2026 Hyundai Elantra N: real cost in California

Cheapest trim, Elantra N · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$35,300the advertised price
Drive away$39,978with fees and tax
Loan payment$596/mo72-month loan at 7%, $5,000 down
True cost$1,287/moeverything, after resale
Car, fees and tax $39,978Insurance $21,021Fuel $19,392Interest and lost return $16,503Maintenance and plates $11,921

$39,978 to drive away + $68,837 to run it for 6 years − $16,137 back at resale = $92,678, or $1,287 a month.

Where the money goes

Drive away$39,978
Running it, 6 yrs+$68,837
Back at resale−$16,137
Sticker pricethe advertised MSRP
+$35,300
Feesfreight $1,295 · doc fee $85 (typical)
+$1,380
Sales and use tax, 8.99%California
+$3,298
Insuranceestimate, age 35–59, California
+$21,021
Fuel13,500 mi a year at 24 MPG
+$19,392
Maintenanceestimate
+$8,991
Lost return on your money5% a year on the down payment and each payment
+$8,545
Loan interest7% over 72 months
+$7,958
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,930
Resale after 6 years46% of MSRP, you get this back
−$16,137
True cost $92,678 ÷ 72 months$1,287 a month

The car

Size and space
BodySedans184.1 in long
Seats5
Cargo14.2 cu ftbehind row 2
Ground clearance5.5 in
Engine and fuel
Engine276 hp gas, FWD
0–60 mph2.0–5.6 sour estimate from power and weight
Fuel economy23–24 MPGEPA combined
TowingNot published
Tires19"245/35R19
Safety and cover
Crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · every trim
Warranty5 yrspowertrain 5 yrs
Resale at 6 years46% of MSRPaverage for its type

Every trim

All trims: FWD, 276 hp, 5 seats.
N 6-speed manual transmission$35,300$39,978$92,678✓ $1,287/mo24 MPG— No
N 8-speed Wet Dual Clutch Transmission$36,800$41,612$95,285$1,323/mo23 MPG✓ Yes
N6-speed manual transmission
✓ $1,287/mo
True cost
Sticker $35,300Drive-away $39,9786 yrs $92,678Fuel use 24 MPGSunroof — No
N8-speed Wet Dual Clutch Transmission
$1,323/mo
True cost
Sticker $36,800Drive-away $41,6126 yrs $95,285Fuel use 23 MPGSunroof ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
N 6-speed manual transmission$35,300
N 8-speed Wet Dual Clutch Transmission$36,800
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Lane centering
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Wireless phone charging
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Built-in navigation
✓ Every trim
Premium sound system
✓ Every trim
Capability and looks
Sunroof
✓ from N 8-speed Wet Dual Clutch Transmission
LED headlights
✓ Every trim
Not listed on any trimAdaptive cruiseHands-free driving360° cameraCooled seatsHeated steering wheelHeated rear seatsMassaging seatsRemote startPower liftgatePower driver's seatMemory seatWireless CarPlayHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedPanoramic roof
Full standard equipment on the N N 6-speed manual transmission (42 items)
  • Blind-Spot Collision Warning
  • Forward Collision-Avoidance Assist
  • Lane Keeping Assist & Lane Following Assist
  • Parking Distance Warning - Reverse/Forward
  • Rear Cross-Traffic Collision-Avoidance Assist
  • Safe Exit Warning & Driver Attention Warning
  • 10.25" Digital Instrument Cluster
  • 10.25" Touchscreen Navigation System [AM/FM/HD Radio] w/ N Specific Menus
  • Alloy Sport Pedals & Door Entrance Sill Plates
  • Android Auto(TM) & Apple CarPlay Intergration (Wired)
  • Bench Folding Rear Seatback
  • Bluelink+ All-Inclusive Connected Services (Enrollment required)
  • Bose Premium Audio
  • Dual Automatic Temperature Control
  • Heated Front Seats
  • Hyundai Digital Key
  • Mechanical Parking Brake
  • N Light Sport Bucket Seats w/ Illuminated N Logo
  • N-exclusive Leather-wrapped Steering Wheel & Shift Knob
  • Proximity Key w/ Push Button Start
  • Single 12V Outlet & Front/Rear USB Ports
  • SiriusXM Radio w/90 Day Platinum trial subscription; Not Available in AK & HI
  • Tire Mobility Kit
  • Wireless Phone Charger
  • 19x8-inch Alloy Wheels w/ Michelin Pilot Sport 4S Summer Tires
  • Heated Side Mirrors w/ Turn Signal Indicators
  • Large Bore Dual Exhaust Outlets
  • LED Daytime Running Lights & LED Taillights
  • LED Headlights w/Automatic Light Control
  • N-Specific Body Styling & Rear Diffuser
  • Rear Wing Spoiler
  • Summer Tires Not For Use In Cold, Icy or Snowy Conditions
  • 14.2" Front and 12.4" Rear Ventilated Brake Rotors
  • 2.0L Turbocharged 4-Cylinder Engine w/ 276 HP & 289 lb.-ft. Torque
  • 6-speed Manual Transmission w/ Rev Matching
  • Electronically Controlled Suspension
  • Multi-link Independent Rear Suspension
  • N Corner Carving Differential (e-LSD)
  • N Grin Control System - Drive Mode Select
  • Rack-Mounted Motor Driven Power Steering
  • Rear Chassis Brace
  • Sport Exhaust System w/ Variable Valve Positions

Recalls

2 NHTSA recalls for 2024 to 2026 Elantra N models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 Elantra N in California?
$39,978 to drive away for the N, from a $35,300 sticker.
What does it cost a month?
A $596 loan payment, about $1,323 a month with insurance, fuel and upkeep ($5,000 down); about $1,287 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colors

Abyss BlackUltimate Red+$500Cyber Gray+$500Performance Blue+$500Atlas WhiteIntense Blue

Similar cars

US prices in US dollars from Hyundai's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.