BMW 4 Series Coupe vs Mercedes-Benz C-Class Sedan: cost to own

Verdict, over 6 years

They cost about the same

Within $1,614: too close to call. Closest matching trims: same fuel and drive where possible.

4 Series Coupe 430i xDrive Coupe$1,679/moTrue cost

C-Class Sedan C 300 4MATIC Sedan$1,657/moTrue cost

2027 BMW 4 Series Coupe

Closest matching trim: 4 Series Coupe 430i xDrive Coupe

Sticker (MSRP)$62,500

+$12,301→↓Freight, fees, HST

Drive away$74,801

+ running costs→↓− $30,625 resale

True cost$1,679/moA month to own, after resale

2026 Mercedes-Benz C-Class Sedan

Closest matching trim: C-Class Sedan C 300 4MATIC Sedan

Sticker (MSRP)$62,250

+$13,845→↓Freight, fees, HST

Drive away$76,095

+ running costs→↓− $30,503 resale

True cost$1,657/moA month to own, after resale

Line by line


Price
Sticker (MSRP)	$62,500	✓ $62,250	C-Class Sedan by $250
Freight and fees, before tax	✓ $3,696	$5,091	4 Series Coupe by $1,395
Sales tax (HST)	✓ $8,605	$8,754	4 Series Coupe by $149
Drive-away price	✓ $74,801	$76,095	4 Series Coupe by $1,294
Running costs, 6 years
Fuel or charging	$17,982	$17,982	—
Insurance (estimate)	$15,969	$15,969	—
Maintenance (estimate)	$12,850	✓ $9,297	C-Class Sedan by $3,553
Loan rate	6.5%	6.5%	—
Loan interest	✓ $14,680	$14,952	4 Series Coupe by $272
Lost return on your money	✓ $15,167	$15,417	4 Series Coupe by $250
Resale after 6 yrs	✓ −$30,625	−$30,502	4 Series Coupe by $123
Total
True cost	$120,916	✓ $119,301	C-Class Sedan by $1,615
True cost a month	$1,679/mo	✓ $1,657/mo	C-Class Sedan by $22
You pay each month	$1,825/mo	✓ $1,797/mo	C-Class Sedan by $28
Practical
Fuel type	Premium gas	Premium gas	—
Seats	4	5	—
Carry-ons, 2 people	Not published	Not published	—
Cargo behind row 2, litres	Not published	Not published	—
Length	4.77 m	—	—
Resale % after 6 yrs	49%	49%	—
US crash test	Not rated yet	Not rated yet	—

Price

Sticker (MSRP)

4 Series Coupe 430i xDrive Coupe $62,500C-Class Sedan C 300 4MATIC Sedan ✓ $62,250Cheaper by C-Class Sedan by $250

Freight and fees, before tax

4 Series Coupe 430i xDrive Coupe ✓ $3,696C-Class Sedan C 300 4MATIC Sedan $5,091Cheaper by 4 Series Coupe by $1,395

Sales tax (HST)

4 Series Coupe 430i xDrive Coupe ✓ $8,605C-Class Sedan C 300 4MATIC Sedan $8,754Cheaper by 4 Series Coupe by $149

Drive-away price

4 Series Coupe 430i xDrive Coupe ✓ $74,801C-Class Sedan C 300 4MATIC Sedan $76,095Cheaper by 4 Series Coupe by $1,294

Running costs, 6 years

Fuel or charging

4 Series Coupe 430i xDrive Coupe $17,982C-Class Sedan C 300 4MATIC Sedan $17,982Cheaper by —

Insurance (estimate)

4 Series Coupe 430i xDrive Coupe $15,969C-Class Sedan C 300 4MATIC Sedan $15,969Cheaper by —

Maintenance (estimate)

4 Series Coupe 430i xDrive Coupe $12,850C-Class Sedan C 300 4MATIC Sedan ✓ $9,297Cheaper by C-Class Sedan by $3,553

Loan rate

4 Series Coupe 430i xDrive Coupe 6.5%C-Class Sedan C 300 4MATIC Sedan 6.5%Cheaper by —

Loan interest

4 Series Coupe 430i xDrive Coupe ✓ $14,680C-Class Sedan C 300 4MATIC Sedan $14,952Cheaper by 4 Series Coupe by $272

Lost return on your money

4 Series Coupe 430i xDrive Coupe ✓ $15,167C-Class Sedan C 300 4MATIC Sedan $15,417Cheaper by 4 Series Coupe by $250

Resale after 6 yrs

4 Series Coupe 430i xDrive Coupe ✓ −$30,625C-Class Sedan C 300 4MATIC Sedan −$30,502Cheaper by 4 Series Coupe by $123

Total

True cost

4 Series Coupe 430i xDrive Coupe $120,916C-Class Sedan C 300 4MATIC Sedan ✓ $119,301Cheaper by C-Class Sedan by $1,615

True cost a month

4 Series Coupe 430i xDrive Coupe $1,679/moC-Class Sedan C 300 4MATIC Sedan ✓ $1,657/moCheaper by C-Class Sedan by $22

You pay each month

4 Series Coupe 430i xDrive Coupe $1,825/moC-Class Sedan C 300 4MATIC Sedan ✓ $1,797/moCheaper by C-Class Sedan by $28

Practical

Fuel type

4 Series Coupe 430i xDrive Coupe Premium gasC-Class Sedan C 300 4MATIC Sedan Premium gasCheaper by —

Seats

4 Series Coupe 430i xDrive Coupe 4C-Class Sedan C 300 4MATIC Sedan 5Cheaper by —

Carry-ons, 2 people

4 Series Coupe 430i xDrive Coupe Not publishedC-Class Sedan C 300 4MATIC Sedan Not publishedCheaper by —

Cargo behind row 2, litres

4 Series Coupe 430i xDrive Coupe Not publishedC-Class Sedan C 300 4MATIC Sedan Not publishedCheaper by —

Length

4 Series Coupe 430i xDrive Coupe 4.77 mC-Class Sedan C 300 4MATIC Sedan —Cheaper by —

Resale % after 6 yrs

4 Series Coupe 430i xDrive Coupe 49%C-Class Sedan C 300 4MATIC Sedan 49%Cheaper by —

US crash test

4 Series Coupe 430i xDrive Coupe Not rated yetC-Class Sedan C 300 4MATIC Sedan Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $250.