2027 Ford F-150: real cost in California

Cheapest trim, XL Regular Cab 8' Box · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$38,110the advertised price
Drive away$44,675with fees and tax
Loan payment$676/mo72-month loan at 7%, $5,000 down
True cost$1,336/moeverything, after resale
Car, fees and tax $44,675Insurance $17,420Fuel $24,537Interest and lost return $18,491Maintenance and plates $11,167

$44,675 to drive away + $71,615 to run it for 6 years − $20,069 back at resale = $96,220, or $1,336 a month.

Where the money goes

Drive away$44,675
Running it, 6 yrs+$71,615
Back at resale−$20,069
Sticker pricethe advertised MSRP
+$38,110
Feesfreight $2,795 · doc fee $85 (typical)
+$2,880
Sales and use tax, 8.99%California
+$3,685
Fuel13,500 mi a year at 19 MPG
+$24,537
Insuranceestimate, age 35–59, California
+$17,420
Lost return on your money5% a year on the down payment and each payment
+$9,464
Loan interest7% over 72 months
+$9,027
Maintenanceestimate
+$8,089
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,078
Resale after 6 years53% of MSRP, you get this back
−$20,069
True cost $96,220 ÷ 72 months$1,336 a month

The car

Size and space
BodyRegular Cab, SuperCab, SuperCrew
Seats5, 6
Cargo96" bed
Ground clearance8.2–12.0 inhigh; good for snow and trails
Engine and fuel
Engine325–400 hp gas, 4X2, 4X4
0–60 mph4.8–5.8 sour estimate from power and weight
TowingNot published
Tires17" or 20"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistHands-free on highwayson mapped highways · BlueCruise, +$488
Warranty3 yrspowertrain 5 yrs
Resale at 6 years53% of MSRPaverage for its type

