2027 Toyota Prius Plug-in Hybrid: real cost in California

Cheapest trim, SE · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$33,980the advertised price
Drive away$38,539with fees and tax
Loan payment$572/mo72-month loan at 7%, $5,000 down
True cost$1,022/moeverything, after resale
Car, fees and tax $38,539Insurance $17,346Fuel and charging $7,274Interest and lost return $15,894Maintenance and plates $10,589

$38,539 to drive away + $51,103 to run it for 6 years − $16,074 back at resale = $73,568, or $1,022 a month.

Where the money goes

Drive away$38,539
Running it, 6 yrs+$51,103
Back at resale−$16,074
Sticker pricethe advertised MSRP
+$33,980
Feesfreight $1,295 · doc fee $85 (typical)
+$1,380
Sales and use tax, 8.99%California
+$3,179
Insuranceestimate, age 35–59, California
+$17,346
Lost return on your money5% a year on the down payment and each payment
+$8,263
Maintenanceestimate
+$7,681
Loan interest7% over 72 months
+$7,631
Fuel and charging13,500 mi a year at 51 MPG
+$7,274
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,908
Resale after 6 years47% of MSRP, you get this back
−$16,074
True cost $73,568 ÷ 72 months$1,022 a month

The car

Size and space
BodyHatchback181.1 in long
Seats5
Cargo20.3 cu ftbehind row 2
Ground clearance5.6–6.0 in
Engine and fuel
Engine220 hp plug-in hybrid, FWD
0–60 mph6.6 sToyota's figure
Fuel economy47–51 MPG · 114–128 MPGeEPA combined
TowingNot published
Tires17" or 19"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistHands-free in traffic jamsunder about 25 mph · some trims or an option
Warranty3 yrspowertrain 5 yrs · battery 8 yrs
Resale at 6 years47% of MSRPaverage for its type

Every trim

All trims: FWD, 220 hp, 5 seats.
SE$33,980$38,539$73,568✓ $1,022/mo51 MPG— No— No
XSE$37,230$42,081$78,706$1,093/mo47 MPG✓ Yes✓ Yes
Nightshade$38,000$42,920$79,558$1,105/mo47 MPG✓ Yes✓ Yes
XSE Premium$40,675$45,836$82,517$1,146/mo47 MPG✓ Yes✓ Yes
SE
✓ $1,022/mo
True cost
Sticker $33,980Drive-away $38,5396 yrs $73,568Fuel use 51 MPGHeated seats — NoSunroof — No
XSE
$1,093/mo
True cost
Sticker $37,230Drive-away $42,0816 yrs $78,706Fuel use 47 MPGHeated seats ✓ YesSunroof ✓ Yes
Nightshade
$1,105/mo
True cost
Sticker $38,000Drive-away $42,9206 yrs $79,558Fuel use 47 MPGHeated seats ✓ YesSunroof ✓ Yes
XSE Premium
$1,146/mo
True cost
Sticker $40,675Drive-away $45,8366 yrs $82,517Fuel use 47 MPGHeated seats ✓ YesSunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
SE$33,980
XSE$37,230
Nightshade$38,000
XSE Premium$40,675
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
+ $1,085
Parking sensors
✓ from XSE
Comfort
Heated seats
✓ from XSE
Cooled seats
✓ from XSE Premium
Heated steering wheel
✓ Every trim
Heated rear seats
+ $350
Dual-zone climate
✓ Every trim
Convenience
Remote start
✓ Every trim
Power liftgate
✓ from XSE Premium
Wireless phone charging
✓ from XSE
Memory seat
✓ from XSE Premium
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Premium sound system
✓ from XSE Premium
Large touchscreen (12 in+)
+ $610
Capability and looks
Sunroof
+ $1,000
✓ from XSE Premium
Panoramic roof
+ $1,000
✓ from XSE Premium
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingMassaging seatsPush-button startPower driver's seatBuilt-in navigationHead-up displayAWD or 4WDTow hitch included
Full standard equipment on the SE (38 items)
  • 17-in. alloy wheels with wheel covers and 195/60R17 tires
  • LED Daytime Running Lights (DRL) with on/off feature
  • LED taillights and stop lights
  • Bi-LED projector low- and high-beam headlights, Automatic High Beams (AHB) and auto off
  • Rain-sensing variable intermittent windshield wipers
  • Roof-mounted shark-fin antenna
  • Color-keyed outside front door handles
  • Charge port with lock and charging indicator light
  • Heated power outside mirrors with folding feature
  • Dual-zone climate control system with pollen filtration
  • Rear dome light and cargo area light
  • 60/40 split fold-down rear seats
  • Power windows with auto up/down
  • Six USB-C charge ports
  • Integrated backup camera
  • Dual-voltage charging cable with Level 1 and Level 2 charging capability
  • Extendable dual sun visors with illuminated vanity mirrors
  • Cargo area tonneau cover
  • Two front cup holders; two front and two rear bottle holders
  • Center console with armrest and storage compartment
  • Wireless Android Auto compatibility
  • Wireless Apple CarPlay compatibility
  • 6-speaker audio system
  • Toyota Safety Sense 3.0 (TSS 3.0)
  • Blind Spot Monitor (BSM) with Rear Cross-Traffic Alert (RCTA)
  • Eight airbags
  • Tire Repair Kit
  • Rear-Seat Reminder
  • LATCH (Lower Anchors and Tethers for CHildren)
  • Front Cross-Traffic Alert (FCTA)
  • Lane Change Assist (LCA)
  • Engine immobilizer
  • Tire Pressure Monitor System (TPMS)
  • Safe Exit Alert (SEA)
  • Traffic Jam Assist (TJA)
  • Hill Start Assist Control (HAC)
  • Vehicle Proximity Notification System (VPNS)
  • Star Safety System

Recalls

2 NHTSA recalls for 2025 to 2027 Prius Plug-in Hybrid models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 Prius Plug-in Hybrid in California?
$38,539 to drive away for the SE, from a $33,980 sticker.
What does it cost a month?
A $572 loan payment, about $1,061 a month with insurance, fuel and upkeep ($5,000 down); about $1,022 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Similar cars

US prices in US dollars from Toyota's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.