2027 Toyota Camry: real cost in California
See the Camry on Toyota's US site ↗US prices read 2026-11-09
Cheapest trim, LE · California · age 35–59 · 6 years · 13,500 mi a yearChange
Sticker$29,700the advertised price
Drive away$33,874with fees and tax
Loan payment$492/mo72-month loan at 7%, $5,000 down
True cost$1,006/moeverything, after resale
$33,874 to drive away + $54,494 to run it for 6 years − $15,961 back at resale = $72,407, or $1,006 a month.
Where the money goes
Drive away$33,874
Running it, 6 yrs+$54,494
Back at resale−$15,961
Sticker pricethe advertised MSRP
+$29,700Feesfreight $1,295 · doc fee $85 (typical)
+$1,380Sales and use tax, 8.99%California
+$2,794Insuranceestimate, age 35–59, California
+$19,625Fuel13,500 mi a year at 51 MPG
+$9,122Maintenanceestimate
+$8,991Lost return on your money5% a year on the down payment and each payment
+$7,350Loan interest7% over 72 months
+$6,570Title, registration and plates6 years in California, incl. 0.65% value tax a year
+$2,837Resale after 6 years54% of MSRP, you get this back
−$15,961True cost $72,407 ÷ 72 months$1,006 a month
The car
Size and space
BodySedan193.5 in long
Seats5
Cargo15.1 cu ftbehind row 2
Ground clearance5.4 inlow; watch steep driveways
Engine and fuel
Engine225–232 hp hybrid, FWD, AWD
0–60 mph6.7–7.2 sour estimate from power and weight
Fuel economy43–51 MPGEPA combined
TowingNot published
Tires18" or 19"by trim
Safety and cover
Crash test✓ 5 of 5 starsNHTSA · see the test ↗
Highway assistSteers and brakeshands on the wheel · every trim
Warranty3 yrspowertrain 5 yrs · battery 10 yrs
Resale at 6 years54% of MSRPaverage for its type
Every trim
All trims: 5 seats.| LE FWD | $29,700 | $33,874 | $72,407 | ✓ $1,006/mo | 51 MPG | — No |
| LE AWD | $31,225 | $35,536 | $74,250 | $1,031/mo | 50 MPG | ✓ Yes |
| SE FWD | $32,200 | $36,599 | $76,079 | $1,057/mo | 46 MPG | — No |
| Nightshade FWD | $33,200 | $37,689 | $77,421 | $1,075/mo | 46 MPG | — No |
| SE AWD | $33,725 | $38,261 | $77,671 | $1,079/mo | 46 MPG | ✓ Yes |
| Nightshade AWD | $34,725 | $39,351 | $79,082 | $1,098/mo | 46 MPG | ✓ Yes |
| XLE FWD | $34,900 | $39,542 | $79,196 | $1,100/mo | 46 MPG | — No |
| XSE FWD | $36,100 | $40,849 | $80,517 | $1,118/mo | 46 MPG | — No |
| XLE AWD | $36,425 | $41,204 | $80,788 | $1,122/mo | 46 MPG | ✓ Yes |
| XSE AWD | $37,625 | $42,512 | $82,821 | $1,150/mo | 43 MPG | ✓ Yes |
LEFWD
✓ $1,006/mo
True cost
LEAWD
$1,031/mo
True cost
SEFWD
$1,057/mo
True cost
NightshadeFWD
$1,075/mo
True cost
SEAWD
$1,079/mo
True cost
NightshadeAWD
$1,098/mo
True cost
XLEFWD
$1,100/mo
True cost
XSEFWD
$1,118/mo
True cost
XLEAWD
$1,122/mo
True cost
XSEAWD
$1,150/mo
True cost
Features, trim by trim
Cheapest on the left. Each bar starts at the trim that adds it. + $ is the cheapest factory option or package that adds it (hover for its name).Feature
LE FWD$29,700
LE AWD$31,225
SE FWD$32,200
Nightshade FWD$33,200
SE AWD$33,725
Nightshade AWD$34,725
XLE FWD$34,900
XSE FWD$36,100
XLE AWD$36,425
XSE AWD$37,625
Safety and driver assist
Automatic braking
✓ Every trim
Blind-spot monitor
✓ Every trim
Rear cross-traffic alert
✓ Every trim
Adaptive cruise
✓ Every trim
Lane centering
✓ Every trim
360° camera
+ $4,760
Parking sensors
+ $4,760
Comfort
Heated seats
+ $610
+ $500
✓ from XLE FWD
Cooled seats
+ $3,810
Heated steering wheel
+ $610
+ $500
✓ from XLE FWD
Dual-zone climate
✓ Every trim
Convenience
Push-button start
✓ Every trim
Remote start
✓ Every trim
Wireless phone charging
✓ Every trim
Power driver's seat
+ $1,050
Tech and audio
Apple CarPlay and Android Auto
✓ Every trim
Wireless CarPlay
✓ Every trim
Premium sound system
+ $3,810
Head-up display
+ $3,810
Large touchscreen (12 in+)
+ $735
Capability and looks
AWD or 4WD
✓
✓ SE AWD to Nightshade AWD
✓ from XLE AWD
Sunroof
+ $870
+ $1,330
Panoramic roof
+ $1,330
LED headlights
✓ LE FWD to Nightshade AWD
Not listed on any trimHands-free drivingHeated rear seatsMassaging seatsPower liftgateMemory seatBuilt-in navigationTow hitch included
