CarFitt

BMW M4 Cabriolet vs Lexus LC: cost to own

Verdict, over 6 years

They cost about the same

Within $2,851: too close to call. Closest matching trims: same fuel and drive where possible.
M4 Cabriolet Competition Cabriolet$2,787/moTrue cost
LC 500$2,748/moTrue cost
2027 BMW M4 Cabriolet
2027 BMW M4 Cabriolet
Closest matching trim: M4 Cabriolet Competition Cabriolet
Sticker (MSRP)$116,500
+$23,050→↓Freight, fees, HST
Drive away$139,550
+ running costs→↓− $57,085 resale
True cost$2,787/moA month to own, after resale
2026 Lexus LC
2026 Lexus LC
Closest matching trim: LC 500
Sticker (MSRP)$118,180
+$23,267→↓Freight, fees, HST
Drive away$141,447
+ running costs→↓− $61,273 resale
True cost$2,748/moA month to own, after resale

Line by line

Price
Sticker (MSRP)✓ $116,500$118,180M4 Cabriolet by $1,680
Freight and fees, before tax$6,996✓ $6,994LC by $2
Sales tax (HST)✓ $16,054$16,273M4 Cabriolet by $219
Drive-away price✓ $139,550$141,447M4 Cabriolet by $1,897
Running costs, 6 years
Fuel or charging$25,774✓ $25,375LC by $399
Insurance (estimate)$23,558✓ $22,634LC by $924
Maintenance (estimate)$12,850$12,850—
Loan rate6.5%6.5%—
Loan interest✓ $28,298$28,697M4 Cabriolet by $399
Lost return on your money✓ $27,659$28,025M4 Cabriolet by $366
Resale after 6 yrs−$57,085✓ −$61,273LC by $4,188
Total
True cost$200,695✓ $197,844LC by $2,851
True cost a month$2,787/mo✓ $2,748/moLC by $39
You pay each month✓ $3,127/mo$3,140/moM4 Cabriolet by $13
Practical
Fuel typePremium gasPremium gas—
Seats44—
Carry-ons, 2 peopleNot published1—
Cargo behind row 2, litresNot published153—
Length4.80 m4.76 m—
Ground clearance—13 cm—
Resale % after 6 yrs49%✓ 52%—
US crash testNot rated yetNot rated yet—
Price
Sticker (MSRP)
M4 Cabriolet Competition Cabriolet ✓ $116,500LC 500 $118,180Cheaper by M4 Cabriolet by $1,680
Freight and fees, before tax
M4 Cabriolet Competition Cabriolet $6,996LC 500 ✓ $6,994Cheaper by LC by $2
Sales tax (HST)
M4 Cabriolet Competition Cabriolet ✓ $16,054LC 500 $16,273Cheaper by M4 Cabriolet by $219
Drive-away price
M4 Cabriolet Competition Cabriolet ✓ $139,550LC 500 $141,447Cheaper by M4 Cabriolet by $1,897
Running costs, 6 years
Fuel or charging
M4 Cabriolet Competition Cabriolet $25,774LC 500 ✓ $25,375Cheaper by LC by $399
Insurance (estimate)
M4 Cabriolet Competition Cabriolet $23,558LC 500 ✓ $22,634Cheaper by LC by $924
Maintenance (estimate)
M4 Cabriolet Competition Cabriolet $12,850LC 500 $12,850Cheaper by —
Loan rate
M4 Cabriolet Competition Cabriolet 6.5%LC 500 6.5%Cheaper by —
Loan interest
M4 Cabriolet Competition Cabriolet ✓ $28,298LC 500 $28,697Cheaper by M4 Cabriolet by $399
Lost return on your money
M4 Cabriolet Competition Cabriolet ✓ $27,659LC 500 $28,025Cheaper by M4 Cabriolet by $366
Resale after 6 yrs
M4 Cabriolet Competition Cabriolet −$57,085LC 500 ✓ −$61,273Cheaper by LC by $4,188
Total
True cost
M4 Cabriolet Competition Cabriolet $200,695LC 500 ✓ $197,844Cheaper by LC by $2,851
True cost a month
M4 Cabriolet Competition Cabriolet $2,787/moLC 500 ✓ $2,748/moCheaper by LC by $39
You pay each month
M4 Cabriolet Competition Cabriolet ✓ $3,127/moLC 500 $3,140/moCheaper by M4 Cabriolet by $13
Practical
Fuel type
M4 Cabriolet Competition Cabriolet Premium gasLC 500 Premium gasCheaper by —
Seats
M4 Cabriolet Competition Cabriolet 4LC 500 4Cheaper by —
Carry-ons, 2 people
M4 Cabriolet Competition Cabriolet Not publishedLC 500 1Cheaper by —
Cargo behind row 2, litres
M4 Cabriolet Competition Cabriolet Not publishedLC 500 153Cheaper by —
Length
M4 Cabriolet Competition Cabriolet 4.80 mLC 500 4.76 mCheaper by —
Ground clearance
M4 Cabriolet Competition Cabriolet —LC 500 13 cmCheaper by —
Resale % after 6 yrs
M4 Cabriolet Competition Cabriolet 49%LC 500 ✓ 52%Cheaper by —
US crash test
M4 Cabriolet Competition Cabriolet Not rated yetLC 500 Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $1,680.