2027 Toyota Tundra: real cost in California

Cheapest trim, SR · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$42,890the advertised price
Drive away$49,231with fees and tax
Loan payment$754/mo72-month loan at 7%, $5,000 down
True cost$1,358/moeverything, after resale
Car, fees and tax $49,231Insurance $19,698Fuel $23,271Interest and lost return $20,419Maintenance and plates $12,921

$49,231 to drive away + $76,309 to run it for 6 years − $27,752 back at resale = $97,788, or $1,358 a month.

Where the money goes

Drive away$49,231
Running it, 6 yrs+$76,309
Back at resale−$27,752
Sticker pricethe advertised MSRP
+$42,890
Feesfreight $2,195 · doc fee $85 (typical)
+$2,280
Sales and use tax, 8.99%California
+$4,061
Fuel13,500 mi a year at 20 MPG
+$23,271
Insuranceestimate, age 35–59, California
+$19,698
Lost return on your money5% a year on the down payment and each payment
+$10,355
Loan interest7% over 72 months
+$10,064
Maintenanceestimate
+$9,574
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,347
Resale after 6 years65% of MSRP, you get this back
−$27,752
True cost $97,788 ÷ 72 months$1,358 a month

The car

Size and space
BodyPickup233.6–252.5 in long
Seats5
Cargo77.6" bed
Ground clearance8.5–9.4 inhigh; good for snow and trails
Engine and fuel
Engine358–389 hp gas or hybrid, RWD, 4WD
0–60 mph6.0–6.7 sour estimate from power and weight
Fuel economy19–20 MPGEPA combined
TowingUp to 12,000 lb
Tires18" or 20"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Warranty3 yrspowertrain 5 yrs
Resale at 6 years65% of MSRPprevious generation · how it compares

