CarFitt

BMW M4 Cabriolet vs Genesis G90: cost to own

Verdict, over 6 years

The Genesis G90 costs about $5,546 less

That's $77 a month. Closest matching trims: same fuel and drive where possible.
M4 Cabriolet Competition Cabriolet$2,787/moTrue cost
G90 Prestige✓ $2,710/moTrue cost
2027 BMW M4 Cabriolet
2027 BMW M4 Cabriolet
Closest matching trim: M4 Cabriolet Competition Cabriolet
Sticker (MSRP)$116,500
+$23,050→↓Freight, fees, HST
Drive away$139,550
+ running costs→↓− $57,085 resale
True cost$2,787/moA month to own, after resale
2026 Genesis G90
2026 Genesis G90
Closest matching trim: G90 Prestige
Sticker (MSRP)$118,000
+$19,570→↓Freight, fees, HST
Drive away$137,570
+ running costs→↓− $52,500 resale
True cost$2,710/moA month to own, after resale

Line by line

Price
Sticker (MSRP)✓ $116,500$118,000M4 Cabriolet by $1,500
Freight and fees, before tax$6,996✓ $3,743G90 by $3,253
Sales tax (HST)$16,054✓ $15,827G90 by $227
Drive-away price$139,550✓ $137,570G90 by $1,980
Running costs, 6 years
Fuel or charging$25,774✓ $23,576G90 by $2,198
Insurance (estimate)$23,558✓ $22,568G90 by $990
Maintenance (estimate)$12,850✓ $8,685G90 by $4,165
Loan rate6.5%6.5%—
Loan interest$28,298✓ $27,881G90 by $417
Lost return on your money$27,659✓ $27,277G90 by $382
Resale after 6 yrs✓ −$57,085−$52,500M4 Cabriolet by $4,585
Total
True cost$200,695✓ $195,149G90 by $5,546
True cost a month$2,787/mo✓ $2,710/moG90 by $77
You pay each month$3,127/mo✓ $2,991/moG90 by $136
Practical
Fuel typePremium gasPremium gas—
Seats45—
Carry-ons, 2 peopleNot published2—
Cargo behind row 2, litresNot published300—
Length4.80 m5.28 m—
Ground clearance—15 cm—
Resale % after 6 yrs✓ 49%44%—
US crash testNot rated yetNot rated yet—
Price
Sticker (MSRP)
M4 Cabriolet Competition Cabriolet ✓ $116,500G90 Prestige $118,000Cheaper by M4 Cabriolet by $1,500
Freight and fees, before tax
M4 Cabriolet Competition Cabriolet $6,996G90 Prestige ✓ $3,743Cheaper by G90 by $3,253
Sales tax (HST)
M4 Cabriolet Competition Cabriolet $16,054G90 Prestige ✓ $15,827Cheaper by G90 by $227
Drive-away price
M4 Cabriolet Competition Cabriolet $139,550G90 Prestige ✓ $137,570Cheaper by G90 by $1,980
Running costs, 6 years
Fuel or charging
M4 Cabriolet Competition Cabriolet $25,774G90 Prestige ✓ $23,576Cheaper by G90 by $2,198
Insurance (estimate)
M4 Cabriolet Competition Cabriolet $23,558G90 Prestige ✓ $22,568Cheaper by G90 by $990
Maintenance (estimate)
M4 Cabriolet Competition Cabriolet $12,850G90 Prestige ✓ $8,685Cheaper by G90 by $4,165
Loan rate
M4 Cabriolet Competition Cabriolet 6.5%G90 Prestige 6.5%Cheaper by —
Loan interest
M4 Cabriolet Competition Cabriolet $28,298G90 Prestige ✓ $27,881Cheaper by G90 by $417
Lost return on your money
M4 Cabriolet Competition Cabriolet $27,659G90 Prestige ✓ $27,277Cheaper by G90 by $382
Resale after 6 yrs
M4 Cabriolet Competition Cabriolet ✓ −$57,085G90 Prestige −$52,500Cheaper by M4 Cabriolet by $4,585
Total
True cost
M4 Cabriolet Competition Cabriolet $200,695G90 Prestige ✓ $195,149Cheaper by G90 by $5,546
True cost a month
M4 Cabriolet Competition Cabriolet $2,787/moG90 Prestige ✓ $2,710/moCheaper by G90 by $77
You pay each month
M4 Cabriolet Competition Cabriolet $3,127/moG90 Prestige ✓ $2,991/moCheaper by G90 by $136
Practical
Fuel type
M4 Cabriolet Competition Cabriolet Premium gasG90 Prestige Premium gasCheaper by —
Seats
M4 Cabriolet Competition Cabriolet 4G90 Prestige 5Cheaper by —
Carry-ons, 2 people
M4 Cabriolet Competition Cabriolet Not publishedG90 Prestige 2Cheaper by —
Cargo behind row 2, litres
M4 Cabriolet Competition Cabriolet Not publishedG90 Prestige 300Cheaper by —
Length
M4 Cabriolet Competition Cabriolet 4.80 mG90 Prestige 5.28 mCheaper by —
Ground clearance
M4 Cabriolet Competition Cabriolet —G90 Prestige 15 cmCheaper by —
Resale % after 6 yrs
M4 Cabriolet Competition Cabriolet ✓ 49%G90 Prestige 44%Cheaper by —
US crash test
M4 Cabriolet Competition Cabriolet Not rated yetG90 Prestige Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $1,500.