2026 Ford Mustang: real cost in California

Cheapest trim, EcoBoost Fastback · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$32,995the advertised price
Drive away$38,228with fees and tax
Loan payment$567/mo72-month loan at 7%, $5,000 down
True cost$1,182/moeverything, after resale
Car, fees and tax $38,228Insurance $17,787Fuel $17,908Interest and lost return $15,763Maintenance and plates $10,534

$38,228 to drive away + $61,992 to run it for 6 years − $15,083 back at resale = $85,137, or $1,182 a month.

Where the money goes

Drive away$38,228
Running it, 6 yrs+$61,992
Back at resale−$15,083
Sticker pricethe advertised MSRP
+$32,995
Feesfreight $1,995 · doc fee $85 (typical)
+$2,080
Sales and use tax, 8.99%California
+$3,153
Fuel13,500 mi a year at 26 MPG
+$17,908
Insuranceestimate, age 35–59, California
+$17,787
Lost return on your money5% a year on the down payment and each payment
+$8,202
Maintenanceestimate
+$7,668
Loan interest7% over 72 months
+$7,560
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,866
Resale after 6 years46% of MSRP, you get this back
−$15,083
True cost $85,137 ÷ 72 months$1,182 a month

The car

Size and space
BodyFastback, Convertible
Seats4from the Canadian version or the type
CargoNot published
Engine and fuel
Engine315–795 hp gas, Rear-Wheel Drive
0–60 mph2.8–5.6 sour estimate from power and weight
Fuel economy26 MPGEPA combined
TowingNot published
Tires18", 19" or 20"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · some trims or an option
Warranty3 yrspowertrain 5 yrs
Resale at 6 years46% of MSRPaverage for its type