Every trim

All trims: 5 seats.
SR 4x2 Double Cab 6.5-ft. bed i-FORCE$42,890$49,231$97,788✓ $1,358/mo8,30020 MPG— No— No— No
SR 4x2 Double Cab 8.1-ft. bed i-FORCE$43,555$49,956$98,411$1,367/mo8,30020 MPG— No— No— No
SR 4x2 Double Cab 5.5-ft. bed i-FORCE$44,890$51,411$99,808$1,386/mo8,30020 MPG— No— No— No
SR 4x4 Double Cab 6.5-ft. bed i-FORCE$45,890$52,500$101,972$1,416/mo8,30019 MPG— No— No✓ Yes
SR5 4x2 Double Cab 6.5-ft. bed i-FORCE$47,150$53,874$102,072$1,418/mo12,00020 MPG✓ Yes— No— No
SR 4x4 CrewMax 5.5-ft. bed i-FORCE$47,890$54,680$104,066$1,445/mo8,30019 MPG— No— No✓ Yes
SR5 4x2 CrewMax 5.5-ft. bed i-FORCE$49,150$56,054$104,093$1,446/mo11,40020 MPG✓ Yes— No— No
SR5 4x2 CrewMax 6.5-ft. bed i-FORCE$49,815$56,778$104,716$1,454/mo11,27020 MPG✓ Yes— No— No
SR5 4x4 Double Cab 6.5-ft. bed i-FORCE$50,150$57,143$106,256$1,476/mo11,20019 MPG✓ Yes— No✓ Yes
SR5 4x4 Double Cab 8.1-ft. bed i-FORCE$50,815$57,868$106,879$1,484/mo11,09019 MPG✓ Yes— No✓ Yes
SR5 4x4 CrewMax 5.5-ft. bed i-FORCE$52,150$59,323$108,130$1,502/mo11,16019 MPG✓ Yes— No✓ Yes
SR5 4x4 CrewMax 6.5-ft. bed i-FORCE$52,815$60,048$108,753$1,510/mo11,01019 MPG✓ Yes— No✓ Yes
Limited 4x2 CrewMax 5.5-ft. bed i-FORCE$55,790$63,290$110,680$1,537/mo11,35020 MPG✓ Yes✓ Yes— No
Limited 4x2 CrewMax 6.5-ft. bed i-FORCE$56,455$64,015$111,450$1,548/mo11,23020 MPG✓ Yes✓ Yes— No
Limited 4x4 CrewMax 5.5-ft. bed i-FORCE$58,790$66,560$114,938$1,596/mo11,12019 MPG✓ Yes✓ Yes✓ Yes
Limited 4x4 CrewMax 6.5-ft. bed i-FORCE$59,455$67,285$115,560$1,605/mo10,97019 MPG✓ Yes✓ Yes✓ Yes
Limited i-FORCE MAX 4x4 CrewMax 5.5-ft.$63,090$71,247$117,739$1,635/mo11,13020 MPG✓ Yes✓ Yes✓ Yes
Limited i-FORCE MAX 4x4 6.5-ft.$63,755$71,972$118,362$1,644/mo11,06020 MPG✓ Yes✓ Yes✓ Yes
Platinum 4x2 CrewMax 5.5-ft. bed i-FORCE$65,350$73,710$120,223$1,670/mo11,31020 MPG✓ Yes✓ Yes— No
1794 Edition 4x2 CrewMax 5.5-ft. bed i-FORCE$66,005$74,424$120,837$1,678/mo11,31020 MPG✓ Yes✓ Yes— No
Platinum 4x4 CrewMax 5.5-ft. bed i-FORCE$68,350$76,980$124,260$1,726/mo11,05019 MPG✓ Yes✓ Yes✓ Yes
1794 Edition 4x4 CrewMax 5.5-ft. bed i-FORCE$69,005$77,694$124,874$1,734/mo11,05019 MPG✓ Yes✓ Yes✓ Yes
Platinum 4x4 CrewMax 6.5-ft. bed i-FORCE$69,015$77,704$124,883$1,734/mo10,87019 MPG✓ Yes✓ Yes✓ Yes
1794 Edition 4x4 CrewMax 6.5-ft. bed i-FORCE$69,670$78,418$125,497$1,743/mo10,87019 MPG✓ Yes✓ Yes✓ Yes
Platinum i-FORCE MAX 4x4 CrewMax 5.5-ft.$72,650$81,666$127,061$1,765/mo10,99020 MPG✓ Yes✓ Yes✓ Yes
Platinum i-FORCE MAX 4x4 6.5-ft.$73,315$82,391$127,684$1,773/mo10,96020 MPG✓ Yes✓ Yes✓ Yes
1794 Edition i-FORCE MAX 4x4 CrewMax 5.5-ft.$73,320$82,396$127,689$1,773/mo10,99020 MPG✓ Yes✓ Yes✓ Yes
1794 Edition i-FORCE MAX 4x4 6.5-ft.$73,985$83,121$128,312$1,782/mo10,96020 MPG✓ Yes✓ Yes✓ Yes
TRD Pro 4x4 CrewMax 5.5-ft. i-FORCE MAX$75,400$84,663$130,864$1,818/mo11,13019 MPG✓ Yes✓ Yes✓ Yes
Capstone 4x4 CrewMax 6.5-ft. i-FORCE MAX$82,925$92,865$136,686$1,898/mo10,29020 MPG✓ Yes✓ Yes✓ Yes
SR4x2 Double Cab 6.5-ft. bed i-FORCE
✓ $1,358/mo
True cost
Sticker $42,890Drive-away $49,2316 yrs $97,788Tows 8,300Fuel use 20 MPGHeated seats — NoSunroof — NoAWD/4WD — No
SR4x2 Double Cab 8.1-ft. bed i-FORCE
$1,367/mo
True cost
Sticker $43,555Drive-away $49,9566 yrs $98,411Tows 8,300Fuel use 20 MPGHeated seats — NoSunroof — NoAWD/4WD — No
SR4x2 Double Cab 5.5-ft. bed i-FORCE
$1,386/mo
True cost
Sticker $44,890Drive-away $51,4116 yrs $99,808Tows 8,300Fuel use 20 MPGHeated seats — NoSunroof — NoAWD/4WD — No
SR4x4 Double Cab 6.5-ft. bed i-FORCE
$1,416/mo
True cost