Full standard equipment on the LE LE FWD (42 items)
- Single exhaust
- LED Daytime Running Lights (DRL)
- Bi-LED projector low- and high-beam headlights, Automatic High Beams (AHB) and auto on/off
- Black front side air curtains
- Black horizontal bar front grille
- LED combination taillights with bulb turn signal and reverse light
- Black rear lower diffuser
- Black window trim
- Color-keyed outside door handles
- Acoustic noise-reducing front windshield
- 16-in. 10-spoke silver-painted alloy wheels
- Washer-linked intermittent windshield wipers
- Chrome-finished rear "CAMRY" lettering
- Two front and two rear cup holders; two front door and two rear bottle holders
- Covered center console, armrest and storage
- Passenger-side glove compartment
- Push Button Start
- Power door locks with shift-linked automatic locking feature with anti-lockout feature
- Rearview mirror with manual day/night mode
- Electric Parking Brake (EPB) with Brake Hold function
- Qi-compatible wireless charging with charge indicator light
- One 12V auxiliary power outlet
- Rear window defogger and outside mirror heater function with timer
- Tilt/telescopic steering wheel
- Dual zone automatic climate control with air filter, humidity sensor and rear-seat vents
- Dual sun visors with sliding extensions and illuminated vanity mirrors
- 7-in. digital gauge cluster
- Overhead console with sunglasses storage
- 6-speaker audio system
- Wireless Apple CarPlay compatibility
- Wireless Android Auto compatibility
- Backup camera with dynamic gridlines
- Toyota Safety Sense 3.0 (TSS 3.0)
- Predictive Fuel-Efficient Drive
- Hill Start Assist Control (HAC)
- Star Safety System
- Blind Spot Monitor (BSM) with Rear Cross-Traffic Alert (RCTA) and Safe Exit Alert (SEA)
- Eight airbags
- Rear-Seat Reminder
- LATCH (lower Anchors and Tethers for CHildren)
- Child-protector rear door locks and power window lockout control
- Collision sensors: deactivate high-voltage traction battery
Recalls
6 NHTSA recalls for 2025 to 2027 Camry models. Dealers fix them free; a new car should have them done before delivery. Ask the dealer to check the VIN.
Exterior lighting2025, 2026 · 508,354 vehicles
The instrument cluster display may fail during vehicle startup, deactivating the hazard lights, turn signals, seat belt warning system, and smart key reminder.Recall 26V511000 at NHTSA ↗Hybrid propulsion system2025, 2026 · 55,405 vehicles
A bolt inside the inverter may not have been tightened properly, causing incomplete contact at the inverter terminal.Recall 25V869000 at NHTSA ↗Back over prevention2025, 2026 · 1,024,407 vehicles
Please see the recall report for a complete list of models. A software error may cause the rearview camera to freeze or display a blank screen when the vehicle is in reverse.Recall 25V744000 at NHTSA ↗Electrical system2025 · 591,377 vehicles
Due to an error in the instrument panel software at vehicle startup, the instrument panel may fail to display vehicle speed, brake system, and tire pressure warning lights.Recall 25V595000 at NHTSA ↗Seat belts2025 · 40,922 vehicles
The second-row center seat belt webbing may be damaged. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard (FMVSS) number 209, "Seat Belt Assemblies."Recall 25V059000 at NHTSA ↗Equipment2025 · 33,848 vehicles
Gulf States Toyota, Inc.Recall 24V548000 at NHTSA ↗Quick answers
- How much is a 2027 Camry in California?
- $33,874 to drive away for the LE, from a $29,700 sticker.
- What does it cost a month?
- A $492 loan payment, about $1,056 a month with insurance, fuel and upkeep ($5,000 down); about $1,006 a month all in, after resale.
- How much can it tow?
- The brand doesn't publish a towing capacity.
Similar cars
US prices in US dollars from Toyota's US website, read 2026-11-09; destination as the brand lists it. Taxes, registration and the dealer doc fee follow your state. Insurance and maintenance are estimates. How we count.