2027 MINI Cooper Convertible: real cost in California
See the Cooper Convertible on MINI's US site ↗US prices read 2026-11-09
Cheapest trim, Cooper C Convertible · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$34,600the advertised price
Drive away$39,275with fees and tax
Loan payment$584/mo72-month loan at 7%, $5,000 down
True cost$1,188/moeverything, after resale
$39,275 to drive away + $61,180 to run it for 6 years − $14,905 back at resale = $85,549, or $1,188 a month.
Where the money goes
Drive away$39,275
Running it, 6 yrs+$61,180
Back at resale−$14,905
Sticker pricethe advertised MSRP
+$34,600Feesfreight $1,350 · doc fee $85 (typical)
+$1,435Sales and use tax, 8.99%California
+$3,240Insuranceestimate, age 35–59, California
+$17,273Fuel13,500 mi a year at 31 MPG
+$17,240Lost return on your money5% a year on the down payment and each payment
+$8,407Loan interest7% over 72 months
+$7,798Maintenanceestimate
+$7,576Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,886Resale after 6 years43% of MSRP, you get this back
−$14,905True cost $85,549 ÷ 72 months$1,188 a month
The car
Size and space
BodyConvertible152.8 in long
Seats4from the Canadian version or the type
Cargo5.2 cu ftbehind row 2
Engine and fuel
Engine161–201 hp premium gas, FWD
0–60 mph6.7–7.9 sMINI's figure
Fuel economy31 MPGEPA combined
TowingNot published
Tires17"205/45R17
Safety and cover
Crash testNot rated yet
Warranty4 yrs
Resale at 6 years43% of MSRPaverage for its type
Every trim
All trims: FWD, 31 MPG, 4 seats.| Cooper C Convertible | $34,600 | $39,275 | $85,549 | ✓ $1,188/mo |
| Cooper C Convertible Signature Plus Trim | $37,000 | $41,890 | $88,303 | $1,226/mo |
| Cooper S Convertible | $37,900 | $42,871 | $89,751 | $1,247/mo |
| Cooper C Convertible Iconic Trim | $38,700 | $43,743 | $90,254 | $1,254/mo |
| Cooper S Convertible Signature Plus Trim | $40,300 | $45,487 | $92,505 | $1,285/mo |
| Cooper S Convertible Iconic Trim | $42,000 | $47,340 | $95,116 | $1,321/mo |
Cooper C Convertible
✓ $1,188/mo
True cost
Cooper C ConvertibleSignature Plus Trim
$1,226/mo
True cost
Cooper S Convertible
$1,247/mo
True cost
Cooper C ConvertibleIconic Trim
$1,254/mo
True cost
Cooper S ConvertibleSignature Plus Trim
$1,285/mo
True cost
Cooper S ConvertibleIconic Trim
$1,321/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
Cooper C Convertible$34,600
Cooper C Convertible Signature Plus Trim$37,000
Cooper S Convertible$37,900
Cooper C Convertible Iconic Trim$38,700
Cooper S Convertible Signature Plus Trim$40,300
Cooper S Convertible Iconic Trim$42,000
Safety and driver assist
Blind-spot monitor
✓ Every trim
Adaptive cruise
+ $600 on every trim
360° camera
✓
✓ from Cooper S Convertible Signature Plus Trim
Parking sensors
+ $1,500
✓
+ $1,500
✓ from Cooper S Convertible Signature Plus Trim
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓ Every trim
Massaging seats
✓ from Cooper S Convertible Iconic Trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Wireless phone charging
+ $1,100
✓ from Cooper S Convertible Iconic Trim
Power driver's seat
+ $1,250
✓ from Cooper S Convertible Iconic Trim
Memory seat
✓ from Cooper S Convertible Iconic Trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Built-in navigation
+ $1,500
✓
+ $1,500
✓ from Cooper S Convertible Signature Plus Trim
Premium sound system
+ $850
✓
+ $850
✓ from Cooper S Convertible Signature Plus Trim
Head-up display
✓ Every trim
Capability and looks
LED headlights
✓ Every trim
MINI lists only a few items for this model, so features not shown above may still be fitted; check with the dealer.
Full standard equipment on the Cooper C Convertible (4 items)
- Vescin/Cloth Combination Black/Blue
- 7-Speed Dual Clutch Transmission
- Classic Style
- Signature Trim
Recalls
4 NHTSA recalls for 2025 to 2027 Cooper Convertible models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Service brakes2025 · 428 vehicles
The integrated brake (IB) system may malfunction and result in a loss of power brake assist or cause the Antilock Brake (ABS) and Dynamic Stability Control (DSC) systems to not function properly.Recall 26V422000 at NHTSA ↗Seat belts2025, 2026 · 1,571 vehicles
The torsion bar in both front seat belt retractors may have been damaged during production.Recall 25V616000 at NHTSA ↗Electronic stability control (esc)2025 · 309 vehicles
Please refer to the recall report for the complete list of models. The welds in the servomotor of the integrated brake control module may break, causing a loss of power brake assist and rear brake function.Recall 24V697000 at NHTSA ↗Electronic stability control (esc)2025 · 266,716 vehicles
BMW of North America, LLC. (BMW) is recalling certain 2023-2025 BMW, MINI, and Rolls-Royce vehicles.Recall 24V104000 at NHTSA ↗Quick answers
- How much is a 2027 Cooper Convertible in California?
- $39,275 to drive away for the Cooper C Convertible, from a $34,600 sticker.
- What does it cost a month?
- A $584 loan payment, about $1,209 a month with insurance, fuel and upkeep ($5,000 down); about $1,188 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Colors
Icy Sunshine Blue Metallic+$650Nanuq White Metallic+$650Melting Silver III Metallic+$650Midnight Black II Metallic+$650British Racing Green IV Metallic+$650Chili Red IIOcean Wave Green Metallic+$650Sunny Side Yellow+$650Blazing Blue Metallic+$650Indigo Sunset Blue Metallic+$650Statement Grey+$650Inspired White+$650Copper Grey Metallic+$650
Similar cars
US prices in US dollars from MINI's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.