Sticker $45,890Drive-away $52,5006 yrs $101,972Tows 8,300Fuel use 19 MPGHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
SR54x2 Double Cab 6.5-ft. bed i-FORCE
$1,418/mo
True cost
Sticker $47,150Drive-away $53,8746 yrs $102,072Tows 12,000Fuel use 20 MPGHeated seats ✓ YesSunroof — NoAWD/4WD — No
SR4x4 CrewMax 5.5-ft. bed i-FORCE
$1,445/mo
True cost
Sticker $47,890Drive-away $54,6806 yrs $104,066Tows 8,300Fuel use 19 MPGHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
SR54x2 CrewMax 5.5-ft. bed i-FORCE
$1,446/mo
True cost
Sticker $49,150Drive-away $56,0546 yrs $104,093Tows 11,400Fuel use 20 MPGHeated seats ✓ YesSunroof — NoAWD/4WD — No
SR54x2 CrewMax 6.5-ft. bed i-FORCE
$1,454/mo
True cost
Sticker $49,815Drive-away $56,7786 yrs $104,716Tows 11,270Fuel use 20 MPGHeated seats ✓ YesSunroof — NoAWD/4WD — No
SR54x4 Double Cab 6.5-ft. bed i-FORCE
$1,476/mo
True cost
Sticker $50,150Drive-away $57,1436 yrs $106,256Tows 11,200Fuel use 19 MPGHeated seats ✓ YesSunroof — NoAWD/4WD ✓ Yes
SR54x4 Double Cab 8.1-ft. bed i-FORCE
$1,484/mo
True cost
Sticker $50,815Drive-away $57,8686 yrs $106,879Tows 11,090Fuel use 19 MPGHeated seats ✓ YesSunroof — NoAWD/4WD ✓ Yes
SR54x4 CrewMax 5.5-ft. bed i-FORCE
$1,502/mo
True cost
Sticker $52,150Drive-away $59,3236 yrs $108,130Tows 11,160Fuel use 19 MPGHeated seats ✓ YesSunroof — NoAWD/4WD ✓ Yes
SR54x4 CrewMax 6.5-ft. bed i-FORCE
$1,510/mo
True cost
Sticker $52,815Drive-away $60,0486 yrs $108,753Tows 11,010Fuel use 19 MPGHeated seats ✓ YesSunroof — NoAWD/4WD ✓ Yes
Limited4x2 CrewMax 5.5-ft. bed i-FORCE
$1,537/mo
True cost
Sticker $55,790Drive-away $63,2906 yrs $110,680Tows 11,350Fuel use 20 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD — No
Limited4x2 CrewMax 6.5-ft. bed i-FORCE
$1,548/mo
True cost
Sticker $56,455Drive-away $64,0156 yrs $111,450Tows 11,230Fuel use 20 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD — No
Limited4x4 CrewMax 5.5-ft. bed i-FORCE
$1,596/mo
True cost
Sticker $58,790Drive-away $66,5606 yrs $114,938Tows 11,120Fuel use 19 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Limited4x4 CrewMax 6.5-ft. bed i-FORCE
$1,605/mo
True cost
Sticker $59,455Drive-away $67,2856 yrs $115,560Tows 10,970Fuel use 19 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Limited i-FORCE MAX4x4 CrewMax 5.5-ft.
$1,635/mo
True cost
Sticker $63,090Drive-away $71,2476 yrs $117,739Tows 11,130Fuel use 20 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Limited i-FORCE MAX4x4 6.5-ft.
$1,644/mo
True cost
Sticker $63,755Drive-away $71,9726 yrs $118,362Tows 11,060Fuel use 20 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Platinum4x2 CrewMax 5.5-ft. bed i-FORCE
$1,670/mo
True cost
Sticker $65,350Drive-away $73,7106 yrs $120,223Tows 11,310Fuel use 20 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD — No
1794 Edition4x2 CrewMax 5.5-ft. bed i-FORCE
$1,678/mo
True cost
Sticker $66,005Drive-away $74,4246 yrs $120,837Tows 11,310Fuel use 20 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD — No
Platinum4x4 CrewMax 5.5-ft. bed i-FORCE
$1,726/mo
True cost
Sticker $68,350Drive-away $76,9806 yrs $124,260Tows 11,050Fuel use 19 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
1794 Edition4x4 CrewMax 5.5-ft. bed i-FORCE
$1,734/mo
True cost
Sticker $69,005Drive-away $77,6946 yrs $124,874Tows 11,050Fuel use 19 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Platinum4x4 CrewMax 6.5-ft. bed i-FORCE
$1,734/mo
True cost
Sticker $69,015Drive-away $77,7046 yrs $124,883Tows 10,870Fuel use 19 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
