2027 Toyota Grand Highlander: real cost in California

Cheapest trim, LE · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$42,560the advertised price
Drive away$48,217with fees and tax
Loan payment$737/mo72-month loan at 7%, $5,000 down
True cost$1,377/moeverything, after resale
Car, fees and tax $48,217Insurance $18,302Fuel $19,392Interest and lost return $19,990Maintenance and plates $12,907

$48,217 to drive away + $70,590 to run it for 6 years − $19,681 back at resale = $99,126, or $1,377 a month.

Where the money goes

Drive away$48,217
Running it, 6 yrs+$70,590
Back at resale−$19,681
Sticker pricethe advertised MSRP
+$42,560
Feesfreight $1,595 · doc fee $85 (typical)
+$1,680
Sales and use tax, 8.99%California
+$3,977
Fuel13,500 mi a year at 24 MPG
+$19,392
Insuranceestimate, age 35–59, California
+$18,302
Lost return on your money5% a year on the down payment and each payment
+$10,157
Loan interest7% over 72 months
+$9,833
Maintenanceestimate
+$9,769
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,138
Resale after 6 years46% of MSRP, you get this back
−$19,681
True cost $99,126 ÷ 72 months$1,377 a month

The car

Size and space
BodySUV201.4 in long
Seats7, 8
Cargo57.9 cu ftbehind row 2
Ground clearance8.0 inhigh; good for snow and trails
Engine and fuel
Engine265–362 hp gas or hybrid, FWD, AWD
0–60 mph5.4–7.7 sour estimate from power and weight
Fuel economy22–36 MPGEPA combined
TowingUp to 5,000 lb
Tires18" or 20"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistHands-free in traffic jamsunder about 25 mph · some trims or an option
Warranty3 yrspowertrain 5 yrs
Resale at 6 years46% of MSRPaverage for its type

