Audi S8 vs BMW M5: cost to own

Verdict, over 6 years

The BMW M5 costs about $23,976 less

That's $333 a month. Closest matching trims: same fuel and drive where possible.

S8 TFSI quattro tiptronic$3,537/moTrue cost

M5 Sedan✓ $3,204/moTrue cost

2027 Audi S8

Closest matching trim: S8 TFSI quattro tiptronic

Sticker (MSRP)$156,950

+$38,262→↓Freight, fees, HST

Drive away$195,212

+ running costs→↓− $81,374 resale

True cost$3,537/moA month to own, after resale

2027 BMW M5

Closest matching trim: M5 Sedan

Sticker (MSRP)$142,900

+$32,449→↓Freight, fees, HST

Drive away$175,349

+ running costs→↓− $64,379 resale

True cost$3,204/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$156,950	✓ $142,900	M5 by $14,050
Freight and fees, before tax	$15,804	✓ $12,276	M5 by $3,528
Sales tax (HST)	$22,458	✓ $20,173	M5 by $2,285
Drive-away price	$195,212	✓ $175,349	M5 by $19,863
Running costs, 6 years
Fuel or charging	$22,264	✓ $10,881	M5 by $11,383
Insurance (estimate)	$27,253	✓ $25,537	M5 by $1,716
Maintenance (estimate)	$12,850	$12,850	—
Loan rate	6.5%	6.5%	—
Loan interest	$40,004	✓ $35,827	M5 by $4,177
Lost return on your money	$38,398	✓ $34,565	M5 by $3,833
Resale after 6 yrs	✓ −$81,374	−$64,379	S8 by $16,995
Total
True cost	$254,697	✓ $230,721	M5 by $23,976
True cost a month	$3,537/mo	✓ $3,204/mo	M5 by $333
You pay each month	$4,065/mo	✓ $3,549/mo	M5 by $516
Practical
Fuel type	Hybrid	Plug-in hybrid	—
Seats	5	5	—
Carry-ons, 2 people	Not published	Not published	—
Cargo behind row 2, litres	Not published	Not published	—
Length	—	5.10 m	—
Resale % after 6 yrs	✓ 52%	45%	—
US crash test	Not rated yet	Not rated yet	—

Price

Sticker (MSRP)

S8 TFSI quattro tiptronic $156,950M5 Sedan ✓ $142,900Cheaper by M5 by $14,050

Freight and fees, before tax

S8 TFSI quattro tiptronic $15,804M5 Sedan ✓ $12,276Cheaper by M5 by $3,528

Sales tax (HST)

S8 TFSI quattro tiptronic $22,458M5 Sedan ✓ $20,173Cheaper by M5 by $2,285

Drive-away price

S8 TFSI quattro tiptronic $195,212M5 Sedan ✓ $175,349Cheaper by M5 by $19,863

Running costs, 6 years

Fuel or charging

S8 TFSI quattro tiptronic $22,264M5 Sedan ✓ $10,881Cheaper by M5 by $11,383

Insurance (estimate)

S8 TFSI quattro tiptronic $27,253M5 Sedan ✓ $25,537Cheaper by M5 by $1,716

Maintenance (estimate)

S8 TFSI quattro tiptronic $12,850M5 Sedan $12,850Cheaper by —

Loan rate

S8 TFSI quattro tiptronic 6.5%M5 Sedan 6.5%Cheaper by —

Loan interest

S8 TFSI quattro tiptronic $40,004M5 Sedan ✓ $35,827Cheaper by M5 by $4,177

Lost return on your money

S8 TFSI quattro tiptronic $38,398M5 Sedan ✓ $34,565Cheaper by M5 by $3,833

Resale after 6 yrs

S8 TFSI quattro tiptronic ✓ −$81,374M5 Sedan −$64,379Cheaper by S8 by $16,995

Total

True cost

S8 TFSI quattro tiptronic $254,697M5 Sedan ✓ $230,721Cheaper by M5 by $23,976

True cost a month

S8 TFSI quattro tiptronic $3,537/moM5 Sedan ✓ $3,204/moCheaper by M5 by $333

You pay each month

S8 TFSI quattro tiptronic $4,065/moM5 Sedan ✓ $3,549/moCheaper by M5 by $516

Practical

Fuel type

S8 TFSI quattro tiptronic HybridM5 Sedan Plug-in hybridCheaper by —

Seats

S8 TFSI quattro tiptronic 5M5 Sedan 5Cheaper by —

Carry-ons, 2 people

S8 TFSI quattro tiptronic Not publishedM5 Sedan Not publishedCheaper by —

Cargo behind row 2, litres

S8 TFSI quattro tiptronic Not publishedM5 Sedan Not publishedCheaper by —

Length

S8 TFSI quattro tiptronic —M5 Sedan 5.10 mCheaper by —

Resale % after 6 yrs

S8 TFSI quattro tiptronic ✓ 52%M5 Sedan 45%Cheaper by —

US crash test

S8 TFSI quattro tiptronic Not rated yetM5 Sedan Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). These trims differ in fuel (hybrid vs plug-in hybrid), which drives part of the gap. Their stickers differ by $14,050.