1794 Edition4x4 CrewMax 6.5-ft. bed i-FORCE
$1,743/mo
True cost
Sticker $69,670Drive-away $78,4186 yrs $125,497Tows 10,870Fuel use 19 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Platinum i-FORCE MAX4x4 CrewMax 5.5-ft.
$1,765/mo
True cost
Sticker $72,650Drive-away $81,6666 yrs $127,061Tows 10,990Fuel use 20 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Platinum i-FORCE MAX4x4 6.5-ft.
$1,773/mo
True cost
Sticker $73,315Drive-away $82,3916 yrs $127,684Tows 10,960Fuel use 20 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
1794 Edition i-FORCE MAX4x4 CrewMax 5.5-ft.
$1,773/mo
True cost
Sticker $73,320Drive-away $82,3966 yrs $127,689Tows 10,990Fuel use 20 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
1794 Edition i-FORCE MAX4x4 6.5-ft.
$1,782/mo
True cost
Sticker $73,985Drive-away $83,1216 yrs $128,312Tows 10,960Fuel use 20 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
TRD Pro4x4 CrewMax 5.5-ft. i-FORCE MAX
$1,818/mo
True cost
Sticker $75,400Drive-away $84,6636 yrs $130,864Tows 11,130Fuel use 19 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Capstone4x4 CrewMax 6.5-ft. i-FORCE MAX
$1,898/mo
True cost
Sticker $82,925Drive-away $92,8656 yrs $136,686Tows 10,290Fuel use 20 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
SR 4x2 Double Cab 6.5-ft. bed i-FORCE$42,890
SR 4x2 Double Cab 8.1-ft. bed i-FORCE$43,555
SR 4x2 Double Cab 5.5-ft. bed i-FORCE$44,890
SR 4x4 Double Cab 6.5-ft. bed i-FORCE$45,890
SR5 4x2 Double Cab 6.5-ft. bed i-FORCE$47,150
SR 4x4 CrewMax 5.5-ft. bed i-FORCE$47,890
SR5 4x2 CrewMax 5.5-ft. bed i-FORCE$49,150
SR5 4x2 CrewMax 6.5-ft. bed i-FORCE$49,815
SR5 4x4 Double Cab 6.5-ft. bed i-FORCE$50,150
SR5 4x4 Double Cab 8.1-ft. bed i-FORCE$50,815
SR5 4x4 CrewMax 5.5-ft. bed i-FORCE$52,150
SR5 4x4 CrewMax 6.5-ft. bed i-FORCE$52,815
Limited 4x2 CrewMax 5.5-ft. bed i-FORCE$55,790
Limited 4x2 CrewMax 6.5-ft. bed i-FORCE$56,455
Limited 4x4 CrewMax 5.5-ft. bed i-FORCE$58,790
Limited 4x4 CrewMax 6.5-ft. bed i-FORCE$59,455
Limited i-FORCE MAX 4x4 CrewMax 5.5-ft.$63,090
Limited i-FORCE MAX 4x4 6.5-ft.$63,755
Platinum 4x2 CrewMax 5.5-ft. bed i-FORCE$65,350
1794 Edition 4x2 CrewMax 5.5-ft. bed i-FORCE$66,005
Platinum 4x4 CrewMax 5.5-ft. bed i-FORCE$68,350
1794 Edition 4x4 CrewMax 5.5-ft. bed i-FORCE$69,005
Platinum 4x4 CrewMax 6.5-ft. bed i-FORCE$69,015
1794 Edition 4x4 CrewMax 6.5-ft. bed i-FORCE$69,670
Platinum i-FORCE MAX 4x4 CrewMax 5.5-ft.$72,650
Platinum i-FORCE MAX 4x4 6.5-ft.$73,315
1794 Edition i-FORCE MAX 4x4 CrewMax 5.5-ft.$73,320
1794 Edition i-FORCE MAX 4x4 6.5-ft.$73,985
TRD Pro 4x4 CrewMax 5.5-ft. i-FORCE MAX$75,400
Capstone 4x4 CrewMax 6.5-ft. i-FORCE MAX$82,925
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
+ $320
+ $1,670
+ $320
+ $1,670
✓ Platinum 4x2 CrewMax 5.5-ft. bed i-FORCE to 1794 Edition i-FORCE MAX 4x4 6.5-ft.
✓ from Capstone 4x4 CrewMax 6.5-ft. i-FORCE MAX
Parking sensors
+ $1,065
+ $1,065
✓
+ $1,065
✓
+ $1,065
✓ from SR5 4x4 CrewMax 6.5-ft. bed i-FORCE
Comfort
Heated seats
+ $3,505
+ $3,505
+ $3,105
+ $3,505
✓ from Limited 4x2 CrewMax 5.5-ft. bed i-FORCE
Cooled seats
✓ from Limited 4x2 CrewMax 5.5-ft. bed i-FORCE
Heated steering wheel
✓
✓ from SR5 4x2 CrewMax 5.5-ft. bed i-FORCE
Heated rear seats
✓ Platinum 4x2 CrewMax 5.5-ft. bed i-FORCE to 1794 Edition i-FORCE MAX 4x4 6.5-ft.
✓ from Capstone 4x4 CrewMax 6.5-ft. i-FORCE MAX
Dual-zone climate
+ $3,505
+ $3,505
+ $3,105
+ $3,505
Massaging seats
✓ Platinum 4x2 CrewMax 5.5-ft. bed i-FORCE to 1794 Edition i-FORCE MAX 4x4 6.5-ft.