Every trim

Every trim: auto braking, blind spot, lane centering, adaptive cruise, 8.0 in clearance.
LE FWD$42,560$48,217$99,126$1,377/mo85,00024 MPG— No— No— No
LE AWD$44,160$49,961$101,764$1,413/mo85,00023 MPG— No— No✓ Yes
XLE FWD$45,430$51,345$101,964$1,416/mo75,00024 MPG✓ Yes✓ Yes— No
Hybrid LE$45,910$51,868$96,087✓ $1,335/mo83,50034 MPG— No— No✓ Yes
XLE AWD$47,030$53,089$104,601$1,453/mo75,00023 MPG✓ Yes✓ Yes✓ Yes
Hybrid XLE FWD$47,180$53,253$96,336$1,338/mo73,50036 MPG✓ Yes✓ Yes— No
Hybrid XLE AWD$48,780$54,996$98,856$1,373/mo73,50034 MPG✓ Yes✓ Yes✓ Yes
Limited FWD$50,060$56,391$107,501$1,493/mo75,00024 MPG✓ Yes✓ Yes— No
Limited AWD$51,660$58,135$111,049$1,542/mo75,00022 MPG✓ Yes✓ Yes✓ Yes
Hybrid Limited$53,410$60,043$104,285$1,448/mo73,50034 MPG✓ Yes✓ Yes✓ Yes
Platinum$55,745$62,588$115,611$1,606/mo75,00022 MPG✓ Yes✓ Yes✓ Yes
Hybrid MAX Platinum$60,475$67,743$115,550$1,605/mo75,00027 MPG✓ Yes✓ Yes✓ Yes
LEFWD
$1,377/mo
True cost
Sticker $42,560Drive-away $48,2176 yrs $99,126Seats 8Tows 5,000Fuel use 24 MPGHeated seats — NoSunroof — NoAWD/4WD — No
LEAWD
$1,413/mo
True cost
Sticker $44,160Drive-away $49,9616 yrs $101,764Seats 8Tows 5,000Fuel use 23 MPGHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
XLEFWD
$1,416/mo
True cost
Sticker $45,430Drive-away $51,3456 yrs $101,964Seats 7Tows 5,000Fuel use 24 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD — No
Hybrid LE
✓ $1,335/mo
True cost
Sticker $45,910Drive-away $51,8686 yrs $96,087Seats 8Tows 3,500Fuel use 34 MPGHeated seats — NoSunroof — NoAWD/4WD ✓ Yes
XLEAWD
$1,453/mo
True cost
Sticker $47,030Drive-away $53,0896 yrs $104,601Seats 7Tows 5,000Fuel use 23 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Hybrid XLEFWD
$1,338/mo
True cost
Sticker $47,180Drive-away $53,2536 yrs $96,336Seats 7Tows 3,500Fuel use 36 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD — No
Hybrid XLEAWD
$1,373/mo
True cost
Sticker $48,780Drive-away $54,9966 yrs $98,856Seats 7Tows 3,500Fuel use 34 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
LimitedFWD
$1,493/mo
True cost
Sticker $50,060Drive-away $56,3916 yrs $107,501Seats 7Tows 5,000Fuel use 24 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD — No
LimitedAWD
$1,542/mo
True cost
Sticker $51,660Drive-away $58,1356 yrs $111,049Seats 7Tows 5,000Fuel use 22 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Hybrid Limited
$1,448/mo
True cost
Sticker $53,410Drive-away $60,0436 yrs $104,285Seats 7Tows 3,500Fuel use 34 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Platinum
$1,606/mo
True cost
Sticker $55,745Drive-away $62,5886 yrs $115,611Seats 7Tows 5,000Fuel use 22 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes
Hybrid MAX Platinum
$1,605/mo
True cost
Sticker $60,475Drive-away $67,7436 yrs $115,550Seats 7Tows 5,000Fuel use 27 MPGHeated seats ✓ YesSunroof ✓ YesAWD/4WD ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).
Feature
LE FWD$42,560
LE AWD$44,160
XLE FWD$45,430
Hybrid LE$45,910
XLE AWD$47,030
Hybrid XLE FWD$47,180
Hybrid XLE AWD$48,780
Limited FWD$50,060
Limited AWD$51,660
Hybrid Limited$53,410
Platinum$55,745
Hybrid MAX Platinum$60,475
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
+ $600
Parking sensors
✓ from Limited FWD
Comfort
Heated seats
✓
✓ from XLE AWD
Heated steering wheel
✓ from Limited FWD
Heated rear seats
✓ from Limited FWD
Convenience
Remote start
✓ Every trim
Power liftgate
✓ Every trim
Wireless phone charging
✓
✓ from XLE AWD
Power driver's seat
✓ from Limited FWD
Memory seat
✓ from Limited FWD
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Premium sound system
✓ from Limited FWD
Capability and looks
AWD or 4WD
✓
✓ Hybrid LE to XLE AWD
✓
✓ from Limited AWD
Sunroof
+ $1,350
+ $1,350
✓ from Platinum
Panoramic roof
+ $1,350
+ $1,350
✓ from Platinum
LED headlights
✓ Every trim
Not listed on any trimHands-free drivingCooled seatsDual-zone climateMassaging seatsPush-button startWireless CarPlayBuilt-in navigationHead-up displayLarge touchscreen (12 in+)Tow hitch included
Full standard equipment on the LE LE FWD (38 items)
  • 18-in. 5-spoke silver wheels
  • Height-adjustable power liftgate with jam protection
  • Windshield wiper de-icer
  • Rear liftgate windshield washer and backup camera washer
  • Rear liftgate windshield defogger
  • Rear spoiler with LED center high-mount stop light
  • Black rear lower bumper
  • Black front lower bumper
  • Daytime Running Lights (DRL) with on/off feature
  • LED taillights
  • LED headlights
  • Black-painted front grille
  • Acoustic noise-reducing front windshield and front side windows
  • Privacy glass on rear side, quarter and liftgate windows
  • Heated power outside mirrors with blind spot warning indicators
  • Color-keyed outside door handles
  • Power door locks with shift-linked automatic lock/unlock feature
  • Seven USB-C ports (one media port and six charging ports) and two 12V outlets
  • Soft-touch roll-top center console with removable utility tray
  • 13 cup and bottle holders
  • Power windows with auto up/down in all positions and jam protection
  • Overhead console with sunglasses storage and maplights
  • Dual sun visors with sliding function and illuminated vanity mirrors
  • Silver-painted dashboard trim and matte-gray metallic door trim
  • Manual anti-glare rearview mirror
  • 6-speaker audio system
  • Toyota Safety Sense 3.0 (TSS 3.0)
  • Tire Pressure Monitor System (TPMS) (individual tires)
  • Driver and front passenger seatbelt warning
  • Rear-passenger seatbelt reminder
  • LATCH (Lower Anchors and Tethers for CHildren)
  • Hill Start Assist Control (HAC)
  • Child-protector rear door locks and power window lockout control
  • Safe Exit Alert (SEA)
  • Anti-theft system with alarm and engine immobilizer
  • Blind Spot Monitor (BSM) with Rear Cross-Traffic Alert (RCTA)
  • Backup camera with dynamic gridlines
  • Star Safety System

Recalls

5 NHTSA recalls for 2025 to 2027 Grand Highlander models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2027 Grand Highlander in California?
$48,217 to drive away for the LE, from a $42,560 sticker.
What does it cost a month?
A $737 loan payment, about $1,440 a month with insurance, fuel and upkeep ($5,000 down); about $1,377 a month all in, after resale.
How much can it tow?
From 3,500 lb to 5,000 lb, depending on the trim.

Similar SUVs

US prices in US dollars from Toyota's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.