Every trim

Every trim: blind spot, 8.2–12.0 in clearance.
XL Regular Cab 8' Box$38,110$44,675$96,220✓ $1,336/mo619 MPG— No— No— No— No— No— No
XL Regular Cab 6-1/2' Box$40,155$46,904$98,573$1,369/mo619 MPG— No— No— No— No— No— No
XL SuperCab 6-1/2' Box$42,420$49,372$100,960$1,402/mo619 MPG— No— No— No— No— No— No
STX SuperCab 6-1/2' Box$42,675$49,650$101,229$1,406/mo619 MPG— No— No— No— No— No— No
XL SuperCrew 5-1/2' Box$44,505$51,645$106,585$1,480/mo618 MPG✓ Yes— No— No— No— No— No
STX SuperCrew 5-1/2' Box$44,760$51,923$106,854$1,484/mo618 MPG✓ Yes— No— No— No— No— No
XLT SuperCab 6-1/2' Box$46,525$53,847$105,288$1,462/mo619 MPG— No— No— No— No— No— No
XLT SuperCrew 5-1/2' Box$48,385$55,874$110,675$1,537/mo618 MPG✓ Yes✓ Yes✓ Yes— No— No— No
XL SuperCrew 6-1/2' Box$51,045$58,773$110,052$1,529/mo619 MPG— No— No— No— No— No✓ Yes
XLT SuperCrew 6-1/2' Box$53,885$61,868$116,481$1,618/mo618 MPG✓ Yes✓ Yes✓ Yes— No— No✓ Yes
Lariat SuperCrew 5-1/2' Box$57,730$66,059$120,526$1,674/mo518 MPG✓ Yes✓ Yes✓ Yes✓ Yes— No— No
Tremor SuperCrew 5-1/2' Box$59,975$68,506$122,893$1,707/mo518 MPG✓ Yes— No— No— No— No✓ Yes
King Ranch SuperCrew 5-1/2' Box$66,155$75,241$130,317$1,810/mo518 MPG✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes— No
Lariat SuperCrew 6-1/2' Box$67,355$76,549$130,681$1,815/mo518 MPG✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes
Platinum SuperCrew 5-1/2' Box$69,130$78,484$133,747$1,858/mo518 MPG✓ Yes✓ Yes✓ Yes✓ Yes— No— No
King Ranch SuperCrew 6-1/2' Box$70,260$79,715$134,644$1,870/mo518 MPG✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes
Platinum SuperCrew 6-1/2' Box$73,235$82,958$138,148$1,919/mo518 MPG✓ Yes✓ Yes✓ Yes✓ Yes— No✓ Yes
Raptor SuperCrew 5-1/2' Box$75,325$85,236$139,984$1,944/mo518 MPG✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes✓ Yes
XL Regular Cab 8' Box
✓ $1,336/mo
True cost
Sticker $38,110Drive-away $44,6756 yrs $96,220Seats 6Fuel use 19 MPGAuto braking — NoLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD — No
XL Regular Cab 6-1/2' Box
$1,369/mo
True cost
Sticker $40,155Drive-away $46,9046 yrs $98,573Seats 6Fuel use 19 MPGAuto braking — NoLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD — No
XL SuperCab 6-1/2' Box
$1,402/mo
True cost
Sticker $42,420Drive-away $49,3726 yrs $100,960Seats 6Fuel use 19 MPGAuto braking — NoLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD — No
STX SuperCab 6-1/2' Box
$1,406/mo
True cost
Sticker $42,675Drive-away $49,6506 yrs $101,229Seats 6Fuel use 19 MPGAuto braking — NoLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD — No
XL SuperCrew 5-1/2' Box
$1,480/mo
True cost
Sticker $44,505Drive-away $51,6456 yrs $106,585Seats 6Fuel use 18 MPGAuto braking ✓ YesLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD — No
STX SuperCrew 5-1/2' Box
$1,484/mo
True cost
Sticker $44,760Drive-away $51,9236 yrs $106,854Seats 6Fuel use 18 MPGAuto braking ✓ YesLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD — No
XLT SuperCab 6-1/2' Box
$1,462/mo
True cost
Sticker $46,525Drive-away $53,8476 yrs $105,288Seats 6Fuel use 19 MPGAuto braking — NoLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD — No
XLT SuperCrew 5-1/2' Box
$1,537/mo
True cost
Sticker $48,385Drive-away $55,8746 yrs $110,675Seats 6Fuel use 18 MPGAuto braking ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats — NoSunroof — NoAWD/4WD — No
XL SuperCrew 6-1/2' Box
$1,529/mo
True cost
Sticker $51,045Drive-away $58,7736 yrs $110,052Seats 6Fuel use 19 MPGAuto braking — NoLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
XLT SuperCrew 6-1/2' Box
$1,618/mo
True cost
Sticker $53,885Drive-away $61,8686 yrs $116,481Seats 6Fuel use 18 MPGAuto braking ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
Lariat SuperCrew 5-1/2' Box
$1,674/mo
True cost
Sticker $57,730Drive-away $66,0596 yrs $120,526Seats 5Fuel use 18 MPGAuto braking ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof — NoAWD/4WD — No
Tremor SuperCrew 5-1/2' Box
$1,707/mo
True cost
Sticker $59,975Drive-away $68,5066 yrs $122,893Seats 5Fuel use 18 MPGAuto braking ✓ YesLane centering — NoAdaptive cruise — NoHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
King Ranch SuperCrew 5-1/2' Box
$1,810/mo
True cost
Sticker $66,155Drive-away $75,2416 yrs $130,317Seats 5Fuel use 18 MPGAuto braking ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD — No
Lariat SuperCrew 6-1/2' Box
$1,815/mo
True cost
Sticker $67,355Drive-away $76,5496 yrs $130,681Seats 5Fuel use 18 MPGAuto braking ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Platinum SuperCrew 5-1/2' Box
$1,858/mo
True cost
Sticker $69,130Drive-away $78,4846 yrs $133,747Seats 5Fuel use 18 MPGAuto braking ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof — NoAWD/4WD — No
King Ranch SuperCrew 6-1/2' Box
$1,870/mo
True cost
