2026 Honda Ridgeline: real cost in California

Cheapest trim, Sport · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$40,795the advertised price
Drive away$46,294with fees and tax
Loan payment$704/mo72-month loan at 7%, $5,000 down
True cost$1,350/moeverything, after resale
Car, fees and tax $46,294Insurance $17,052Fuel $22,163Interest and lost return $19,176Maintenance and plates $12,697

$46,294 to drive away + $71,088 to run it for 6 years − $20,168 back at resale = $97,213, or $1,350 a month.

Where the money goes

Drive away$46,294
Running it, 6 yrs+$71,088
Back at resale−$20,168
Sticker pricethe advertised MSRP
+$40,795
Feesfreight $1,595 · doc fee $85 (typical)
+$1,680
Sales and use tax, 8.99%California
+$3,819
Fuel13,500 mi a year at 21 MPG
+$22,163
Insuranceestimate, age 35–59, California
+$17,052
Lost return on your money5% a year on the down payment and each payment
+$9,780
Maintenanceestimate
+$9,574
Loan interest7% over 72 months
+$9,395
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,123
Resale after 6 years49% of MSRP, you get this back
−$20,168
True cost $97,213 ÷ 72 months$1,350 a month

The car

Size and space
BodyTruck210.2 in long
Seats5
Cargo33.9 cu ftbehind row 2
Ground clearance7.6 in
Engine and fuel
Engine280 hp gas, AWD
0–60 mph6.7 sour estimate from power and weight
Fuel economy20–21 MPGEPA combined
TowingUp to 5,000 lb
Tires18"245/60R18
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Warranty3 yrspowertrain 5 yrs
Resale at 6 years49% of MSRPthis model's own record · how it compares

Every trim

All trims: AWD, 280 hp, 5 seats.
Sport$40,795$46,294$97,213✓ $1,350/mo21 MPG
RTL$43,595$49,345$100,473$1,395/mo21 MPG
TrailSport$45,995$51,961$104,113$1,446/mo20 MPG
TrailSport+HPD Wheels$47,195$53,269$105,416$1,464/mo20 MPG
Black Edition$47,395$53,487$104,598$1,453/mo21 MPG
Black Edition Two-Tone$47,895$54,032$105,141$1,460/mo21 MPG
Sport
✓ $1,350/mo
True cost
Sticker $40,795Drive-away $46,2946 yrs $97,213Fuel use 21 MPG
RTL
$1,395/mo
True cost
Sticker $43,595Drive-away $49,3456 yrs $100,473Fuel use 21 MPG
TrailSport
$1,446/mo
True cost
Sticker $45,995Drive-away $51,9616 yrs $104,113Fuel use 20 MPG
TrailSport+HPD Wheels
$1,464/mo
True cost
Sticker $47,195Drive-away $53,2696 yrs $105,416Fuel use 20 MPG
Black Edition
$1,453/mo
True cost
Sticker $47,395Drive-away $53,4876 yrs $104,598Fuel use 21 MPG
Black Edition Two-Tone
$1,460/mo
True cost
Sticker $47,895Drive-away $54,0326 yrs $105,141Fuel use 21 MPG

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
Sport$40,795
RTL$43,595
TrailSport$45,995
TrailSport+HPD Wheels$47,195
Black Edition$47,395
Black Edition Two-Tone$47,895
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Parking sensors
✓
✓ from TrailSport
Comfort
Heated seats
✓ Every trim
Cooled seats
✓
✓ from Black Edition
Heated steering wheel
✓
✓ from TrailSport
Heated rear seats
✓
✓ from Black Edition
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
✓ Every trim
Memory seat
✓
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓
✓ from TrailSport
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
✓ Every trim
Sunroof
✓ Every trim
LED headlights
✓
Not listed on any trimHands-free driving360° cameraMassaging seatsPower liftgatePremium sound systemHead-up displayLarge touchscreen (12 in+)Panoramic roof
Full standard equipment on the Sport (25 items)
  • Dual-Action Tailgate
  • Wireless Apple CarPlay Compatibility
  • Wireless Android Auto Compatibility
  • Intelligent Variable Torque Management (i-VTM4) AWD System
  • Electric Power-Assisted Rack-and-Pinion Steering (EPS)
  • Collision Mitigation Braking System (CMBS)
  • Lane Keeping Assist System (LKAS)
  • Adaptive Cruise Control (ACC)
  • Blind Spot Information System (BSI)
  • Cross Traffic Monitor (CTM)
  • Multi Angle Rearview Camera with Dynamic Guidelines
  • 9-Inch Color Touchscreen
  • 215-Watt Audio System with 7 Speakers, including Subwoofer
  • Bluetooth HandsFreeLink
  • Wireless Phone Charger (Qi)
  • USB-C 3.0A Charging Port - Front Console (1 Port)
  • HondaLink
  • Key Fob Activated Remote Engine Start
  • Power Door and Tailgate Locks
  • Tri-Zone Automatic Climate Control System with Humidity Control and Air Filtration
  • Leather-Wrapped Steering Wheel
  • 5-Person Seating Capacity
  • LED Fog Lights
  • Smart Entry w/Walk Away Auto Lock
  • Integrated Class III Trailer Hitch with 7-Pin Connector

Recalls

2 NHTSA recalls for 2024 to 2026 Ridgeline models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 Ridgeline in California?
$46,294 to drive away for the Sport, from a $40,795 sticker.
What does it cost a month?
A $704 loan payment, about $1,425 a month with insurance, fuel and upkeep ($5,000 down); about $1,350 a month all in, after resale.
How much can it tow?
5,000 lb for every trim.

Similar pickups

US prices in US dollars from Honda's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.