2027 BMW 4 Series Gran Coupe: real cost in Ontario
See the 4 Series Gran Coupe on BMW's site ↗Prices read 2026-11-06
Cheapest trim, 430i xDrive Gran Coupe · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$62,900the advertised price
Drive away$75,253with fees and HST
Loan payment$1,181/mo72-month loan at 6.5%, $5,000 down
True cost$1,686/moeverything, after resale
$75,253 to drive away + $76,987 to run it for 6 years − $30,821 back at resale = $121,420, or $1,686 a month.
Where the money goes
Drive away$75,253
Running it, 6 yrs+$76,987
Back at resale−$30,821
Sticker pricethe advertised MSRP
+$62,900Feesfreight $2,955 · dealer $595 · levies $146
+$3,696HST, 13%Ontario
+$8,657Fuel18,000 km a year
+$17,982Insuranceestimate, age 35–59, Toronto
+$16,035Lost return on your money5% a year on the down payment and each payment
+$15,254Loan interest6.5% over 72 months
+$14,775Maintenanceestimate
+$12,850Registration and plates6 years in Ontario
+$91Resale after 6 years49% of MSRP, you get this back
−$30,821True cost $121,420 ÷ 72 months$1,686 a month
The car
Size and space
BodySedan4.79 m long
Seats5
CargoNot published
Engine and fuel
Engine255–386 hp premium gas, AWD
0–100 km/h4.5–5.9 sBMW's figure
TowingNot published
Tires18"235/40R18
Safety and cover
US crash testNot rated yet
Resale at 6 years49% of MSRPaverage for its type
Every trim
All trims: AWD, —, 5 seats.| 430i xDrive Gran Coupe | $62,900 | $75,253 | $121,420 | ✓ $1,686/mo |
| M440i xDrive Gran Coupe | $76,900 | $91,073 | $138,409 | $1,922/mo |
430i xDrive Gran Coupe
✓ $1,686/mo
True cost
M440i xDrive Gran Coupe
$1,922/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
430i xDrive Gran Coupe$62,900
M440i xDrive Gran Coupe$76,900
Safety and driver assist
Automatic braking
✓ Every trim
Adaptive cruise
✓ Every trim
360° camera
+ $3,750 on every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $900 on every trim
Heated rear seats
+ $400 on every trim
Tech and audio
Premium sound system
+ $3,750 on every trim
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ Every trim
Not listed on any trimBlind-spot monitorRear cross-traffic alertLane centeringHands-free drivingHeated steering wheelDual-zone climateMassaging seatsPush-button startRemote startPower liftgateWireless phone chargingPower driver's seatMemory seatApple CarPlay and Android AutoWireless CarPlayBuilt-in navigationHead-up displayLarge touchscreen (12 in+)Tow hitch includedPanoramic roofLED headlights
Full standard equipment on the 430i xDrive Gran Coupe (33 items)
- Storage Compartment Package
- C02 Scope
- 48V Mild Hybrid System
- 18" Wheels, Double-Spoke, 853, Gunmetal Grey, Burnished, A/S RFT
- Automatic Transmission w/ Paddle Shifters
- BMW Curved Display
- Luggage-Compartment Emergency Unlocking
- Rear View Camera
- Auto Dimming and Folding Mirror Package
- Auto Dimming Interior Mirror
- Control Code, Infotainment
- Cruise Control
- Ambient Lighting
- Park Distance Control, Front and Rear
- High-Beam Assistant
- Matte Dark Graphite Trim
- Black Roofliner
- Automatic Climate Control
- SiriusXM Satellite Radio
- Active Guard - Frontal Collision Warning
- Glass Sunroof
- Radio Control Code
- Gloss Black Window Surround
- Digital Cockpit Plus
- Visible VIN
- Emissions Technology, SULEV20
- A/C Refrigerant
- Hot-Climate Version
- English Language Version
- Intelligent Emergency Call
- Teleservices
- Sport Steering Wheel
- Cold-Climate Version
Quick answers
- How much is a 2027 4 Series Gran Coupe in Ontario?
- $75,253 to drive away for the 430i xDrive Gran Coupe, from a $62,900 sticker.
- What does it cost a month?
- A $1,181 loan payment, about $1,833 a month with insurance, fuel and upkeep ($5,000 down); about $1,686 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
BMW Individual Manufaktur Paintwork+$6,000Cape York Green Metallic+$900Vegas Red Metallic+$900Brooklyn Grey Metallic+$900Black Sapphire Metallic+$900Tanzanite Blue Metallic+$1,500Dravit Grey Metallic+$1,500Portimao Blue Metallic+$900Frozen Portimao Blue+$6,000Frozen Pure Grey II+$6,000Mineral White Metallic+$900Alpine White Non-MetallicSkyscraper Grey Metallic+$900Jet Black Non-Metallic
Head to head
vs Mercedes-Benz C-Class Sedanvs Mercedes-Benz CLE Coupevs Mercedes-Benz CLE Cabrioletvs Mercedes-Benz E-Class SedanSimilar cars
Prices from BMW's BMW Canada configurator (Ontario pricing); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.