2027 GMC Sierra 1500: real cost in California

Cheapest trim, Pro · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$39,300the advertised price
Drive away$45,972with fees and tax
Loan payment$699/mo72-month loan at 7%, $5,000 down
True cost$1,417/moeverything, after resale
Car, fees and tax $45,972Insurance $16,979Fuel $27,387Interest and lost return $19,040Maintenance and plates $11,687

$45,972 to drive away + $75,092 to run it for 6 years − $19,009 back at resale = $102,055, or $1,417 a month.

Where the money goes

Drive away$45,972
Running it, 6 yrs+$75,092
Back at resale−$19,009
Sticker pricethe advertised MSRP
+$39,300
Feesfreight $2,795 · doc fee $85 (typical)
+$2,880
Sales and use tax, 8.99%California
+$3,792
Fuel13,500 mi a year at 17 MPG
+$27,387
Insuranceestimate, age 35–59, California
+$16,979
Lost return on your money5% a year on the down payment and each payment
+$9,718
Loan interest7% over 72 months
+$9,322
Maintenanceestimate
+$8,618
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,069
Resale after 6 years48% of MSRP, you get this back
−$19,009
True cost $102,055 ÷ 72 months$1,417 a month

The car

Size and space
BodyRegular Cab, Standard Bed, Regular Cab, Long Bed, Crew Cab, Short Bed
Seats3, 5
Cargo79.68" bed
Engine and fuel
Engine305–481 hp gas or diesel, 2WD, 4WD
0–60 mph4.5–6.5 sour estimate from power and weight
Fuel economy14–24 MPGEPA combined
TowingUp to 10,300 lb
Tires17", 18" or 20"by trim
Safety and cover
Crash test✓ 4 to 5 of 5 starsNHTSA, by version · see the test ↗
Highway assistHands-free on highwayson mapped highways · Super Cruise, $30/mo
Resale at 6 years48% of MSRPthis model's own record · how it compares