Every trim

All trims: Rear-Wheel Drive, 26 MPG, 4 seats.
EcoBoost Fastback$32,995$38,228$85,137✓ $1,182/mo✓ Yes— No— No— No
EcoBoost Premium Fastback$36,345$41,879$88,895$1,235/mo✓ Yes✓ Yes✓ Yes— No
EcoBoost Convertible$40,440$46,343$93,851$1,303/mo— No— No— No— No
EcoBoost Premium Convertible$41,845$47,874$95,428$1,325/mo— No✓ Yes✓ Yes— No
GT Fastback$47,800$54,364$103,803$1,442/mo— No— No— No— No
GT Premium Fastback$52,080$59,029$108,605$1,508/mo— No✓ Yes✓ Yes— No
GT Premium Convertible$57,580$65,023$115,069$1,598/mo— No✓ Yes✓ Yes— No
Dark Horse$65,080$73,198$124,071$1,723/mo✓ Yes✓ Yes✓ Yes✓ Yes
Dark Horse Premium$70,075$78,642$129,674$1,801/mo✓ Yes✓ Yes✓ Yes✓ Yes
Dark Horse SC$106,090$117,894$172,649$2,398/mo— No— No— No✓ Yes
EcoBoost Fastback
✓ $1,182/mo
True cost
Sticker $32,995Drive-away $38,2286 yrs $85,137Auto braking ✓ YesLane centering — NoAdaptive cruise — NoSunroof — No
EcoBoost Premium Fastback
$1,235/mo
True cost
Sticker $36,345Drive-away $41,8796 yrs $88,895Auto braking ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesSunroof — No
EcoBoost Convertible
$1,303/mo
True cost
Sticker $40,440Drive-away $46,3436 yrs $93,851Auto braking — NoLane centering — NoAdaptive cruise — NoSunroof — No
EcoBoost Premium Convertible
$1,325/mo
True cost
Sticker $41,845Drive-away $47,8746 yrs $95,428Auto braking — NoLane centering ✓ YesAdaptive cruise ✓ YesSunroof — No
GT Fastback
$1,442/mo
True cost
Sticker $47,800Drive-away $54,3646 yrs $103,803Auto braking — NoLane centering — NoAdaptive cruise — NoSunroof — No
GT Premium Fastback
$1,508/mo
True cost
Sticker $52,080Drive-away $59,0296 yrs $108,605Auto braking — NoLane centering ✓ YesAdaptive cruise ✓ YesSunroof — No
GT Premium Convertible
$1,598/mo
True cost
Sticker $57,580Drive-away $65,0236 yrs $115,069Auto braking — NoLane centering ✓ YesAdaptive cruise ✓ YesSunroof — No
Dark Horse
$1,723/mo
True cost
Sticker $65,080Drive-away $73,1986 yrs $124,071Auto braking ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesSunroof ✓ Yes
Dark Horse Premium
$1,801/mo
True cost
Sticker $70,075Drive-away $78,6426 yrs $129,674Auto braking ✓ YesLane centering ✓ YesAdaptive cruise ✓ YesSunroof ✓ Yes
Dark Horse SC
$2,398/mo
True cost
Sticker $106,090Drive-away $117,8946 yrs $172,649Auto braking — NoLane centering — NoAdaptive cruise — NoSunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
EcoBoost Fastback$32,995
EcoBoost Premium Fastback$36,345
EcoBoost Convertible$40,440
EcoBoost Premium Convertible$41,845
GT Fastback$47,800
GT Premium Fastback$52,080
GT Premium Convertible$57,580
Dark Horse$65,080
Dark Horse Premium$70,075
Dark Horse SC$106,090
Safety and driver assist
Automatic braking
✓ EcoBoost Fastback to EcoBoost Premium Fastback
✓ Dark Horse to Dark Horse Premium
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
+ $1,295
+ $1,295
+ $1,095
✓ Dark Horse to Dark Horse Premium
Lane centering
✓ EcoBoost Fastback to Dark Horse Premium
Comfort
Heated seats
✓ Every trim
Cooled seats
✓ EcoBoost Fastback to GT Premium Convertible
✓ from Dark Horse Premium
Heated steering wheel
✓ EcoBoost Fastback to Dark Horse Premium
Dual-zone climate
✓ Every trim
Convenience
Remote start
✓
✓
✓ from Dark Horse
Power driver's seat
✓ Every trim
Memory seat
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
✓ from Dark Horse
Premium sound system
+ $1,160
+ $1,160
+ $1,160
✓ from Dark Horse
Capability and looks
Sunroof
✓ from Dark Horse
Not listed on any trimHands-free driving360° cameraParking sensorsHeated rear seatsMassaging seatsPush-button startPower liftgateWireless phone chargingHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedPanoramic roofLED headlights
Full standard equipment on the EcoBoost Fastback (20 items)
  • 2.3L EcoBoost Engine with Auto Stop-Start Technology
  • 10-Speed Automatic Transmission
  • Rear-Wheel Drive
  • 3.15 Limited-slip Rear-Axle
  • Limited Slip Rear Axle
  • Ford Connectivity Package (1-year Included)
  • EcoBoost (100A)
  • 18" Painted Shadow Silver Cast Aluminum Wheels
  • 235/50 ZR18 BSW All-Season Tires
  • Larger Brake Rotors with Four-Piston Fixed Calipers
  • BLIS with Cross-Traffic Alert
  • Rear-Seat – Split-bench, Folding
  • 6 Speakers Audio
  • AM/FM Stereo with Six (6) Speakers
  • Seat Belt – Black
  • Floor Mats – 1st Row Carpeted, Black
  • 12.4” Cluster Display
  • Tire Inflator and Sealant Kit (Requires Brembo Brakes in Maryland and Rhode Island)
  • Memory: Driver Seat - Leather-Trimmed (front), Vinyl (Rear)
  • Dual Zone Auto Climate Control

Recalls

18 NHTSA recalls for 2024 to 2026 Mustang models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

All 18 at NHTSA

Quick answers
How much is a 2026 Mustang in California?
$38,228 to drive away for the EcoBoost Fastback, from a $32,995 sticker.
What does it cost a month?
A $567 loan payment, about $1,209 a month with insurance, fuel and upkeep ($5,000 down); about $1,182 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colors

Molten Magenta Metallic Tinted Clearcoat+$995Orange Fury Metallic Tri-coat+$995Avalanche Gray+$495Race Red+$495Vapor Blue Metallic+$495Adriatic Blue Metallic+$495Shadow BlackOxford WhiteCarbonized Gray MetallicBlue Ember Metallic+$495Argon Blue Metallic+$495

Similar cars

US prices in US dollars from Ford's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.