BMW 4 Series Gran Coupe vs Mercedes-Benz C-Class Sedan: cost to own

Verdict, over 6 years

The Mercedes-Benz C-Class Sedan costs about $2,118 less

That's $29 a month. Closest matching trims: same fuel and drive where possible.
4 Series Gran Coupe 430i xDrive Gran Coupe$1,686/moTrue cost
C-Class Sedan C 300 4MATIC Sedan✓ $1,657/moTrue cost
2027 BMW 4 Series Gran Coupe
2027 BMW 4 Series Gran Coupe
Closest matching trim: 4 Series Gran Coupe 430i xDrive Gran Coupe
Sticker (MSRP)$62,900
+$12,353→↓Freight, fees, HST
Drive away$75,253
+ running costs→↓− $30,821 resale
True cost$1,686/moA month to own, after resale
2026 Mercedes-Benz C-Class Sedan
2026 Mercedes-Benz C-Class Sedan
Closest matching trim: C-Class Sedan C 300 4MATIC Sedan
Sticker (MSRP)$62,250
+$13,845→↓Freight, fees, HST
Drive away$76,095
+ running costs→↓− $30,503 resale
True cost$1,657/moA month to own, after resale

Line by line

Price
Sticker (MSRP)$62,900✓ $62,250C-Class Sedan by $650
Freight and fees, before tax✓ $3,696$5,0914 Series Gran Coupe by $1,395
Sales tax (HST)✓ $8,657$8,7544 Series Gran Coupe by $97
Drive-away price✓ $75,253$76,0954 Series Gran Coupe by $842
Running costs, 6 years
Fuel or charging$17,982$17,982—
Insurance (estimate)$16,035✓ $15,969C-Class Sedan by $66
Maintenance (estimate)$12,850✓ $9,297C-Class Sedan by $3,553
Loan rate6.5%6.5%—
Loan interest✓ $14,775$14,9524 Series Gran Coupe by $177
Lost return on your money✓ $15,254$15,4174 Series Gran Coupe by $163
Resale after 6 yrs✓ −$30,821−$30,5024 Series Gran Coupe by $319
Total
True cost$121,420✓ $119,301C-Class Sedan by $2,119
True cost a month$1,686/mo✓ $1,657/moC-Class Sedan by $29
You pay each month$1,833/mo✓ $1,797/moC-Class Sedan by $36
Practical
Fuel typePremium gasPremium gas—
Seats55—
Carry-ons, 2 peopleNot publishedNot published—
Cargo behind row 2, litresNot publishedNot published—
Length4.79 m——
Resale % after 6 yrs49%49%—
US crash testNot rated yetNot rated yet—
Price
Sticker (MSRP)
4 Series Gran Coupe 430i xDrive Gran Coupe $62,900C-Class Sedan C 300 4MATIC Sedan ✓ $62,250Cheaper by C-Class Sedan by $650
Freight and fees, before tax
4 Series Gran Coupe 430i xDrive Gran Coupe ✓ $3,696C-Class Sedan C 300 4MATIC Sedan $5,091Cheaper by 4 Series Gran Coupe by $1,395
Sales tax (HST)
4 Series Gran Coupe 430i xDrive Gran Coupe ✓ $8,657C-Class Sedan C 300 4MATIC Sedan $8,754Cheaper by 4 Series Gran Coupe by $97
Drive-away price
4 Series Gran Coupe 430i xDrive Gran Coupe ✓ $75,253C-Class Sedan C 300 4MATIC Sedan $76,095Cheaper by 4 Series Gran Coupe by $842
Running costs, 6 years
Fuel or charging
4 Series Gran Coupe 430i xDrive Gran Coupe $17,982C-Class Sedan C 300 4MATIC Sedan $17,982Cheaper by —
Insurance (estimate)
4 Series Gran Coupe 430i xDrive Gran Coupe $16,035C-Class Sedan C 300 4MATIC Sedan ✓ $15,969Cheaper by C-Class Sedan by $66
Maintenance (estimate)
4 Series Gran Coupe 430i xDrive Gran Coupe $12,850C-Class Sedan C 300 4MATIC Sedan ✓ $9,297Cheaper by C-Class Sedan by $3,553
Loan rate
4 Series Gran Coupe 430i xDrive Gran Coupe 6.5%C-Class Sedan C 300 4MATIC Sedan 6.5%Cheaper by —
Loan interest
4 Series Gran Coupe 430i xDrive Gran Coupe ✓ $14,775C-Class Sedan C 300 4MATIC Sedan $14,952Cheaper by 4 Series Gran Coupe by $177
Lost return on your money
4 Series Gran Coupe 430i xDrive Gran Coupe ✓ $15,254C-Class Sedan C 300 4MATIC Sedan $15,417Cheaper by 4 Series Gran Coupe by $163
Resale after 6 yrs
4 Series Gran Coupe 430i xDrive Gran Coupe ✓ −$30,821C-Class Sedan C 300 4MATIC Sedan −$30,502Cheaper by 4 Series Gran Coupe by $319
Total
True cost
4 Series Gran Coupe 430i xDrive Gran Coupe $121,420C-Class Sedan C 300 4MATIC Sedan ✓ $119,301Cheaper by C-Class Sedan by $2,119
True cost a month
4 Series Gran Coupe 430i xDrive Gran Coupe $1,686/moC-Class Sedan C 300 4MATIC Sedan ✓ $1,657/moCheaper by C-Class Sedan by $29
You pay each month
4 Series Gran Coupe 430i xDrive Gran Coupe $1,833/moC-Class Sedan C 300 4MATIC Sedan ✓ $1,797/moCheaper by C-Class Sedan by $36
Practical
Fuel type
4 Series Gran Coupe 430i xDrive Gran Coupe Premium gasC-Class Sedan C 300 4MATIC Sedan Premium gasCheaper by —
Seats
4 Series Gran Coupe 430i xDrive Gran Coupe 5C-Class Sedan C 300 4MATIC Sedan 5Cheaper by —
Carry-ons, 2 people
4 Series Gran Coupe 430i xDrive Gran Coupe Not publishedC-Class Sedan C 300 4MATIC Sedan Not publishedCheaper by —
Cargo behind row 2, litres
4 Series Gran Coupe 430i xDrive Gran Coupe Not publishedC-Class Sedan C 300 4MATIC Sedan Not publishedCheaper by —
Length
4 Series Gran Coupe 430i xDrive Gran Coupe 4.79 mC-Class Sedan C 300 4MATIC Sedan —Cheaper by —
Resale % after 6 yrs
4 Series Gran Coupe 430i xDrive Gran Coupe 49%C-Class Sedan C 300 4MATIC Sedan 49%Cheaper by —
US crash test
4 Series Gran Coupe 430i xDrive Gran Coupe Not rated yetC-Class Sedan C 300 4MATIC Sedan Not rated yetCheaper by —

✓ marks the better figure. Resale for both is typical for their type and brand (unless you lease). Their stickers differ by $650.