Every trim

Every trim: auto braking, adaptive cruise.
Pro 2WD$39,300$45,972$102,055✓ $1,417/mo39,00017 MPG✓ Yes— No— No— No— No
Pro 2WD$39,500$46,190$102,274$1,420/mo39,40017 MPG✓ Yes— No— No— No— No
Pro 5.7L V8 gas, 2WD$42,190$49,122$105,338$1,463/mo39,70017 MPG✓ Yes— No— No— No— No
Pro 4WD$43,900$50,986$107,323$1,491/mo38,60017 MPG✓ Yes— No— No— No✓ Yes
Pro 4WD$44,100$51,204$107,542$1,494/mo39,10017 MPG✓ Yes— No— No— No✓ Yes
Pro 2WD$45,200$52,402$110,553$1,535/mo59,40016 MPG✓ Yes— No— No— No— No
Pro 5.7L V8 gas, 4WD$46,790$54,135$112,655$1,565/mo39,40016 MPG✓ Yes— No— No— No✓ Yes
Pro 5.7L V8 gas, 2WD$47,890$55,334$112,259$1,559/mo510,30017 MPG✓ Yes— No— No— No— No
Pro 3.0L Duramax Turbo Diesel, 2WD$48,235$55,710$112,504$1,563/mo510,10024 MPG✓ Yes— No— No— No— No
Pro 4WD$48,800$56,326$113,285$1,573/mo58,60017 MPG✓ Yes— No— No— No✓ Yes
Pro 5.7L V8 gas, 4WD$51,490$59,258$118,151$1,641/mo510,00016 MPG✓ Yes— No— No— No✓ Yes
Pro 3.0L Duramax Turbo Diesel, 4WD$51,835$59,634$120,815$1,678/mo59,40021 MPG✓ Yes— No— No— No✓ Yes
Elevation 2WD$53,200$61,122$120,209$1,670/mo58,80016 MPG— No✓ Yes— No— No— No
Elevation 3.0L Duramax Turbo Diesel, 2WD$55,840$63,999$121,662$1,690/mo510,10024 MPG— No✓ Yes— No— No— No
Elevation 5.7L V8 gas, 2WD$55,890$64,053$121,678$1,690/mo510,30017 MPG— No✓ Yes— No— No— No
Elevation 4WD$57,500$65,808$123,409$1,714/mo58,60017 MPG— No✓ Yes— No— No✓ Yes
Elevation 3.0L Duramax Turbo Diesel, 4WD$60,140$68,685$130,414$1,811/mo59,40021 MPG— No✓ Yes— No— No✓ Yes
Elevation 5.7L V8 gas, 4WD$60,190$68,740$128,059$1,779/mo510,00016 MPG— No✓ Yes— No— No✓ Yes
AT4 4WD$70,700$80,195$140,302$1,949/mo59,80016 MPG— No✓ Yes— No— No✓ Yes
AT4 3.0L Duramax Turbo Diesel, 4WD$70,700$80,195$142,429$1,978/mo59,00021 MPG— No✓ Yes— No— No✓ Yes
Denali 2WD$70,900$80,413$138,967$1,930/mo510,30017 MPG— No✓ Yes— No✓ Yes— No
AT4 4WD$71,200$80,740$140,850$1,956/mo59,70016 MPG— No✓ Yes— No— No✓ Yes
AT4 3.0L Duramax Turbo Diesel, 4WD$71,200$80,740$142,977$1,986/mo59,20021 MPG— No✓ Yes— No— No✓ Yes
Denali 3.0L Duramax Turbo Diesel, 2WD$71,395$80,952$139,518$1,938/mo510,10024 MPG— No✓ Yes— No✓ Yes— No
Denali 4WD$74,700$84,554$145,054$2,015/mo510,00016 MPG— No✓ Yes✓ Yes✓ Yes✓ Yes
Denali 3.0L Duramax Turbo Diesel, 4WD$75,195$85,094$147,576$2,050/mo59,40021 MPG— No✓ Yes✓ Yes✓ Yes✓ Yes
Denali 6.6L V8 gas$77,995$88,146$148,665$2,065/mo59,40016 MPG— No✓ Yes✓ Yes✓ Yes✓ Yes
AT4X$82,700$93,274$156,168$2,169/mo59,30021 MPG— No✓ Yes— No✓ Yes✓ Yes
Denali Ultimate 3.0L Duramax Turbo Diesel$83,685$94,347$157,248$2,184/mo59,30021 MPG— No✓ Yes— No✓ Yes✓ Yes
Denali Ultimate$85,100$95,889$156,819$2,178/mo59,30016 MPG— No✓ Yes— No✓ Yes✓ Yes
AT4X 6.6L V8 gas$85,205$96,004$161,090$2,237/mo59,30014 MPG— No✓ Yes— No✓ Yes✓ Yes
Pro2WD
✓ $1,417/mo
True cost
Sticker $39,300Drive-away $45,9726 yrs $102,055Seats 3Tows 9,000Fuel use 17 MPGBlind spot ✓ YesLane centering — NoHeated seats — NoSunroof — NoAWD/4WD — No
Pro2WD
$1,420/mo
True cost
Sticker $39,500Drive-away $46,1906 yrs $102,274Seats 3Tows 9,400Fuel use 17 MPGBlind spot ✓ YesLane centering — NoHeated seats — NoSunroof — NoAWD/4WD — No
Pro5.7L V8 gas, 2WD
$1,463/mo
True cost
Sticker $42,190Drive-away $49,1226 yrs $105,338Seats 3Tows 9,700Fuel use 17 MPGBlind spot ✓ YesLane centering — NoHeated seats — NoSunroof — NoAWD/4WD — No
Pro4WD
$1,491/mo
True cost
Sticker $43,900Drive-away $50,9866 yrs $107,323Seats 3Tows 8,600Fuel use 17 MPGBlind spot ✓ YesLane centering — NoHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
Pro4WD
$1,494/mo
True cost
Sticker $44,100Drive-away $51,2046 yrs $107,542Seats 3Tows 9,100Fuel use 17 MPGBlind spot ✓ YesLane centering — NoHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
Pro2WD
$1,535/mo
True cost
Sticker $45,200Drive-away $52,4026 yrs $110,553Seats 5Tows 9,400Fuel use 16 MPGBlind spot ✓ YesLane centering — NoHeated seats — NoSunroof — NoAWD/4WD — No