✓ from Capstone 4x4 CrewMax 6.5-ft. i-FORCE MAX
Convenience
Push-button start
+ $2,010
+ $2,010
+ $2,680
+ $2,165
+ $2,125
+ $2,165
+ $2,125
+ $2,165
+ $2,125
✓
Remote start
✓ Every trim
Wireless phone charging
✓ from Platinum 4x2 CrewMax 5.5-ft. bed i-FORCE
Power driver's seat
+ $3,505
+ $3,505
+ $3,105
+ $3,505
✓ from Limited 4x2 CrewMax 5.5-ft. bed i-FORCE
Memory seat
✓ from Limited 4x2 CrewMax 5.5-ft. bed i-FORCE
Tech and audio
Premium sound system
✓ from Platinum 4x2 CrewMax 5.5-ft. bed i-FORCE
Capability and looks
AWD or 4WD
✓
✓
✓ SR5 4x4 Double Cab 6.5-ft. bed i-FORCE to SR5 4x4 CrewMax 6.5-ft. bed i-FORCE
✓ Limited 4x4 CrewMax 5.5-ft. bed i-FORCE to Limited i-FORCE MAX 4x4 6.5-ft.
✓ from Platinum 4x4 CrewMax 5.5-ft. bed i-FORCE
Sunroof
+ $1,350
✓ from Platinum 4x2 CrewMax 5.5-ft. bed i-FORCE
Panoramic roof
+ $1,350
✓ from Platinum 4x2 CrewMax 5.5-ft. bed i-FORCE
Not listed on any trimHands-free drivingPower liftgateApple CarPlay and Android AutoWireless CarPlayBuilt-in navigationHead-up displayLarge touchscreen (12 in+)Tow hitch includedLED headlights
Full standard equipment on the SR SR 4x2 Double Cab 6.5-ft. bed i-FORCE (37 items)
  • 18-in. styled-steel wheels
  • Front door handles with touch-sensor lock/unlock feature
  • LED taillights
  • Black horizontal-bar grille with black surround
  • Washer-linked variable intermittent windshield wipers
  • Heated power outside mirrors
  • 6.5-ft. Standard Bed
  • Aluminum-reinforced composite bed construction
  • Deck rail header
  • "TUNDRA" stamped easy lower and lift tailgate
  • LED center high-mount stop light (CHMSL) with integrated cargo lights
  • LED Trailer Reverse Assist (TRA) light
  • Black door handles, window molding, mirror caps and tailgate spoiler
  • Day/night rearview mirror
  • Power horizontal rear window with defogger and privacy glass
  • Power windows with one-touch auto up/down and jam protection
  • Front and rear LED maplights
  • Backup camera with projected path
  • Rear-seat air vents
  • Front 12V auxiliary power outlet
  • Overhead console with rear window control, sunglasses storage and Safety Connect
  • Front and rear assist grips
  • Fabric-trimmed seats; 4-way manual adjustable driver and front passenger seats
  • 60/40 split, folding rear seat
  • Rear under-seat storage compartment with removable and adjustable partitions
  • Single-zone automatic climate control with air filtration with S-Flow
  • 6-speaker audio system
  • Toyota Safety Sense 4.0 (TSS 4.0)
  • Blind Spot Monitor (BSM) with Rear Cross-Traffic Alert (RCTA) and Trailer Merge Warning
  • Eight total airbags, including driver and passenger side, knee and curtain airbags
  • LATCH (Lower Anchors and Tethers for CHildren)
  • Child-protector rear door locks and power window lockout control
  • Star Safety System
  • Drive-Start Control (DSC)
  • Hill Start Assist Control (HAC)
  • Tire Pressure Monitor System (TPMS)
  • Driver and front passenger active headrests

Recalls

6 NHTSA recalls for 2025 to 2027 Tundra models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 Tundra in California?
$49,231 to drive away for the SR, from a $42,890 sticker.
What does it cost a month?
A $754 loan payment, about $1,530 a month with insurance, fuel and upkeep ($5,000 down); about $1,358 a month all in, after resale.
How much can it tow?
From 8,300 lb to 12,000 lb, depending on the trim.

Similar pickups

US prices in US dollars from Toyota's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.