2027 Toyota RAV4 Plug-in Hybrid: real cost in California
See the RAV4 Plug-in Hybrid on Toyota's US site ↗US prices read 2026-11-09
Cheapest trim, SE · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$42,100the advertised price
Drive away$47,716with fees and tax
Loan payment$728/mo72-month loan at 7%, $5,000 down
True cost$1,147/moeverything, after resale
$47,716 to drive away + $60,446 to run it for 6 years − $25,612 back at resale = $82,550, or $1,147 a month.
Where the money goes
Drive away$47,716
Running it, 6 yrs+$60,446
Back at resale−$25,612
Sticker pricethe advertised MSRP
+$42,100Feesfreight $1,595 · doc fee $85 (typical)
+$1,680Sales and use tax, 8.99%California
+$3,936Insuranceestimate, age 35–59, California
+$18,890Lost return on your money5% a year on the down payment and each payment
+$10,059Loan interest7% over 72 months
+$9,719Maintenanceestimate
+$9,264Fuel and charging13,500 mi a year at 40 MPG
+$9,232Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$3,282Resale after 6 years61% of MSRP, you get this back
−$25,612True cost $82,550 ÷ 72 months$1,147 a month
The car
Size and space
BodySUV182.0 in long
Seats5
Cargo33.6 cu ftbehind row 2
Ground clearance7.5–8.5 in
Engine and fuel
Engine324 hp plug-in hybrid, AWD
0–60 mph5.4 sToyota's figure
Fuel economy36–40 MPG · 86–101 MPGeEPA combined
TowingUp to 3,500 lb
Tires18" or 20"by trim
Safety and cover
Crash testNot rated yet
Highway assistSteers and brakeshands on the wheel · every trim
Warranty3 yrspowertrain 5 yrs · battery 8 yrs
Resale at 6 years61% of MSRPprevious generation
Every trim
All trims: AWD, 324 hp, 5 seats.| SE | $42,100 | $47,716 | $82,550 | ✓ $1,147/mo | 3,500 | 40 MPG | — No |
| Woodland | $46,055 | $52,026 | $88,073 | $1,223/mo | 3,500 | 37 MPG | — No |
| XSE | $47,800 | $53,928 | $89,465 | $1,243/mo | 3,500 | 40 MPG | ✓ Yes |
| GR Sport | $49,100 | $55,345 | $91,740 | $1,274/mo | — | 36 MPG | — No |
SE
✓ $1,147/mo
True cost
Woodland
$1,223/mo
True cost
XSE
$1,243/mo
True cost
GR Sport
$1,274/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it.Feature
SE$42,100
Woodland$46,055
XSE$47,800
GR Sport$49,100
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
Parking sensors
✓ Every trim
Comfort
Heated seats
✓ Every trim
Heated steering wheel
✓
✓ from GR Sport
Dual-zone climate
✓ Every trim
Convenience
Remote start
✓ Every trim
Power liftgate
✓ from Woodland
Wireless phone charging
✓ from Woodland
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Capability and looks
AWD or 4WD
✓ Every trim
Tow hitch included
✓
Sunroof
✓
Not listed on any trimHands-free driving360° cameraCooled seatsHeated rear seatsMassaging seatsPush-button startPower driver's seatMemory seatWireless CarPlayBuilt-in navigationPremium sound systemHead-up displayLarge touchscreen (12 in+)Panoramic roofLED headlights
Full standard equipment on the SE (51 items)
- LED tailights
- Piano black roof-mounted shark-fin antenna
- Privacy glass on all rear side, quarter and liftgate windows
- Variable intermittent windshield wipers and intermittent rear window wiper
- Dual exhaust
- LED Daytime Running Lights (DRL)
- Color-keyed upper front bumper, piano black overfenders and lower front bumper
- Body-colored grille with dark chrome accents
- Low-profile black roof rails
- Aero-stabilizing fins and underbody with active front spats
- 18-in. multi-spoke black sport alloy wheels with black lug nuts
- Front-door storage pockets with bottle holders
- Two front and two rear cup holders; two front and two rear bottle holders
- Passenger-side lockable glove compartment
- Dual-purpose storage door hand holds
- Removeable front cup holder divider
- 60/40 split reclining fold-flat rear seat with center armrest and cup holders
- Cargo area light
- Turn signal stalk with headlight controls and one-touch 3-blink lane change turn signals
- Leather-trimmed 3-spoke steering wheel
- Power windows with auto up/down and jam protection in all positions
- Height-adjustable rear cargo area deck board
- Cargo area tonneau cover
- Dual zone automatic climate control system with dust and pollen filter and rear-seat vents
- Black carpet flooring with driver-side footrest
- Overhead console with maplights, sunglasses storage and Safety Connect button
- Leather-trimmed shift lever with sequential mode
- Blue interior stitching accents
- Silver-painted dash with soft-touch dash panels and leather-wrapped armrests
- Rear liftgate window defogger
- Sun visors with illuminated vanity mirrors
- Day/night rearview mirror
- Drive Recorder Dash Cam
- Brake Hold
- Electric Parking Brake (EPB)
- Hill Start Assist Control (HAC)
- Vehicle Proximity Notification System (VPNS)
- Front and Rear Parking Assist with Automatic Braking (PA w/AB)
- Downhill Assist Control (DAC)
- Blind Spot Monitor (BSM) with Rear Cross-Traffic Alert (RCTA)
- Trailer-Sway Control (TSC)
- Anti-theft system with engine immobilizer
- Backup camera with dynamic gridlines
- Toyota Safety Sense 4.0 (TSS 4.0)
- Child-protector rear door locks and power window lockout control
- Star Safety System
- LATCH (Lower Anchors and Tethers for CHildren)
- Front and outboard second-row seatbelts with seatbelt pretensioners with force limiters
- Adjustable front shoulder anchors
- Front and rear side-impact door beams
- Eight airbags
Recalls
4 NHTSA recalls for 2025 to 2027 RAV4 Plug-in Hybrid models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Engine and engine cooling2026 · 30,978 vehicles
The motor generator ECU may encounter an error, causing the plug-in-hybrid system to reduce power or shutdown when driven at higher speeds.Recall 26V659000 at NHTSA ↗Seats2025 · 4 vehicles
The front seat brackets for the seat rails may be welded improperly.Recall 26V256000 at NHTSA ↗Back over prevention2025 · 1,024,407 vehicles
Please see the recall report for a complete list of models. A software error may cause the rearview camera to freeze or display a blank screen when the vehicle is in reverse.Recall 25V744000 at NHTSA ↗Electrical system2025 · 591,377 vehicles
Due to an error in the instrument panel software at vehicle startup, the instrument panel may fail to display vehicle speed, brake system, and tire pressure warning lights.Recall 25V595000 at NHTSA ↗Quick answers
- How much is a 2027 RAV4 Plug-in Hybrid in California?
- $47,716 to drive away for the SE, from a $42,100 sticker.
- What does it cost a month?
- A $728 loan payment, about $1,293 a month with insurance, fuel and upkeep ($5,000 down); about $1,147 a month all in, after resale.
- How much can it tow?
- Not rated for the GR Sport; 3,500 lb for every other trim.
Similar SUVs
US prices in US dollars from Toyota's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.