Sticker $70,260Drive-away $79,7156 yrs $134,644Seats 5Fuel use 18 MPGAuto braking ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Platinum SuperCrew 6-1/2' Box
$1,919/mo
True cost
Sticker $73,235Drive-away $82,9586 yrs $138,148Seats 5Fuel use 18 MPGAuto braking ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof — NoAWD/4WD ✓ Yes
Raptor SuperCrew 5-1/2' Box
$1,944/mo
True cost
Sticker $75,325Drive-away $85,2366 yrs $139,984Seats 5Fuel use 18 MPGAuto braking ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
XL Regular Cab 8' Box$38,110
XL Regular Cab 6-1/2' Box$40,155
XL SuperCab 6-1/2' Box$42,420
STX SuperCab 6-1/2' Box$42,675
XL SuperCrew 5-1/2' Box$44,505
STX SuperCrew 5-1/2' Box$44,760
XLT SuperCab 6-1/2' Box$46,525
XLT SuperCrew 5-1/2' Box$48,385
XL SuperCrew 6-1/2' Box$51,045
XLT SuperCrew 6-1/2' Box$53,885
Lariat SuperCrew 5-1/2' Box$57,730
Tremor SuperCrew 5-1/2' Box$59,975
King Ranch SuperCrew 5-1/2' Box$66,155
Lariat SuperCrew 6-1/2' Box$67,355
Platinum SuperCrew 5-1/2' Box$69,130
King Ranch SuperCrew 6-1/2' Box$70,260
Platinum SuperCrew 6-1/2' Box$73,235
Raptor SuperCrew 5-1/2' Box$75,325
Safety and driver assist
Automatic braking
✓ XL SuperCrew 5-1/2' Box to STX SuperCrew 5-1/2' Box
✓
✓ from XLT SuperCrew 6-1/2' Box
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
+ $7,330
+ $7,330
✓
✓ from King Ranch SuperCrew 5-1/2' Box
Lane centering
✓ XL SuperCrew 5-1/2' Box to STX SuperCrew 5-1/2' Box
✓
✓ from XLT SuperCrew 6-1/2' Box
Hands-free driving
+ Option
+ Option
+ Option
360° camera
✓
✓ from King Ranch SuperCrew 5-1/2' Box
Parking sensors
✓ Every trim
Comfort
Heated seats
✓
✓ from King Ranch SuperCrew 5-1/2' Box
Cooled seats
✓
+ $9,410
✓ from King Ranch SuperCrew 5-1/2' Box
Heated steering wheel
✓
+ $9,410
✓ from King Ranch SuperCrew 5-1/2' Box
Heated rear seats
+ $6,880
+ $16,280
✓
+ $6,880
✓ Platinum SuperCrew 5-1/2' Box to Platinum SuperCrew 6-1/2' Box
+ $4,120
Dual-zone climate
+ $695
+ $695
✓
✓ from King Ranch SuperCrew 5-1/2' Box
Convenience
Push-button start
✓
✓ from King Ranch SuperCrew 5-1/2' Box
Remote start
+ $7,330
+ $7,330
✓
+ $5,415
✓ from King Ranch SuperCrew 5-1/2' Box
Power driver's seat
+ $695
+ $695
✓
+ $5,415
✓ from King Ranch SuperCrew 5-1/2' Box
Memory seat
+ $9,410
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
+ $7,330
+ $7,330
✓ from Lariat SuperCrew 5-1/2' Box
Premium sound system
✓ from Lariat SuperCrew 5-1/2' Box
Head-up display
+ $3,585
+ $3,585
+ $4,120
Large touchscreen (12 in+)
✓ XLT SuperCab 6-1/2' Box to XLT SuperCrew 5-1/2' Box
✓ from XLT SuperCrew 6-1/2' Box
Capability and looks
AWD or 4WD
✓ XL SuperCrew 6-1/2' Box to XLT SuperCrew 6-1/2' Box
✓
✓
✓ from King Ranch SuperCrew 6-1/2' Box
Tow hitch included
✓ Every trim
Sunroof
+ $1,495
+ $1,495
+ $1,495
LED headlights
✓ XL Regular Cab 8' Box to Lariat SuperCrew 6-1/2' Box
✓
Not listed on any trimMassaging seatsPower liftgateWireless phone chargingPanoramic roof
Full standard equipment on the XL Regular Cab 8' Box (28 items)
  • 3.0L V6 EcoBoost Engine
  • Electronic Ten-Speed Automatic Transmission
  • 3.55 Non-Limited Slip Axle Ratio
  • XL (101A)
  • Ford Connectivity Package (1-year included)
  • Ford Security Package (1-year Included)
  • 17" Silver Steel Wheels
  • 245/70R 17 BSW All-Season Tires
  • Front Bumper and Fascia – Black
  • Manual-Folding, Power Glass with Heat and Black Skull Caps
  • Single Exhaust
  • Scuff Plates – MIC, Front
  • Class IV Trailer Hitch
  • Rear Parking Sensors
  • Wipers – Intermittent speed
  • BLIS with Cross-Traffic Alert
  • LED Reflector Headlamps
  • Extended Range 36 Gallon Fuel Tank
  • Rear-window with Fixed Glass and Solar Tint
  • SYNC 4 with Enhanced Voice Recognition
  • SiriusXM with 360L (3-months Included)
  • AM/FM with Clock and SiriusXM with 360L
  • 4” Cluster Display
  • 2-Way Manual Driver and Front Passenger Seats
  • Vinyl Floor Covering – Black
  • Steering Wheel – Manual Tilt/Telescoping and Manual Locking – Black Urethane Covering
  • Rearview Mirror, Day/Night
  • Steering Wheel – Manual Tilt/Telescoping and Manual Locking

Recalls

19 NHTSA recalls for 2025 to 2027 F-150 models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

All 19 at NHTSA

Quick answers
How much is a 2027 F-150 in California?
$44,675 to drive away for the XL Regular Cab 8' Box, from a $38,110 sticker.
What does it cost a month?
A $676 loan payment, about $1,414 a month with insurance, fuel and upkeep ($5,000 down); about $1,336 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colors

Birch Sand+$495Neptune Blue+$495Agate Black MetallicCarbonized Gray MetallicIconic Silver MetallicOxford WhiteWild Green+$495Ruby Red Metallic Tinted Clearcoat+$495Marsh Gray+$495Star White Metallic Tri-Coat+$995Shelter Green+$495

Similar pickups

US prices in US dollars from Ford's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.