2027 BMW M4 Cabriolet: real cost in Ontario
See the M4 Cabriolet on BMW's site ↗Prices read 2026-11-06
Cheapest trim, Competition Cabriolet · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$116,500the advertised price
Drive away$139,550with fees and HST
Loan payment$2,262/mo72-month loan at 6.5%, $5,000 down
True cost$2,787/moeverything, after resale
$139,550 to drive away + $118,229 to run it for 6 years − $57,085 back at resale = $200,695, or $2,787 a month.
Where the money goes
Drive away$139,550
Running it, 6 yrs+$118,229
Back at resale−$57,085
Sticker pricethe advertised MSRP
+$116,500Feesfreight $2,955 · dealer $595 · levies $146 · luxury tax $3,300
+$6,996HST, 13%Ontario
+$16,054Loan interest6.5% over 72 months
+$28,298Lost return on your money5% a year on the down payment and each payment
+$27,659Fuel18,000 km a year at 12.9 L/100 km
+$25,774Insuranceestimate, age 35–59, Toronto
+$23,558Maintenanceestimate
+$12,850Registration and plates6 years in Ontario
+$91Resale after 6 years49% of MSRP, you get this back
−$57,085True cost $200,695 ÷ 72 months$2,787 a month
The car
Size and space
BodyConvertible4.80 m long
Seats4
CargoNot published
Engine and fuel
Engine523 hp premium gas, RWD
0–100 km/h3.8 sBMW's figure
Fuel use12.9 L/100 kmNatural Resources Canada
TowingNot published
Tires19"245/35R19
Safety and cover
US crash testNot rated yet
Resale at 6 years49% of MSRPaverage for its type
Every trim
All trims: RWD, 523 hp, 12.9 L/100 km, 4 seats.| Competition Cabriolet | $116,500 | $139,550 | $200,695 | $2,787/mo |
Competition Cabriolet
$2,787/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
Competition Cabriolet$116,500
Safety and driver assist
Automatic braking
✓ Every trim
Adaptive cruise
✓ Every trim
360° camera
+ $4,250
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $900
Convenience
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Premium sound system
+ $4,250
Not listed on any trimBlind-spot monitorRear cross-traffic alertLane centeringHands-free drivingHeated steering wheelHeated rear seatsDual-zone climateMassaging seatsPush-button startRemote startPower liftgateWireless phone chargingApple CarPlay and Android AutoWireless CarPlayBuilt-in navigationHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedSunroofPanoramic roofLED headlights
Full standard equipment on the Competition Cabriolet (35 items)
- Black Exterior Contents
- M Sport Differential
- Storage Compartment Package
- Heated Seats, Front
- C02 Scope
- Lumbar Support
- BMW Curved Display
- Luggage-Compartment Emergency Unlocking
- Rear View Camera
- Auto Dimming and Folding Mirror Package
- Auto Dimming Interior Mirror
- Control Code, Infotainment
- Cruise Control
- Power Front Seats w/ Driver Memory
- Park Distance Control, Front and Rear
- High-Beam Assistant
- Matte Dark Graphite Trim
- Blow-by Heater
- Black Roofliner
- Automatic Climate Control
- SiriusXM Satellite Radio
- Active Guard - Frontal Collision Warning
- Active Protection
- Radio Control Code
- Gloss Black Window Surround
- Digital Cockpit Plus
- M Sport Seats
- Visible VIN
- 19"/20" Forged Wheels, Double-Spoke, 826M, Jet Black, HP Non-RFT
- A/C Refrigerant
- Adaptive M Suspension
- Hot-Climate Version
- English Language Version
- Intelligent Emergency Call
- Teleservices
Quick answers
- How much is a 2027 M4 Cabriolet in Ontario?
- $139,550 to drive away for the Competition Cabriolet, from a $116,500 sticker.
- What does it cost a month?
- A $2,262 loan payment, about $3,127 a month with insurance, fuel and upkeep ($5,000 down); about $2,787 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
BMW Individual Manufaktur Paintwork+$6,000Skyscraper Grey Metallic+$900Aventurine Red III Metallic+$1,500Brooklyn Grey Metallic+$900Isle of Man Green Metallic+$900Sao Paulo Yellow Non-MetallicBlack Sapphire Metallic+$900Tanzanite Blue Metallic+$1,500Toronto Red Metallic+$900Dravit Grey Metallic+$1,500Portimao Blue Metallic+$900Frozen Portimao Blue+$6,000Frozen Brilliant White+$6,000Alpine White Non-Metallic
Similar cars
Prices from BMW's BMW Canada configurator (Ontario pricing); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.