Pro5.7L V8 gas, 4WD
$1,565/mo
True cost
Sticker $46,790Drive-away $54,1356 yrs $112,655Seats 3Tows 9,400Fuel use 16 MPGBlind spot ✓ YesLane centering — NoHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
Pro5.7L V8 gas, 2WD
$1,559/mo
True cost
Sticker $47,890Drive-away $55,3346 yrs $112,259Seats 5Tows 10,300Fuel use 17 MPGBlind spot ✓ YesLane centering — NoHeated seats — NoSunroof — NoAWD/4WD — No
Pro3.0L Duramax Turbo Diesel, 2WD
$1,563/mo
True cost
Sticker $48,235Drive-away $55,7106 yrs $112,504Seats 5Tows 10,100Fuel use 24 MPGBlind spot ✓ YesLane centering — NoHeated seats — NoSunroof — NoAWD/4WD — No
Pro4WD
$1,573/mo
True cost
Sticker $48,800Drive-away $56,3266 yrs $113,285Seats 5Tows 8,600Fuel use 17 MPGBlind spot ✓ YesLane centering — NoHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
Pro5.7L V8 gas, 4WD
$1,641/mo
True cost
Sticker $51,490Drive-away $59,2586 yrs $118,151Seats 5Tows 10,000Fuel use 16 MPGBlind spot ✓ YesLane centering — NoHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
Pro3.0L Duramax Turbo Diesel, 4WD
$1,678/mo
True cost
Sticker $51,835Drive-away $59,6346 yrs $120,815Seats 5Tows 9,400Fuel use 21 MPGBlind spot ✓ YesLane centering — NoHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
Elevation2WD
$1,670/mo
True cost
Sticker $53,200Drive-away $61,1226 yrs $120,209Seats 5Tows 8,800Fuel use 16 MPGBlind spot — NoLane centering ✓ YesHeated seats — NoSunroof — NoAWD/4WD — No
Elevation3.0L Duramax Turbo Diesel, 2WD
$1,690/mo
True cost
Sticker $55,840Drive-away $63,9996 yrs $121,662Seats 5Tows 10,100Fuel use 24 MPGBlind spot — NoLane centering ✓ YesHeated seats — NoSunroof — NoAWD/4WD — No
Elevation5.7L V8 gas, 2WD
$1,690/mo
True cost
Sticker $55,890Drive-away $64,0536 yrs $121,678Seats 5Tows 10,300Fuel use 17 MPGBlind spot — NoLane centering ✓ YesHeated seats — NoSunroof — NoAWD/4WD — No
Elevation4WD
$1,714/mo
True cost
Sticker $57,500Drive-away $65,8086 yrs $123,409Seats 5Tows 8,600Fuel use 17 MPGBlind spot — NoLane centering ✓ YesHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
Elevation3.0L Duramax Turbo Diesel, 4WD
$1,811/mo
True cost
Sticker $60,140Drive-away $68,6856 yrs $130,414Seats 5Tows 9,400Fuel use 21 MPGBlind spot — NoLane centering ✓ YesHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
Elevation5.7L V8 gas, 4WD
$1,779/mo
True cost
Sticker $60,190Drive-away $68,7406 yrs $128,059Seats 5Tows 10,000Fuel use 16 MPGBlind spot — NoLane centering ✓ YesHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
AT44WD
$1,949/mo
True cost
Sticker $70,700Drive-away $80,1956 yrs $140,302Seats 5Tows 9,800Fuel use 16 MPGBlind spot — NoLane centering ✓ YesHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
AT43.0L Duramax Turbo Diesel, 4WD
$1,978/mo
True cost
Sticker $70,700Drive-away $80,1956 yrs $142,429Seats 5Tows 9,000Fuel use 21 MPGBlind spot — NoLane centering ✓ YesHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
Denali2WD
$1,930/mo
True cost
Sticker $70,900Drive-away $80,4136 yrs $138,967Seats 5Tows 10,300Fuel use 17 MPGBlind spot — NoLane centering ✓ YesHeated seats — NoSunroof ✓ YesAWD/4WD — No
AT44WD
$1,956/mo
True cost
Sticker $71,200Drive-away $80,7406 yrs $140,850Seats 5Tows 9,700Fuel use 16 MPGBlind spot — NoLane centering ✓ YesHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
AT43.0L Duramax Turbo Diesel, 4WD
$1,986/mo
True cost
Sticker $71,200Drive-away $80,7406 yrs $142,977Seats 5Tows 9,200Fuel use 21 MPGBlind spot — NoLane centering ✓ YesHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
Denali3.0L Duramax Turbo Diesel, 2WD
$1,938/mo
True cost
Sticker $71,395Drive-away $80,9526 yrs $139,518Seats 5Tows 10,100Fuel use 24 MPGBlind spot — NoLane centering ✓ YesHeated seats — NoSunroof ✓ YesAWD/4WD — No
Denali4WD
$2,015/mo
True cost
