2026 Mazda MX-5 Miata: real cost in California

Cheapest trim, Sport · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$30,730the advertised price
Drive away$35,018with fees and tax
Loan payment$512/mo72-month loan at 7%, $5,000 down
True cost$1,111/moeverything, after resale
Car, fees and tax $35,018Insurance $17,273Fuel $18,421Interest and lost return $14,404Maintenance and plates $11,871

$35,018 to drive away + $61,969 to run it for 6 years − $17,015 back at resale = $79,973, or $1,111 a month.

Where the money goes

Drive away$35,018
Running it, 6 yrs+$61,969
Back at resale−$17,015
Sticker pricethe advertised MSRP
+$30,730
Feesfreight $1,315 · doc fee $85 (typical)
+$1,400
Sales and use tax, 8.99%California
+$2,888
Fuel13,500 mi a year at 29 MPG
+$18,421
Insuranceestimate, age 35–59, California
+$17,273
Maintenanceestimate
+$8,991
Lost return on your money5% a year on the down payment and each payment
+$7,574
Loan interest7% over 72 months
+$6,830
Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,880
Resale after 6 years55% of MSRP, you get this back
−$17,015
True cost $79,973 ÷ 72 months$1,111 a month

The car

Size and space
Seats2
Cargo4.6 cu ftbehind row 2
Ground clearance5.6–5.8 in
Engine and fuel
Engine181 hp premium gas
0–60 mph6.1 sour estimate from power and weight
Fuel economy29 MPGEPA combined
TowingNot published
Tires17"205/45R17
Safety and cover
Crash testNot rated yet
Warranty3 yrs / unlimited milespowertrain 5 yrs / unlimited miles
Resale at 6 years55% of MSRPthis model's own record

Every trim

All trims: 181 hp, 29 MPG, 2 seats.
Sport$30,730$35,018$79,973✓ $1,111/mo— No— No
Club$34,230$38,833$83,570$1,161/mo— No✓ Yes
Grand Touring$36,030$40,795$85,420$1,186/mo✓ Yes✓ Yes
Grand Touring$36,650$41,471$86,058$1,195/mo✓ Yes✓ Yes
Sport
✓ $1,111/mo
True cost
Sticker $30,730Drive-away $35,0186 yrs $79,973Adaptive cruise — NoHeated seats — No
Club
$1,161/mo
True cost
Sticker $34,230Drive-away $38,8336 yrs $83,570Adaptive cruise — NoHeated seats ✓ Yes
Grand Touring
$1,186/mo
True cost
Sticker $36,030Drive-away $40,7956 yrs $85,420Adaptive cruise ✓ YesHeated seats ✓ Yes
Grand Touring
$1,195/mo
True cost
Sticker $36,650Drive-away $41,4716 yrs $86,058Adaptive cruise ✓ YesHeated seats ✓ Yes

Features, trim by trim

Cheapest on the left. Each bar starts at the trim that adds it.
Feature
Sport$30,730
Club$34,230
Grand Touring$36,030
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ from Grand Touring
Comfort
Heated seats
✓ from Club
Convenience
Push-button start
✓ Every trim
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ from Club
Built-in navigation
✓ from Grand Touring
Premium sound system
✓ from Club
Capability and looks
LED headlights
✓ Every trim
Not listed on any trimLane centeringHands-free driving360° cameraParking sensorsCooled seatsHeated steering wheelHeated rear seatsDual-zone climateMassaging seatsRemote startPower liftgateWireless phone chargingPower driver's seatMemory seatHead-up displayLarge touchscreen (12 in+)AWD or 4WDTow hitch includedSunroofPanoramic roof
Full standard equipment on the Sport (82 items)
  • FM audio system with 6 speakers including driver's side headrest speakers
  • Android Auto / Apple Carplay Integration
  • Blind Spot Monitoring With Rear Cross Traffic Alert
  • Lane Departure Warning System
  • LED headlights
  • LED taillights
  • LED Daytime running lights
  • Variable-intermittent windshield wipers
  • Black power side mirrors
  • Body-colored front bumper, rear bumper and door handles
  • Aluminum hood
  • Aluminum trunk lid
  • Solar-control
  • tinted windshield
  • Rear-mounted mast antenna
  • Black cloth convertible top
  • Trunk light
  • Air conditioning
  • Power windows with driver's and passenger's one-touch-down feature
  • Side window demisters
  • Power door locks with speed sensor
  • Cruise control
  • Mazda Advanced Keyless Entry System
  • Push Button Start
  • Remote trunk lid release
  • Tilt & telescoping steering column
  • Driver's and passenger's vanity mirrors
  • Courtesy overhead light with dimming
  • 12-volt power outlet
  • Mesh aero board wind blocker
  • Glass rear window with defogger
  • 2 removable cup holders
  • Locking rear center console
  • Driver's and passenger's back panel covered storage
  • 2-passenger seating capacity
  • Bucket seats with reclining and forward
  • back slide feature
  • Driver's side seat tilt adjustment
  • Integrated headrests
  • Black cloth-trimmed seats
  • Black seat back bar trim
  • Leather-wrapped 3-spoke steering wheel
  • Leather-wrapped shift knob
  • Leather-wrapped parking brake handle
  • Padded armrests
  • Carpet floor mats
  • Driver foot rest
  • Black upper door trim
  • FMaudio system with 6 speakers includingdriver's side headrest speakers
  • Bluetooth hands-free phone and audio streaming capability
  • Speed-sensing automatic volume control
  • Dual USB-C audio inputs
  • Steering-wheel-mounted audio, phone and cruise controls
  • Apple CarPlay integration
  • Android Auto integration
  • Alexa Built-in
  • Infotainment System
  • 8.8" full-color center display
  • Multifunction Commander control
  • Infotainment system voice command
  • Radio Broadcast Data System program information
  • HD Radio
  • SMS text message audio delivery and reply
  • Mobile 911 automatic emergency notification
  • Mazda Connected Services
  • (1-year trial, monthly fees thereafter)
  • Full instrumentation, including tachometer, coolant temperature gauge and fuel gauge
  • Black gauges with white lettering
  • Trip computer (distance to empty, average fuel economy, current fuel economy, and average vehicle speed)
  • Dual front air bags
  • Side impact air bags
  • Side impact door beams
  • 3-point seat belts with pretensioners and force limiters
  • Rear Cross Traffic Alert
  • Blind Spot Monitoring
  • Rear View Monitor
  • Engine immobilizer
  • Tire Pressure Monitoring System (TPMS)
  • Driver attention Alert
  • Vehicle Exit Warning
  • Smart Brake Support - Forward
  • Secondary Collision Reduction

Recalls

1 NHTSA recall for 2024 to 2026 MX-5 Miata models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.

Quick answers
How much is a 2026 MX-5 Miata in California?
$35,018 to drive away for the Sport, from a $30,730 sticker.
What does it cost a month?
A $512 loan payment, about $1,172 a month with insurance, fuel and upkeep ($5,000 down); about $1,111 a month all in, after resale.
How much can it tow?
The brand doesn't publish a towing capacity.

Colors

Soul Red Crystal Metallic+$595Jet Black MicaSnowflake White Pearl Mica+$595Deep Crystal Blue MicaAero Gray+$595Machine Gray Metallic+$595

Similar cars

US prices in US dollars from Mazda's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.