
- Black Exterior Contents
- Parking Assistant
- Luggage-Compartment Emergency Unlocking
- Adaptive LED Headlights
- Bowers & Wilkins Surround Sound System
- Alarm System
- Power Front Seats w/ Driver Memory
- BMW IconicSounds Electric
- Ambient Lighting
- Acoustic Protection for Pedestrians
- Dark Silver Aluminum Rhombicle w/ Dark Silver Accent
- Shadowline Lights
- Auto 4-Zone Climate Control
- SiriusXM Satellite Radio
- Black Alcantara Roofliner
- Driving Assistant
- Decoding for High-Beam Assistance
- Panoramic Glass Sunroof
- Radio Control Code
- Gloss Black Window Surround
- Digital Cockpit Professional
- Emissions Technology, ULEV70
- Charging Socket
- Visible VIN
- A/C Refrigerant
- Hot-Climate Version
- M Multifunction Seats
- 20"/21" Wheels, Double Spoke, 951M, Midnight Grey, Burnished, Perf. Non-RFT
- English Language Version
- Intelligent Emergency Call
- Teleservices
- Additional Fuel Fill
- Cold-Climate Version
Quick answers
- How much is a 2027 M5 in Ontario?
- $175,349 to drive away for the Sedan, from a $142,900 sticker.
- What does it cost a month?
- A $2,864 loan payment, about $3,549 a month with insurance, fuel and upkeep ($5,000 down); about $3,204 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
BMW Individual Manufaktur Paintwork+$6,000Vegas Red MetallicFrozen Deep Grey+$6,000Brooklyn Grey MetallicIsle of Man Green MetallicBlack Sapphire MetallicStorm Bay Metallic+$1,000Carbon Black MetallicDark Graphite MetallicMarina Bay Blue MetallicAlpine White Non-Metallic
Similar cars
Prices from BMW's BMW Canada configurator (Ontario pricing); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.