Sticker $74,700Drive-away $84,5546 yrs $145,054Seats 5Tows 10,000Fuel use 16 MPGBlind spot — NoLane centering ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Denali3.0L Duramax Turbo Diesel, 4WD
$2,050/mo
True cost
Sticker $75,195Drive-away $85,0946 yrs $147,576Seats 5Tows 9,400Fuel use 21 MPGBlind spot — NoLane centering ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Denali6.6L V8 gas
$2,065/mo
True cost
Sticker $77,995Drive-away $88,1466 yrs $148,665Seats 5Tows 9,400Fuel use 16 MPGBlind spot — NoLane centering ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
AT4X
$2,169/mo
True cost
Sticker $82,700Drive-away $93,2746 yrs $156,168Seats 5Tows 9,300Fuel use 21 MPGBlind spot — NoLane centering ✓ YesHeated seats — NoSunroof ✓ YesAWD/4WD ✓ Yes
Denali Ultimate3.0L Duramax Turbo Diesel
$2,184/mo
True cost
Sticker $83,685Drive-away $94,3476 yrs $157,248Seats 5Tows 9,300Fuel use 21 MPGBlind spot — NoLane centering ✓ YesHeated seats — NoSunroof ✓ YesAWD/4WD ✓ Yes
Denali Ultimate
$2,178/mo
True cost
Sticker $85,100Drive-away $95,8896 yrs $156,819Seats 5Tows 9,300Fuel use 16 MPGBlind spot — NoLane centering ✓ YesHeated seats — NoSunroof ✓ YesAWD/4WD ✓ Yes
AT4X6.6L V8 gas
$2,237/mo
True cost
Sticker $85,205Drive-away $96,0046 yrs $161,090Seats 5Tows 9,300Fuel use 14 MPGBlind spot — NoLane centering ✓ YesHeated seats — NoSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
Pro 2WD$39,300
Pro 5.7L V8 gas, 2WD$42,190
Pro 4WD$43,900
Pro 2WD$45,200
Pro 5.7L V8 gas, 4WD$46,790
Pro 5.7L V8 gas, 2WD$47,890
Pro 3.0L Duramax Turbo Diesel, 2WD$48,235
Pro 4WD$48,800
Pro 5.7L V8 gas, 4WD$51,490
Pro 3.0L Duramax Turbo Diesel, 4WD$51,835
Elevation 2WD$53,200
Elevation 3.0L Duramax Turbo Diesel, 2WD$55,840
Elevation 5.7L V8 gas, 2WD$55,890
Elevation 4WD$57,500
Elevation 3.0L Duramax Turbo Diesel, 4WD$60,140
Elevation 5.7L V8 gas, 4WD$60,190
AT4 4WD$70,700
AT4 3.0L Duramax Turbo Diesel, 4WD$70,700
Denali 2WD$70,900
AT4 4WD$71,200
AT4 3.0L Duramax Turbo Diesel, 4WD$71,200
Denali 3.0L Duramax Turbo Diesel, 2WD$71,395
Denali 4WD$74,700
Denali 3.0L Duramax Turbo Diesel, 4WD$75,195
Denali 6.6L V8 gas$77,995
AT4X$82,700
Denali Ultimate 3.0L Duramax Turbo Diesel$83,685
Denali Ultimate$85,100
AT4X 6.6L V8 gas$85,205
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Pro 2WD to Pro 3.0L Duramax Turbo Diesel, 4WD
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ from Elevation 4WD
Hands-free driving
+ Option
360° camera
+ $545
+ $500
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Denali 4WD to Denali 6.6L V8 gas
Cooled seats
+ $4,205
Heated steering wheel
+ $150
✓ Elevation 2WD to Elevation 5.7L V8 gas, 4WD
Heated rear seats
+ $4,205
Convenience
Remote start
+ $1,175
Wireless phone charging
✓ Elevation 2WD to Elevation 5.7L V8 gas, 4WD
✓
✓ Denali 3.0L Duramax Turbo Diesel, 2WD to Denali 6.6L V8 gas
Power driver's seat
+ $515
✓ Elevation 2WD to Elevation 5.7L V8 gas, 4WD
Memory seat
+ $4,205
Tech and audio
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
+ $1,350
+ $3,355
+ $1,350
+ $1,350
✓ Denali Ultimate 3.0L Duramax Turbo Diesel to Denali Ultimate
Head-up display
+ $4,205
✓
✓ Denali 3.0L Duramax Turbo Diesel, 2WD to Denali 6.6L V8 gas
✓ Denali Ultimate 3.0L Duramax Turbo Diesel to Denali Ultimate
Large touchscreen (12 in+)
✓ Pro 2WD to Elevation 5.7L V8 gas, 4WD
Capability and looks
AWD or 4WD
✓
✓
✓ Pro 4WD to Pro 3.0L Duramax Turbo Diesel, 4WD
✓ Elevation 4WD to AT4 3.0L Duramax Turbo Diesel, 4WD
✓ AT4 4WD to AT4 3.0L Duramax Turbo Diesel, 4WD
✓ from Denali 4WD
Tow hitch included
✓ Every trim
Sunroof
✓
✓ from Denali 3.0L Duramax Turbo Diesel, 2WD
Panoramic roof
✓
✓ from Denali 3.0L Duramax Turbo Diesel, 2WD
Not listed on any trimDual-zone climateMassaging seatsPush-button startPower liftgateApple CarPlay and Android AutoLED headlights
Full standard equipment on the Pro Pro 2WD (89 items)
  • 16.3" diagonal premium GMC Infotainment system
  • 12.2" diagonal color Driver Information Center
