2027 BMW 4 Series Coupe: real cost in Ontario
See the 4 Series Coupe on BMW's site ↗Prices read 2026-11-06
Cheapest trim, 430i xDrive Coupe · Toronto · age 35–59 · 6 years · 18,000 km a yearChange
Sticker$62,500the advertised price
Drive away$74,801with fees and HST
Loan payment$1,173/mo72-month loan at 6.5%, $5,000 down
True cost$1,679/moeverything, after resale
$74,801 to drive away + $76,739 to run it for 6 years − $30,625 back at resale = $120,916, or $1,679 a month.
Where the money goes
Drive away$74,801
Running it, 6 yrs+$76,739
Back at resale−$30,625
Sticker pricethe advertised MSRP
+$62,500Feesfreight $2,955 · dealer $595 · levies $146
+$3,696HST, 13%Ontario
+$8,605Fuel18,000 km a year
+$17,982Insuranceestimate, age 35–59, Toronto
+$15,969Lost return on your money5% a year on the down payment and each payment
+$15,167Loan interest6.5% over 72 months
+$14,680Maintenanceestimate
+$12,850Registration and plates6 years in Ontario
+$91Resale after 6 years49% of MSRP, you get this back
−$30,625True cost $120,916 ÷ 72 months$1,679 a month
The car
Size and space
BodyCoupe4.77–4.78 m long
Seats4
CargoNot published
Engine and fuel
Engine255–386 hp premium gas, AWD
0–100 km/h4.4–5.6 sBMW's figure
TowingNot published
Tires18"235/40R18
Safety and cover
US crash testNot rated yet
Resale at 6 years49% of MSRPaverage for its type
Every trim
All trims: AWD, —, 4 seats.| 430i xDrive Coupe | $62,500 | $74,801 | $120,916 | ✓ $1,679/mo |
| M440i xDrive Coupe | $76,500 | $90,621 | $137,970 | $1,916/mo |
430i xDrive Coupe
✓ $1,679/mo
True cost
M440i xDrive Coupe
$1,916/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
430i xDrive Coupe$62,500
M440i xDrive Coupe$76,500
Safety and driver assist
Automatic braking
✓ Every trim
Adaptive cruise
✓ Every trim
360° camera
+ $3,750 on every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Cooled seats
+ $900 on every trim
Convenience
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Premium sound system
+ $3,750 on every trim
Capability and looks
AWD or 4WD
✓ Every trim
Sunroof
✓ Every trim
Not listed on any trimBlind-spot monitorRear cross-traffic alertLane centeringHands-free drivingHeated steering wheelHeated rear seatsDual-zone climateMassaging seatsPush-button startRemote startPower liftgateWireless phone chargingApple CarPlay and Android AutoWireless CarPlayBuilt-in navigationHead-up displayLarge touchscreen (12 in+)Tow hitch includedPanoramic roofLED headlights
Full standard equipment on the 430i xDrive Coupe (35 items)
- Storage Compartment Package
- C02 Scope
- 18" Wheels, V-Spoke, 780, Orbit Grey, Burnished, A/S Non-RFT
- 48V Mild Hybrid System
- Automatic Transmission w/ Paddle Shifters
- BMW Curved Display
- Luggage-Compartment Emergency Unlocking
- Rear View Camera
- Auto Dimming and Folding Mirror Package
- Auto Dimming Interior Mirror
- Control Code, Infotainment
- Cruise Control
- Power Front Seats w/ Driver Memory
- Ambient Lighting
- Park Distance Control, Front and Rear
- High-Beam Assistant
- Matte Dark Graphite Trim
- Control Code, Body
- Automatic Climate Control
- SiriusXM Satellite Radio
- Active Guard - Frontal Collision Warning
- Active Protection
- Glass Sunroof
- Radio Control Code
- Gloss Black Window Surround
- Digital Cockpit Plus
- Visible VIN
- Emissions Technology, SULEV20
- A/C Refrigerant
- Hot-Climate Version
- English Language Version
- Intelligent Emergency Call
- Teleservices
- Sport Steering Wheel
- Cold-Climate Version
Quick answers
- How much is a 2027 4 Series Coupe in Ontario?
- $74,801 to drive away for the 430i xDrive Coupe, from a $62,500 sticker.
- What does it cost a month?
- A $1,173 loan payment, about $1,825 a month with insurance, fuel and upkeep ($5,000 down); about $1,679 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colours
BMW Individual Manufaktur Paintwork+$6,000Cape York Green Metallic+$900Vegas Red Metallic+$900Brooklyn Grey Metallic+$900Arctic Race Blue Metallic+$900Black Sapphire Metallic+$900Tanzanite Blue Metallic+$1,500Dravit Grey Metallic+$1,500Portimao Blue Metallic+$900Frozen Portimao Blue+$6,000Mineral White Metallic+$900Alpine White Non-MetallicSkyscraper Grey Metallic+$900Jet Black Non-Metallic
Head to head
vs Mercedes-Benz C-Class Sedanvs Mercedes-Benz CLE Coupevs Mercedes-Benz CLE Cabrioletvs Mercedes-Benz E-Class SedanSimilar cars
Prices from BMW's BMW Canada configurator (Ontario pricing); may have changed, so confirm with a dealer. Insurance and maintenance are estimates. How we count.