BMW M5 vs Lexus LC Convertible: cost to own

Verdict, over 6 years

The Lexus LC Convertible costs about $15,541 less

That's $216 a month. Closest matching trims: same fuel and drive where possible.

M5 Sedan$3,204/moTrue cost

LC Convertible✓ $2,989/moTrue cost

2027 BMW M5

Closest matching trim: M5 Sedan

Sticker (MSRP)$142,900

+$32,449→↓Freight, fees, HST

Drive away$175,349

+ running costs→↓− $64,379 resale

True cost$3,204/moA month to own, after resale

2026 Lexus LC Convertible

Closest matching trim: LC Convertible

Sticker (MSRP)$129,317

+$27,231→↓Freight, fees, HST

Drive away$156,548

+ running costs→↓− $67,047 resale

True cost$2,989/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$142,900	✓ $129,317	LC Convertible by $13,583
Freight and fees, before tax	$12,276	✓ $9,221	LC Convertible by $3,055
Sales tax (HST)	$20,173	✓ $18,010	LC Convertible by $2,163
Drive-away price	$175,349	✓ $156,548	LC Convertible by $18,801
Running costs, 6 years
Fuel or charging	✓ $10,881	$25,974	M5 by $15,093
Insurance (estimate)	$25,537	✓ $23,954	LC Convertible by $1,583
Maintenance (estimate)	$12,850	$12,850	—
Loan rate	6.5%	6.5%	—
Loan interest	$35,827	✓ $31,873	LC Convertible by $3,954
Lost return on your money	$34,565	✓ $30,938	LC Convertible by $3,627
Resale after 6 yrs	−$64,379	✓ −$67,047	LC Convertible by $2,668
Total
True cost	$230,721	✓ $215,180	LC Convertible by $15,541
True cost a month	$3,204/mo	✓ $2,989/mo	LC Convertible by $215
You pay each month	$3,549/mo	✓ $3,421/mo	LC Convertible by $128
Practical
Fuel type	Plug-in hybrid	Premium gas	—
Seats	5	4	—
Carry-ons, 2 people	Not published	Not published	—
Cargo behind row 2, litres	Not published	Not published	—
Length	5.10 m	4.76 m	—
Ground clearance	—	13 cm	—
Resale % after 6 yrs	45%	✓ 52%	—
US crash test	Not rated yet	Not rated yet	—

Price

Sticker (MSRP)

M5 Sedan $142,900LC Convertible ✓ $129,317Cheaper by LC Convertible by $13,583

Freight and fees, before tax

M5 Sedan $12,276LC Convertible ✓ $9,221Cheaper by LC Convertible by $3,055

Sales tax (HST)

M5 Sedan $20,173LC Convertible ✓ $18,010Cheaper by LC Convertible by $2,163

Drive-away price

M5 Sedan $175,349LC Convertible ✓ $156,548Cheaper by LC Convertible by $18,801

Running costs, 6 years

Fuel or charging

M5 Sedan ✓ $10,881LC Convertible $25,974Cheaper by M5 by $15,093

Insurance (estimate)

M5 Sedan $25,537LC Convertible ✓ $23,954Cheaper by LC Convertible by $1,583

Maintenance (estimate)

M5 Sedan $12,850LC Convertible $12,850Cheaper by —

Loan rate

M5 Sedan 6.5%LC Convertible 6.5%Cheaper by —

Loan interest

M5 Sedan $35,827LC Convertible ✓ $31,873Cheaper by LC Convertible by $3,954

Lost return on your money

M5 Sedan $34,565LC Convertible ✓ $30,938Cheaper by LC Convertible by $3,627

Resale after 6 yrs

M5 Sedan −$64,379LC Convertible ✓ −$67,047Cheaper by LC Convertible by $2,668

Total

True cost

M5 Sedan $230,721LC Convertible ✓ $215,180Cheaper by LC Convertible by $15,541

True cost a month

M5 Sedan $3,204/moLC Convertible ✓ $2,989/moCheaper by LC Convertible by $215

You pay each month

M5 Sedan $3,549/moLC Convertible ✓ $3,421/moCheaper by LC Convertible by $128

Practical

Fuel type

M5 Sedan Plug-in hybridLC Convertible Premium gasCheaper by —

Seats

M5 Sedan 5LC Convertible 4Cheaper by —

Carry-ons, 2 people

M5 Sedan Not publishedLC Convertible Not publishedCheaper by —

Cargo behind row 2, litres

M5 Sedan Not publishedLC Convertible Not publishedCheaper by —

Length

M5 Sedan 5.10 mLC Convertible 4.76 mCheaper by —

Ground clearance

M5 Sedan —LC Convertible 13 cmCheaper by —

Resale % after 6 yrs

M5 Sedan 45%LC Convertible ✓ 52%Cheaper by —

US crash test

M5 Sedan Not rated yetLC Convertible Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). These trims differ in fuel (plug-in hybrid vs premium gas), which drives part of the gap. Their stickers differ by $13,583.