  • Adaptive Cruise Control
  • HD Rear Vision Camera
  • Trailering Package
  • Integrated trailer brake controller
  • Sierra LD Pro Safety
  • TurboMax engine - Late availability
  • 10-speed automatic transmission with Electronic Precision shift and front bucket seats
  • 6,900 lbs. GVWR
  • 3.42 rear axle ratio
  • Rear wheel drive
  • 220-amp alternator
  • Heavy-Duty Air Filter
  • Battery, heavy-duty 730 cold-cranking amps/80 Amp-hr, maintenance-free with rundown protection and retained accessory power (Included and only available with (L76) 5.7L V8 engine or (L4B) TurboMax engine.)
  • 4-wheel antilock disc brakes
  • Brake pad wear indicator
  • Engine control stop/start with disable button
  • Single-outlet exhaust
  • Automatic Stop/Start
  • Ladder-type frame
  • Electric Power Steering
  • Standard Suspension Package
  • Electronic Transmission Range Selector
  • 17" painted Silver wheels
  • 17" 255/70R17 all-season, blackwall tires
  • 17" 265/70R17SL all-season, blackwall spare tire
  • Black front bumper
  • Rear Bumper
  • Capless fuel fill
  • Cargo tie-downs (12)
  • Black door handles
  • Solar-absorbing glass
  • Shadow header and grille insert bars
  • LED projectors with Fade-on/ Fade-off animation, LED turn signals and Daytime Running Lamps
  • LED signature tail lamps with Fade-on/Fade-off animation, incandescent stop, turn and reverse light
  • Cab-mounted cargo area lamps
  • Heated power outside mirrors
  • Black-molded mirror caps
  • Pickup bed
  • Black vertical recovery hooks
  • Remote locking tailgate
  • Standard tailgate
  • Manual Tailgate
  • 17" full-size spare steel wheel with Black finish
  • Google Automotive Services
  • Wireless phone projection
  • 4-speaker audio system
  • Bluetooth
  • Wi-Fi Hotspot capable
  • 40/20/40 split-bench with covered armrest storage and lockable underseat storage
  • IntelliBeam
  • Single-zone automatic climate control
  • Assist handles
  • Remote Keyless Entry
  • Rubberized vinyl floor covering
  • Manual inside rearview mirror
  • 5G vehicle connectivity
  • USB ports
  • Seat trim, Vinyl
  • 6-way manual driver seat
  • 4-way manual front passenger seat
  • Urethane steering wheel
  • Manual tilt and telescoping steering column
  • Remote power windows express-up/-down driver and express-down all passengers
  • 1 Scheduled Maintenance Visit 1
  • Bumper-to-Bumper Limited Warranty 1
  • Corrosion Protection 1
  • Powertrain/Drivetrain Limited Warranty 1
  • Roadside Assistance Program 1
  • Blind Zone Steering Assist
  • Forward Collision Alert
  • Front Pedestrian and Bicyclist Braking
  • Intersection Automatic Emergency Braking
  • Lane Keep Assist with Lane Departure Warning
  • Rear Cross Traffic Braking
  • Rear Pedestrian Alert
  • Reverse Automatic Braking
  • Safety Alert Seat
  • Side Bicyclist Alert
  • 6 airbags
  • OnStar services capable
  • OnStar Basics
  • Buckle to Drive
  • Teen Driver
  • LED Daytime Running Lamps
  • Front and Rear Park Assist
  • Enhanced Automatic Emergency Braking
  • StabiliTrak, electronic stability control system with traction control

Recalls

3 NHTSA recalls for 2025 to 2027 Sierra 1500 models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 Sierra 1500 in California?
$45,972 to drive away for the Pro, from a $39,300 sticker.
What does it cost a month?
A $699 loan payment, about $1,477 a month with insurance, fuel and upkeep ($5,000 down); about $1,417 a month all in, after resale.
How much can it tow?
From 8,600 lb to 10,300 lb, depending on the trim.

Colors

Summit WhiteCardinal Red+$495Onyx Black+$495Coastal Dune+$495Sterling Metallic+$495Dark Ridge Metallic+$495Mesa Red+$695Azurite Blue Metallic+$495Glacier White Tricoat+$1,095

Similar pickups

US prices in US dollars from GMC's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.